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When Is Student Loan Consolidation a Bad Idea? Student loan hero

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Student loan consolidation can combine all of your federal loans into one easy monthly payment. Plus, it gives you the option of lowering your monthly payments by extending your repayment term, which can help you get out of the default (or avoid it in the first place).

But while there are benefits, student loan consolidation isn’t always the best option for everyone. Consider the following …

When student loan consolidation is a bad idea

While there are good reasons to pursue this strategy, consolidating student loans is not always a good idea.

Note that we are talking about Direct loan consolidation here, which involves combining your federal loans and choosing a new repayment plan. Refinancing can also combine multiple loans into one, but it’s a different process that is done with a private lender and usually results in a lower interest rate.

With that in mind, here are five times to avoid a direct consolidation loan:

1. Consolidation could increase your interest rate
2. Choosing a long repayment term will make your loan more expensive
3. You cannot consolidate private student loans
4. Consolidation of student loans could adversely affect PSLF payments
5. You could lose benefits

1. Consolidation could increase your interest rate

When you apply for a direct consolidation loan, you are consolidating your federal student loans into one new one. While this may simplify repayment, it may increase your interest rate slightly.

Your new interest rate will be the weighted average of your old rates rounded to the nearest eighth of a percent. To estimate what your new rate would be, use our weighted interest calculator. You can also use our student loan repayment calculator to estimate your long-term interest charges with your new rate.

Consolidation can also increase interest costs by causing capitalization. When your interest accumulates, it is added to your principal balance. You pay back the larger amount, so you basically pay interest on your interest.

Both the slightly higher rate and the capitalization could result in higher interest charges for you.

2. Choosing a long repayment term will make your loan more expensive

When you take out a direct consolidation loan, you have the option of choosing new repayment terms for your loans. Going for a long term of 20 or 25 years can reduce your monthly payments, but it also means that you will pay more interest in the long term.

Let’s say you pay $ 35,000 at a rate of 5.05% over a 10-year term. If you extend your terms to 20 years, you’ll end up paying an additional $ 11,019 in interest. If you choose 25 years, you will pay an additional $ 17,038 in interest.

Although this move might make sense if you have to lower monthly payments, not very useful if you are trying to save on interest. That said, you can still make additional payments to pay off your loan faster without penalty.

3. You cannot consolidate private student loans

In fgeneral, private student loans are not eligible for direct consolidation loans. So, if you are considering consolidating to simplify repayment, remember that your private student loans will not be combined with your federal loans.

Note that you can combine private and federal student loans when you refinance with a private lender. If you can meet credit and income requirements – or apply with a co-signer who can – you may also be eligible for a lower interest rate.

But refinancing federal loans makes them private, making them ineligible for future direct consolidation loans or other federal plans. As such, you need to make sure you understand what you would be sacrificing before you refinance Federal Student Loans.

4. Consolidation of student loans could adversely affect PSLF payments

According to the Department of Education, you will lose credit for payments already made through Public Service Loan Waiver (PSLF) or income-based repayment plans, such as income-based repayment, if you consolidate your student loans.

PSLF waives federal student loans after 10 years of public service. But if you consolidate your loans, you are resetting your repayment term clock, even if you’ve already been on an income-based repayment plan for a few years.

If you’ve already been engaged for a year or more in your quest for the PSLF, be careful not to lose your progress by consolidating your student debt.

5. You could lose benefits

The consolidation of student loans could also result in the loss of certain benefits. As mentioned, you could lose your progress towards loan cancellation when you consolidate. Additionally, you may need to say goodbye to the interest rate cuts you are currently receiving.

You could also lose your grace period for student loans, which typically allows you to delay your loan repayment for up to six months after graduation. To avoid this, you can ask your loan manager not to process your consolidation request until the end of your grace period.

Finally, Perkins loan recipients could become ineligible for Perkins loan cancellation if they consolidate.

Before you apply for student debt consolidation, be sure to ask your agent if you will lose any benefits. If you want, consolidating student loans might not be a good idea.

When student loan consolidation is a good idea

While we have focused on the potential drawbacks of consolidating student loans, there are some advantages to this approach as well.

If the idea of ​​having just one payment per month sounds appealing to you, then student loan consolidation may be right for you. It can be overwhelming and confusing to have many payments to a group of loan providers, which can make it easier to focus on a single loan payment.

Consolidating your student loans will not affect your credit score much. Federal consolidation does not result in a credit check, so it will not hurt your credit score.

If you qualify, Federal Loan Consolidation also gives you the freedom to subscribe to an income-based repayment plan or extended plan, which could make your monthly payments more affordable.

Consolidation also allows you to move to a new federal loan manager, which can be a welcome change if your current loan manager has not been helpful or is difficult to work with.

Finally, applying for a student loan consolidation is a way to get them out of default and get them back in order. The other is to apply for a student loan rehabilitation.

If these advantages outweigh the potential disadvantages, a student loan consolidation might be a good idea.

Understand the difference between consolidation and refinancing

Although we have focused on federal student loan consolidation, this is not the only way to combine multiple loans into one. You can also combine your loans, whether federal or private, through student loan refinancing.

One of the benefits of refinancing is potentially lowering your interest rate. If you or your co-signer has good credit, you may be eligible for a lower rate than you currently have.

In addition, you can choose new repayment terms, usually between five and 20 years. Changing your terms will adjust your monthly payment, allowing you to pay a bill that fits your budget.

But as mentioned, refinancing federal student loans makes them private, so you will lose access to federal protections, such as income-based repayment plans and the PSLF. Make sure you don’t need federal benefits before you refinance federal loans.

If you’re unsure whether it’s better to consolidate student loans, refinance, or leave your loans behind, our consolidation or refinancing calculator can help.

Rebecca Safier contributed to this article.

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Union workers bite outside Pennsylvania nursing homes – Business Daily News

More than 4,000 union workers in Pennsylvania picket outside nursing homes Tuesday to protest what they said were decades old nursing regulations in need of updating.

Service Employees Union International Healthcare Pennsylvania is the state’s largest union for nurses and healthcare workers, representing nearly 45,000 nurses, professional and technical employees, direct care workers and service workers in all facets of the healthcare sector.

In February, members called on the state to update its nursing home regulations related to staffing, worker retention and working conditions. The picketing is the result of what they said was the inaction of the legislature.

The union said nursing home regulations should increase the minimum staffing requirement from 2.7 hours of care per day per resident to 4.1 hours of care per day. Workers are also looking for better union contracts, which they say would help retain nursing home staff and provide more protections for residents when nursing homes are sold or undergo a change in ownership.

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Buyers have a ‘ravenous appetite’ for skilled nursing facilities

Walker & Dunlop real estate brokers Josh Jandris and Mark Myers presented the trends in the skilled nursing industry they are currently seeing, highlighting an ongoing frenzy of transactions – with publicly traded real estate investment trusts being the sellers and the big private companies as buyers.

Healthcare systems are also divesting their skilled nursing facilities, the brokers said, preferring to partner with SNF operators.

The Bethesda, Md., Brokerage firm was Fannie Mae’s No.1 lender last year and is one of the top HUDs [Department of Housing and Urban Development] lenders in the skilled nursing space. Walker Dunlop has traded over $ 3 billion in the SNF space alone.

This interview has been edited for length and clarity.

Jandris: What we’ve seen over the past 18 months is that skilled nursing has actually supported the senior housing industry as a whole. On the transaction side, skills [nursing] continued to treat, despite issues related to COVID.

I think, on the one hand, this is due to the amount of aid. You know the [Payment Protection Program] and the grants that skilled nursing providers and homeowners received during the pandemic… these buildings were losing 20 to 50 percent of their occupancy.

It would have been extremely problematic from an investment perspective, but I think it’s important to take a step back and realize that [SNFs] stay extremely needs-oriented, don’t you, you kind of have to be there. Residents need to be there because they need to receive this care 24 hours a day, and then I think secondarily, if you look at the amount of help they have received, it has weathered the storm pretty well. .

What does the future of mergers and acquisitions look like in this space?

Myers: The buying community for the qualified has a healthy, I dare say maybe even voracious appetite in some cases, depending on the types of installations in the markets.

There is no doubt that the buying community wants to create platforms. Many of them have ancillary businesses and management platforms that they wish to develop. We believe that they will continue to develop in a thoughtful manner, that they will try to develop, that they will try to establish themselves at the regional level.

It is a very regional industry, it really helps to know about doctors, hospitals, health systems, so it is better to grow in one region and grow in various regions.

Are there other factors at play for mergers and acquisitions in the industry?

Myers: Some states have experienced legal issues or challenges from certain law firms. They tend to prey on nursing home owners – many buyers will shy away from these states, they don’t want to run the risk of being sued.

One frivolous lawsuit after another, it becomes difficult to obtain insurance to cover such losses and the loss of energy of having to deal with such things, it is a distraction for the operation of the business.

There are states that have very strong unions, especially in the North East, which can be a deterrent to some buyers who don’t want to have to negotiate or sometimes even fight with unions.

Jandris: What I would say is that there aren’t many transactions where one nonprofit seller sells to another nonprofit seller. The best opportunity when buying an asset is, as a private buyer, to buy from a non-profit seller, because the momentum is in your favor.

You have a very high occupancy rate, you generally have a very good reputation, you have a high income – you know where the opportunity is, because this is all what everyone wants.

Myers: It’s forked. You’ve got a good chunk of the (nonprofit) industry that’s not following trends and it’s not high tech and they don’t look at costs and that sort of thing and so they make a great opportunity for a private company to intervene and create synergies.

What transactions are you currently working on?

Myers: We are in the process of closing a very creative and creatively structured transaction in the Midwest that allows for some tax deferral for the seller, as well as an eventual real estate buyout and refinancing of the underlying debt. . This is going to be a great deal for half a dozen qualified nursing facilities, a great deal for the seller and the buyer.

In the Northeast, we have a family business that we represent and we sell their nursing homes. We are working on a valuation with them, and have collected some offers.

And then in the South East, we are working with a health system on creative ways to treat [its SNFs]. It’s going to be a big thing in the future too, healthcare systems are seeing, and they’ve been finding out for years that it’s really hard to be a hospital in the nursing home space.

So hospitals are looking to get rid of their skilled nursing assets?

Myers: Hospitals are going out of business in many ways, in many states. We help [this health system] identify a partner who will substantially renovate or rebuild three skilled nursing facilities, either on or near the hospital campus, and create an environment in which the hospital feels comfortable as a referral source to these facilities, a place where hospital staff can supervise the residents and where residents can go close to the hospital and receive rehabilitation, either following surgery or for more acute needs .

Jandris: It’s really a bit offbeat. There has been this influx of capital from the institutions, and a lot of consolidations – it’s almost done at 180, so these institutions as well as the smaller regional players have given up other skilled nursing holdings, to revert to more owners. -operators, or some sort of owner-operator.

Myers: There have been mostly mom-and-pop owners for decades, and then there was this mom-and-pop movement with one, two, maybe three installations to big owners and investors. There has been, from Josh’s perspective, a resurgence of comeback, not so much among moms and dads, but moving from public REITs to these private investors. And I think a lot of it has to do with the risks of skilled nursing for a public company and one giant’s attempt to manage a portfolio of skilled nursing, with various operators in various regions.

So are private investors better placed to take over qualified nursing facilities now?

Myers: The big challenge with RNs has been regulatory challenges and fluctuations in cash flow. It’s really hard for a public company not to have constantly growing cash flow. A private business is a much better vehicle because you have a longer view, you don’t have to report to shareholders. It does not surprise us that the great private [companies] take over in the specialized space for these reasons.

Myers: We have the capacity to deal for the customers on the sales side, we can help them with the financing and at the same time we can refinance for them. We have relationships with some of the biggest bridge lenders in this space. So, you know, we love the space, and we think we add a lot of value to the process, because we know the buyers, and we know how to underwrite the facilities and how to value them.

Atlanta’s National Chain of Skilled Nursing Facilities to Pay $ 11.2 Million to Resolve Claims of Poor Care Delivery and Medically Unnecessary Therapy Services | USAO-EDPA

PHILADELPHIA – Acting U.S. Attorney Jennifer Arbittier Williams has announced that SavaSeniorCare LLC and related entities (Sava) have agreed to pay $ 11.2 million, plus additional amounts if certain financial contingencies arise, for resolve allegations that she violated the False Claims Act by causing nursing facilities (SNFs) to bill Medicare for rehabilitative therapy services that were not reasonable, necessary, or qualified, and resolve the allegations that Sava billed Medicare and Medicaid for substandard, highly skilled nursing services. Sava, based in Atlanta, Georgia, currently owns and operates more than 160 skilled nursing facilities across the country, including three facilities in Pennsylvania.

“Nursing home residents should not be at the mercy of nursing home operators who put their own economic gains ahead of the needs of residents, and we will continue to aggressively pursue operators who charge Medicare and Medicaid for substandard care, ”Acting US attorney Williams said. “This regulation holds Sava accountable, and the resulting corporate integrity agreement should ensure that Sava provides quality care to older people and treats its residents with dignity and respect.”

This settlement resolves four False Claims Act lawsuits, one in the United States District Court for the Eastern District of Pennsylvania and three consolidated in the United States District Court for the Central District of Tennessee. The lawsuits allege that Sava submitted bogus claims for rehab therapy services while engaging in a systematic effort to increase her Medicare billings. Through company-wide policies and practices, Sava is said to have placed significant pressure on its SNFs designed to meet unrealistic financial goals, resulting in the provision of medically unreasonable, unnecessary and unqualified services to Medicare patients. . Sava allegedly set these ambitious, forward-looking corporate goals for the highest Medicare reimbursement rates in order to dramatically increase Sava’s revenue without considering the real clinical needs of his patients, and then pressured his staff to make sure they did. ‘he achieves these goals. Sava is also said to have delayed the discharge of patients from its facilities in order to increase its health insurance payments, even if the patients were medically ready to be discharged.

This settlement also resolves allegations that between October 1, 2008 and September 30, 2012, Sava submitted false claims to Medicaid for coinsurance amounts related to rehabilitation therapy services for beneficiaries who were eligible for both Medicare and Medicaid.

Additionally, this settlement resolves allegations that between January 1, 2013 and December 31, 2018, Sava submitted false claims to Medicare and Medicaid for grossly and materially inferior and / or worthless qualified nursing services, which were caused in large part by Sava’s inability to provide a sufficient number of trained nurses to adequately care for the residents of her nursing home. This failure of care would have resulted in preventable pressure ulcers, preventable falls and preventable medication errors.

“Nursing home operators will be held to account when they put their own financial interests ahead of the needs of their residents,” said Acting Assistant Attorney General Brian M. Boynton of the Civil Division of the Department of Justice. “This regulation demonstrates the ministry’s continued commitment to aggressively prosecute carriers who bill Medicare and Medicaid for unnecessary and grossly substandard services and who fail to adequately support residents in their care.”

As part of the settlement with the United States and separate settlements with the participating states, Sava has agreed to pay a total of approximately $ 11.2 million, plus additional amounts should certain financial contingencies arise.

Along with this settlement, Sava also entered into a chain-wide five-year Corporate Integrity Agreement (CIA) with the Office of the Inspector General of the Department of Health and Human Services (HHS- OIG) which requires an independent organization to annually review patient stays and associated Medicare paid claims for those stays, including the provision of rehabilitative therapy services to ensure they are reasonable and necessary to improve, maintain or slow the deterioration of the patient’s condition, or restore the patient’s previous level of function. In addition, Sava is required to hire an independent monitor to review the quality of resident care. CIAs promote compliance and protect vulnerable residents of nursing homes.

The cases were handled by the United States Attorney’s Offices in the Eastern District of Pennsylvania and the Central District of Tennessee, the Commercial Litigation Division of the Civil Division and the HHS-OIG, with assistance from the United States Prosecutor’s Offices in the Southern District of Texas and the District of Texas and the National Association of Medicaid Fraud Control Units. At the United States Attorney’s Office for the Eastern District of Pennsylvania, Assistant United States Attorney David A. Degnan, Assistant United States Attorney Gerald B. Sullivan, and Auditor George R. Niedzwicki conducted the investigation and resolution.

The cases are captioned United States, et al. ex rel. Doe, et al. v. SavaSeniorCare, Inc., et al., Civil action n ° 16-CV-0840 (ED Pa.); United States ex rel. Hayward v. SavaSeniorCare, LLC, et al., No. 3: 11-0821 (MD Tenn.); United States ex rel. Scott v. SavaSeniorCare Administrative Services, LLC, 3: 15-0404 (MD Tenn.); and United States ex rel. Kukoyi v. Sava Senior Care, LLC, et al., No. 3: 15-1102 (MD Tenn.). The rapporteur in the Eastern District of Pennsylvania action is represented by David T. Marks of Marks Balette Giessel & Young, PC, Thomas Sheridan of Sheridan & Murray, LLC and Joseph Trautwein of Joseph Trautwein & Associates, LLC.

The claims settled by this agreement are only allegations, and there has been no determination of liability.

Solon asks CHED to lift moratorium on nursing education

Quezon Rep. Angelina Tan (File photo)

MANILA – The Chairman of the House Committee on Health on Monday called on the Higher Education Commission (CHED) to lift the moratorium on opening new nursing programs in light of the shortage of nurses in the country amid the coronavirus disease (Covid-19) pandemic.

In a speech of privilege to the plenary session, Quezon representative Angelina Tan said it was high time for CHED to assess the relevance of its Memorandum Order (CMO) No.32 issued in 2010, which required a moratorium on the opening of all students and graduates. nursing programs and four other courses starting in the 2011-2012 school year.

CHED cited the increase in the number of institutions offering these programs as one of the reasons for the moratorium, as well as the gradual decline in the performance of nursing graduates, indicating the deteriorating state of the program.

Tan said that even before the Covid-19 pandemic, a global shortage of nurses was already predicted.

This shortage, according to Tan, was also highlighted in a World Health Organization report calling for urgent investment in nursing, as the Covid-19 pandemic highlights the need for nurses.

“The role of nurses in our healthcare system cannot be overstated, not only in delivering quality healthcare, but also in achieving our Sustainable Development Goals (SDGs). They make a vital contribution to the achievement of national and global goals related to a range of health priorities, including universal health care, mental health and communicable and noncommunicable diseases, preparedness and response to emergency situations. emergency, patient safety and the provision of integrated people-centered services. care, ”Tan said.

She further pointed out that data on the pre-Covid-19 pandemic reveals that the world does not have a global nursing workforce commensurate with universal health coverage and the Sustainable Development Goals.

“Given this context and its potential impact on our health system, I think the time has come for CHED to assess the relevance of CMO # 32. In fact, this representation urges the Education Commission higher to allow other higher education institutions to open new nursing programs to enable us to produce more nurses, ”Tan said.

Further citing the WHO State of the World Nursing 2020 report, Tan said without action there will be a deficit of 4.6 million nurses globally by 2030.

In the Philippines, the projected deficit of nurses is expected to be 249,843 by 2030, unless greater investments are made now to retain them in the Philippine health sector. (ANP)

The institute offers a free one-hour course in palliative care nursing

Opening of a free COVID test site in Batch B on campus





America / Los_Angeles

San Diego County resumes free COVID testing at Cal State San Marcos starting Tuesday, August 3, from a new site on campus in the Lower B parking lot of Craven Road. The walk-in test site is open to the public and no appointment is made.

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Curve Health Announces Multiple Partnerships with Qualified Nursing Facilities in Minnesota and California, Marking Milestone for Patient Outcomes

MIAMI, May 6, 2021 / PRNewswire / – Curve Health, a company that provides care for the elderly in skilled nursing facilities through a platform that combines telemedicine, smart billing, health information exchange and predictive analytics, announced its partnership with the Southview Acres Health Care Center in Saint-Paul, Minnesota and Affinity Healthcare Center in Paramount, California. These partnerships come as skilled nursing facilities (SNFs) seek innovative and safe ways to care for residents amid the challenges that have arisen during the COVID-19 pandemic.

A recent study from the Western Journal of Emergency Medicine found that care provided through the Curve Health platform reduced hospitalizations for SNF patients by up to 80%.

“When Tim Peck was at my facility on Long Island, I saw the impact the platform could have and what it could mean for residents and trained nursing staff. Since that time I have partnered with Tim to bring the solution to Southview and facilities across Minnesota, commented Avi katz, owner of Southview Acres Health Care Center. “The pandemic has opened the eyes of the industry to the importance of telemedicine-based services in NFCs, and the regulatory environment now supports Curve’s growth and its partnership with forward-looking organizations like Southview. We expect the immediate accessibility of physicians to allow a smoother patient and family experience and a significant decrease in unnecessary hospitalizations. “

Rob macnaughton, CEO of Curve Health, commented, “The Curve Health platform improves the care experience for residents and providers, while putting the patient and their family at the center of everything we do. Our solution has been proven to allow remote physicians to collaborate with trained nurses. at the bedside to dramatically reduce unnecessary hospital transfers. The platform is truly transformative for the industry, and we are proud to put it into action for residents and staff of our partners in Minnesota and California, and beyond.”

The integration of the Curve Health platform enables staff at Southview Acres and Affinity Healthcare to improve patient outcomes by providing more personalized care to their residents. Residents are connected from their rooms directly with doctors and physicians via a tablet, allowing staff nurses to execute treatment plans. Better visibility into the individual is made available through advanced predictive analytics, ensuring more accurate identification and treatment of medical conditions, and accurate execution of advanced care plans. Additionally, business intelligence analyzes enable SNFs to improve staff allocation, and smart billing features provide appropriate reimbursement for remote physician groups.

About Curve Health:
Curve Health is care for the elderly without walls. Founded in April 2020 on a platform that reduces patient transfers from Qualified Nursing (SNF) to emergency departments by 80%, Curve advances connected care for the elderly by bridging the silos that hinder delivery of health care today; allowing doctors to remotely treat patients in SNF, at home, in an ambulance or wherever they are. Curve combines telemedicine, health information exchange, predictive analytics and smart billing into a single platform, resulting in better quality care + significant return on investment while ensuring the most transparent patient experience. To find out more visit: www.curvehealth.com

SOURCE Health Curve

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End of exemptions for qualified nursing care facilities

On April 8, 2021, the Centers for Medicare and Medicaid Services (CMS) announced that some of the blanket waivers implemented during COVID-19 will expire on May 10, 2021.[1] The following exemptions will expire:

  1. General emergency exemptions related to notification of room or roommate changes, and transfer and discharge notification requirements.

CMS believes that nursing homes have had time to develop practices that have enabled them to effectively regroup residents and provide the required notice in advance. As such, establishments are now required to resume providing 30 days’ notice, or as soon as possible, prior to a resident’s transfer or discharge, and to provide notice prior to a room or roommate change. The exemptions that allow facilities to transfer or unload, and changing rooms for co-horting remain in effect.

  1. General emergency relief for certain care planning requirements for residents transferred or returned for reunification.

Federal regulations require nursing homes to establish a basic care plan and a comprehensive care plan within 48 hours and 7 days of admission to the facility, respectively. During COVID-19, CMS waived these requirements. Again, CMS believes that facilities have had time to develop processes to accomplish these important care planning tasks.

  1. General emergency waiver of the time required to complete and submit the Resident Assessment Minimum Data Set (MDS).

CMS has waived the MDS deadline requirements at 42 CFR §483.20 for reviews to allow vendors flexibility in conducting and submitting reviews. CMS believes that nursing homes should have developed practices to conduct these assessments in a timely manner.

Although the aforementioned waivers expire on May 10, 2021, other waivers remain in effect. Specifically, the qualifying 3-day hospital stay remains waived, so Medicare services can continue to be provided to beneficiaries without a prior hospital stay.

© 2021 Dinsmore & Shohl LLP. All rights reserved.Revue nationale de droit, volume XI, number 117

Navigating Resuming Visits to Skilled Nursing Facilities

Over the past year, visiting restrictions in nursing homes have had a dramatic impact on residents, families, staff and administrators of skilled nursing facilities across our country. As the Centers for Medicare & Medicaid Services (CMS) acknowledged in its September 17, 2020 memorandum, nursing homes “have been severely impacted by Covid-19 with outbreaks resulting in high rates of infection, morbidity and mortality”.

In its latest guidance of 10 March 2021, CMS continued to recognize the negative impact of social isolation and stressed the importance of visitation. However, with the resumption of visitation, skilled nursing facilities, their residents and their families face new challenges and risks.

In the guidelines, CMS has issued revised recommendations for visits to skilled nursing facilities, which provide a detailed process for managing visits. While implementation details are beyond the scope of this article, several things are clear from the guidance:

Compliance with the fundamental principles of preventing Covid-19 infection remains a high priority. Outdoor tours are always preferred. The interior visit is possible “at all times” and “for all residents”, subject to specific exceptions.

Risks to consider before authorizing the resumption of visits

Skilled nursing facility staff have done heroic work over the past year. While the resumption of visits is a positive development, there are potential risks to consider.

First, facility staff must consider not only the prevention of Covid-19 infections, but also falls, runaways and other significant risks associated with the many visits occurring both inside the building and outside on the grounds of the establishment.

Second, the determination of the facility’s ability to provide access to the greatest number of potential visitors should be considered and documented. A designated staff member should be responsible for managing the scale and scope of the visitation program.

Third, adherence to the fundamental principles of infection control requires the cooperation of all stakeholders. Staff must be trained in appropriate intervention techniques when a recalcitrant visitor does not comply with infection prevention methods.

As visits resume, the guidelines make it clear that non-compliant visitors should be barred from visits. CMS’s September 17, 2020 memo gave nursing staff the authority to exclude or remove visitors who are “unable to adhere to the fundamentals of preventing Covid-19 infection”. This should be a big relief for front-line staff dealing with non-compliant visitors.

For example, while vaccinated visitors may assume that they are not required to wear face masks, the assumption is against guidelines and facility staff should be equipped to immediately address potential visitor non-compliance. . While families naturally want unrestricted access to loved ones, communities must ensure adherence to infection prevention methods, even for residents and visitors who are fully immunized.

CMS has made it clear that the visits will be dealt with as part of the inquiry process. Access to visits will be reviewed and facilities are required to offer visits unless there is a valid reason to cease visits related to clinical necessity for resident safety. As such, skilled nursing facilities must adhere to current guidelines while facilitating safe visits to avoid negative survey outcomes.

Visitor certificates are suggested

Although there are many challenges to overcome, documentation and planning will undoubtedly make a difference when it comes to potential future claims. We suggest the use of visitor attestations confirming that the visitor complies with the fundamental principles of infection control.

Certifications must be performed by all visitors before entering and upon leaving the facility. The attestations should identify all elements of infection control and commemorate the visitor’s adherence to them prior to the visit.

Visitors must also complete an informed consent form upon entry, which must include an affirmation that the visitor is aware of the risk of contracting Covid-19 due to their visit to the community and, as noted above, agrees to comply with infection control protocols. The frequency and method for which informed consent forms must be completed by visitors varies by state, but having all visitors complete the forms is a priority. Informed consent forms should be discussed with an attorney and retained in accordance with federal and state regulations.

Finally, skilled nursing facilities should prepare for a hiatus in new visiting protocols. Revised guidelines suggest visits can be halted based on a new positive resident or staff member. Facilities should plan for the disruption and proactively communicate with residents and families regarding the consequences of interrupting visits.

Institutions should also preemptively prepare press releases and correspondence to families if an immediate halt to visits is necessary. Although it has been a long year and the isolation has been painful, even a brief hiatus in visits after a successful reopening would be difficult for everyone involved. As such, preparing in advance for potential disruptions would alert families that visitation disruptions are possible and eliminate future surprises.

This column does not necessarily reflect the opinion of the Bureau of National Affairs, Inc. or its owners.

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Author Information

Drew Grahama partner at Hall Booth Smith PC in New York, founded the firm’s Long-Term Care Practice Group and advises healthcare providers facing the challenges of the complex and highly regulated specialty.

Danielle Walker is associated with Hall Booth Smith, PC in Saddle Brook, NJ. She focuses her practice on advocating for health systems, physicians and other health care providers on medical malpractice lawsuits and applications for long-term care benefits and services for the elderly.

Ensign Group Acquires Three Skilled Nursing Facilities in Colorado

SAN JUAN CAPISTRANO, Calif., April 06, 2021 (GLOBE NEWSWIRE) — The Ensign Group, Inc. (Nasdaq: ENSG), the parent company of the Ensign™ group of companies, which invests in and provides skilled nursing care and residences for elderly services, physical therapy, occupational therapy and speech therapy and other rehabilitation and health care services, announced today that it has acquired the operations of the following skilled nursing facilities in Colorado:

Boulder Canyon Health and Rehabilitationa 140-bed skilled nursing facility located in Boulder, CO;

Berthoud Care and Rehabilitation, a 76-bed skilled nursing facility located in Burgdorf, CO; and

South Valley Post-Acute Rehabilitationa 106-bed skilled nursing facility located in Denver, CO.

These acquisitions took effect on April 1, 2021 and will be subject to a long-term triple net lease.

“We are excited to add these operations to our Colorado portfolio and look forward to the contribution they will make to the operations of our same stores in the state,” said Barry Port, president and CEO of Ensign.

Dave Jorgensen, President of Endura Healthcare, Inc., Ensign’s Colorado-based subsidiary, added, “Each of these operations is well positioned to become the operation of choice in their markets. We are excited to work with our healthcare partners as we strive to provide top-notch care to our patients and their families. »

This acquisition brings Ensign’s growing portfolio to 235 healthcare operations, 22 of which also include assisted living operations, in thirteen states. Ensign owns 94 real estate assets. Mr. Port reaffirmed that Ensign is actively seeking opportunities to acquire real estate and lease both skilled nursing, assisted living and other struggling and performing healthcare related businesses across the United States.

About Ensign™

The independently operating subsidiaries of Ensign Group, Inc. provide a wide range of skilled nursing and assisted living services, physiotherapy, occupational therapy and speech therapy and other rehabilitation and services at 235 healthcare facilities in Arizona, California, Colorado, Idaho, Iowa, Kansas, Nebraska, Nevada, South Carolina, Texas, Utah, Washington and Wisconsin. More information about Ensign is available at http://www.ensigngroup.net.

Contact information

The Ensign Group, Inc., (949) 487-9500, ir@ensigngroup.net

SOURCE: The Ensign Group, Inc.

The Ensign group acquires three qualified nursing establishments

SAN JUAN CAPISTRANO, Calif., April 6, 2021 (GLOBE NEWSWIRE) – The Ensign Group, Inc. (Nasdaq: ENSG), the parent company of the Ensign â„¢ group of companies, which invests in and provides skilled nursing care and housing for Elderly Care, Occupational Therapy, Speech-Language Pathology and other health and rehabilitation services, today announced the acquisition of the operations of the following skilled nursing facilities in Colorado:

Boulder Canyon Health and Rehabilitation, a 140 bed skilled nursing facility located in Boulder, CO;

Berthoud Care and Rehabilitation, a 76 bed skilled nursing facility located in Berthoud, CO; and

South Valley Post Acute Rehabilitation, a 106-bed skilled nursing facility located in Denver, Colorado.

These acquisitions came into effect on April 1, 2021 and will be subject to a long-term triple net lease.

“We are excited to add these operations to our Colorado portfolio and look forward to their contribution to the operations of our same stores in the state,” said Barry Port, president and CEO of Ensign.

Dave Jorgensen, president of Ensign Healthcare, Inc., the Colorado-based subsidiary of Ensign, added, “Each of these operations is well positioned to become the operation of choice in their markets. We are excited to work with our healthcare partners as we strive to provide world-class care to our patients and their families. “

The acquisition brings Ensign’s growing portfolio to 235 healthcare facilities, 22 of which also include assisted living facilities, in thirteen states. Ensign owns 94 real estate assets. Mr. Port reaffirmed that Ensign is actively seeking opportunities to acquire real estate and lease both skilled, high performing and distressed nursing, assisted living and other healthcare related businesses through United States.

About Ensign â„¢

The independently operating subsidiaries of Ensign Group, Inc. provide a wide range of nursing and assisted living services, physical, occupational and speech therapy, and other health and rehabilitation services. in 235 health facilities, in Arizona, California, Colorado, Idaho, Iowa. , Kansas, Nebraska, Nevada, South Carolina, Texas, Utah, Washington and Wisconsin. More information about Ensign is available at http://www.ensigngroup.net.

Contact details

The Ensign Group, Inc., (949) 487-9500, ir@ensigngroup.net

SOURCE: The Ensign Group, Inc.

6 Month Nursing Course in South Africa: Institutions and Programs

Nursing is becoming an increasingly preferred profession across South Africa. How long can it take to become a caregiver in the country? Read on to find out which institutions offer 6-month nursing courses in the country.

To become a caregiver in South Africa, you must have the necessary qualifications and be registered with the South African Nursing Council. Photo: Morsa Images
Source: Getty Images

The South African Council of Nurses recognizes three types of caregivers, namely Registered Practical Nurses or Sisters, Registered and Registered. The apprenticeship period is generally four years for a diploma and three years for a national diploma. If you only want to become a registered nursing aide, you can enroll in a 6 month nursing course in Cape Town and other parts of South Africa.

6 months nursing course in South Africa

There are various institutions that have received accreditation from the South African Nursing Council to provide training. The council has also established strict rules which guarantee respect for the dignity of the nursing profession. Where to register for a 6 month care program? Here are some of the institutions.

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Programs for registered and licensed nurses offered by Netcare Education

Netcare offers the following courses:

  • Anesthesia and recovery room skills
  • Central sterilization service technician
  • Basic intensive care nursing
  • Basic neonatal intensive care nursing
  • Basic Pediatric Critical Care Nursing
  • Infection prevention and control nursing
  • Maternity Nurse
  • Operating room skills
  • Pediatric Cardio-Thoracic Nursing
  • Trauma and emergency nursing

6 month programs offered by Mediclinic

Mediclinic offers the following certificate courses in collaboration with South African higher education institutions.

  • Nursing care in anesthesia and recovery room
  • General intensive care
  • Nursing care in the operating room
  • Emergency nursing care
  • Nursing Sciences of Diagnostic and Therapeutic Cardiac Interventions
  • Oncology / hematology nursing
  • Cardio-thoracic intensive care

Programs offered by Gem Auxilary Nursing School

Gem Auxilary offers the following courses:

  • Home Care
  • Skills development program – Partial qualification (NQF level 01)

Can you become a nurse in 5 months?

6 month nursing internship in South Africa
Undergraduate health care degrees last 4 years, national degrees last 3 years, while senior certificates last one year or less. Photo: Studio Phynart
Source: Getty Images

According to the South African Nursing Council (SANC), it takes a four-year undergraduate degree or a three-year national degree from an accredited institution to become a qualified caregiver. After obtaining either qualification, they undergo clinical training in a hospital or approved training institution. You will then have to register with the SANC to legally practice the caregiver.

Read also

Tshwane South College courses, online applications, registration dates, contacts

If you want to work as a registered practical nurse, you can register for a higher certificate. Qualification typically takes a year or less. Licensed practical nurses provide basic nursing care under the supervision of registered and licensed nurses with national degrees or diplomas.

After becoming a registered nurse, registered nurse or qualified nursing assistant, one can follow a diploma course which can last a few weeks, months or even a year. Caregivers can also continue their education with master’s and doctoral degrees.

One can enroll in a 6 month nursing course to further his career or start as a nursing assistant. Whatever the reason, you must make sure to enroll in an establishment approved by the SANC. Legality ensures that the quality of the South African health system is maintained.

READ ALSO: List of All Nursing Colleges in South Africa 2021

Read also

The Most Affordable Paramedic Courses in South Africa

Healthcare delivery is a crucial part of a country’s health system. Nurses ensure that the sick are cared for and live with dignity until they get better or even die in peace. How to become a natural caregiver and contribute positively to humanity? Briefly.co.za has brought up a list of all nursing colleges in South Africa. Find out how to become a nurse in the country and register today!

Source: Briefly.co.za

Texas expands in-person visits to nursing facilities

AUSTIN, Texas (KBTX) — The Texas Health and Human Services Commission has released new rules and guidelines for nursing and long-term care facilities that are effective immediately.

Texas nursing facilities will continue to follow protocols such as wearing face masks, but they can now allow close contact during visits for fully vaccinated patients, no time limits on visits, and end-of-stay visits. life for all residents, regardless of COVID-19 status.

It also means that facilities do not have to seek state visitation approval, monitor or escort visitors to and from the visitation area, or require negative COVID-19 test results for visitors. essential caregivers or visitors to salon services.

The state is following federal guidelines released this month by the Centers for Medicare and Medicaid Services.

For the full list of new guidelines, see the press release below.

AUSTIN – The Texas Health and Human Services Commission is expanding statewide visits to nursing and other long-term care facilities, starting today. In accordance with federal guidelines released March 10 by the Centers for Medicare and Medicaid Services, residents of fully immunized nursing facilities are now permitted close, in-person visits with family members and friends who are not caregivers. designated essentials, as long as appropriate safeguards are in place. “Safe visitation by family and friends is critical to the mental health and well-being of residents of long-term care facilities,” said Victoria Ford, HHS policy and regulatory officer. “We are delighted that these new rules allow residents to enjoy in-person visits with a wider circle of loved ones.” For nursing facilities, these updated visitation rules provide providers with additional flexibilities in accordance with new federal guidelines. While continuing to follow all protocols to mitigate the spread of COVID-19, including the wearing of face masks, Texas nursing facilities can now allow:

  • close/personal contact during any visit for fully immunized residents.
  • outdoor visits to all facilities, even when the facility is experiencing an outbreak.
  • up to two essential caregivers at the same time to visit a resident with any COVID-19 status.
  • all visits without time limit, while respecting infection prevention and control measures.
  • end-of-life visits for all residents, regardless of their COVID-19 status in all nursing facilities, with an expanded definition of end-of-life visits that now includes all residents receiving palliative care services; end-of-life or end-of-life residents, with or without palliative care services; and residents whose prognosis does not indicate recovery.

Nursing facilities no longer need:

  • seek blanket visitation approval from HHSC.
  • monitor visits or escort visitors to and from the visit area.
  • limit indoor visits to areas with a barrier or plexiglass gazebo.
  • requiring documentation of a negative COVID-19 test result for essential caregivers or visitors to salon services.

In addition to nursing care facilities, HHSC has expanded permitted visits to assisted living facilities, intermediate care facilities, and home and community service providers. The new rules also remove certain administrative requirements for vendors, such as rules requiring staff to monitor certain visits and escort visitors to and from a visitation area.

Copyright 2021 KBTX. All rights reserved.

PruittHealth Rolls Out Joint Commission Accreditation to All 91 Southeast Nursing Facilities

PruittHealth announced last week that all of its 91 skilled nursing facilities in the Southeast region will be required to undergo Joint Commission nursing center accreditation, with Georgia facilities to go first. .

SNFs will need to undergo accreditation to obtain the Gold Seal of Approval; Joint Commission accreditation is granted when an on-site investigation is successfully completed, according to the organization’s website. The survey is conducted by a surveyor or team of surveyors trained by the Joint Commission.

Currently, 16 of PruittHealth’s SNFs and 26 of the Norcross, GA-based provider’s home health offices are accredited by the Joint Commission.

PruittHealth earlier this month detailed its plans to “double down” on home health and renovate its facilities to add more private rooms as it prepares for the post-pandemic future and zeros in on recovery after a year which saw a $137 million drop in revenue and a spike in home care patient numbers even as the SNF census plummeted.

Joint Commission Accreditation helps healthcare organizations identify risk through an assessment of compliance with accreditation standards, focusing on the processes and organizational functions essential to providing safe, quality patient care. , according to the press release making the announcement.

“For more than 50 years, my family has taken pride in raising the standard of care provided in the communities we serve, and we are proud that our efforts are supported by the Joint Commission with these credentials,” said Neil Pruitt, President. -CEO of PruittHealth. Jr. said in the statement. “We have gone to great lengths to ensure quality of care is ingrained in our culture, and each PruittHealth partner strives to provide the safe, high-quality care that patients deserve and expect.”

After Georgia NFC accreditation in 2021, North Carolina and South Carolina NFCs will follow, and many centers will follow the process to earn Joint Commission post-acute care and memory care certifications. , according to the press release.

“Joint Commission accreditation will provide PruittHealth with an enhanced patient- and resident-centered quality framework to help identify and address vulnerabilities to protect patients and residents,” said the executive director of services at the Joint Commission Nursing Center, Gina Zimmermann, in the release.

How personal loan consolidation works


Drowning in payday loans? These options can be useful. (Stock)

Payday loans are a short term, in a pinch option for cash-strapped consumers. But they are hardly a saving grace.

With exorbitant interest rates and short repayment terms, they often incur more costs than they are worth. They can also cause a vicious cycle of debt that is virtually impossible to break out of, especially for those who live paycheck to paycheck.

If you find yourself taking out loan after loan to cover your debts or are just struggling to repay the payday loans of days gone by, consolidation can help. To learn more about payday loan debt help or consolidation loans, head to Credible for certain debt relief options.

How personal loan consolidation works

Payday loan consolidation essentially means taking out another loan – a Personal loanin most cases – and use these funds to pay off any remaining balance on your payday loans.

Since these types of loans usually have much lower interest rates than payday loans, it can save you a lot in the long run. You will also enjoy a longer repayment period and can repay the loan in monthly installments over several years.

A personal loan can also help you with your credit. According to FICO, payment history makes up a whopping 35% of your credit score, so as long as you make payments on time, you could see a credit rating increase after several months.

If you are interested in taking out a personal loan – whether you are interested in debt consolidation loans or otherwise, then go to Credible online marketplace. Credible can assess your financial situation and find the right lender.


Besides a personal loan, you can also consolidate your payday loan debt using a credit card or, if you own a home, by refinancing your mortgage, through a credit line. home equity loan (HELOC) or through a home equity loan.

“The best way out of the payday loan trap is through loan consolidation,” said Doug Lynam, director of LongView Asset Management in Santa Fe, New Mexico. “Almost all types of conventional loans have a lower interest rate and better terms than a payday loan, whether through a local credit union, credit card or home equity line of credit.”

Are you ready to consolidate your personal loan debt? Then compare your options today at Credible.


If you’re still unsure how to manage your payday loans or get out of debt, consider talking to a credit counselor or certified financial planner. They can offer personalized recommendations specific to your situation.

What are the disadvantages of personal loan debt consolidation?

Since consolidating your payday loans can almost always lower your interest rate and lower your costs in the long run, it’s rarely a bad idea if you can qualify.

That’s the caveat, though: not everyone will be eligible to consolidate their loans through one of these strategies.

These loans come with credit score requirements, and HELOCs and home equity loans require you to own a home. Credit cards are more accessible, but if you’re only making minimal payments, the interest charges could prove quite significant in the long run.

For these reasons, it is always important to shop around before consolidating debt. Use Credible to compare personal loan rates and lenders or to locate a interest-free balance transfer card to reduce your interest costs.


How Payday Loan Consolidation Works


Drowning in Payday Loans? These options can be useful. (iStock)

Payday loans are a short term option for cash strapped consumers. But they are hardly a saving grace.

With exorbitant interest rates and short repayment terms, they often incur more costs than they are worth. They can also cause a vicious cycle of debt that is virtually impossible to break out of, especially for those who live paycheck to paycheck.

If you find yourself taking out loan after loan to cover your debts, or just struggling to pay off payday loans from days gone by, consolidation can help. To learn more about payday loans or consolidation loans, go to Credible for debt relief options.

How Payday Loan Consolidation Works

Consolidating payday loans essentially means taking out another loan – a personal loan, in most cases – and using those funds to pay off any remaining balance on your payday loans.

Since these types of loans generally have much lower interest rates than payday loans, this can save you considerably in the long run. You will also benefit from a longer repayment period and will be able to repay the loan in monthly installments over several years.

A personal loan can also help you with your credit. According to FICO, payment history makes up a whopping 35% of your credit score, so as long as you make payments on time, you could see an increase in your credit score after several months.

If you want to take out a personal loan, whether you are interested in a debt consolidation loan or something else, go to the online marketplace Credible. Credible can assess your financial situation and find the right lender.


In addition to a personal loan, you can also consolidate your personal loan debt using a credit card or, if you are a homeowner, by refinancing your mortgage, through a cash line of credit. Home Equity Loan (HELOC) or through a Home Equity Loan.

“The best way out of the payday loan trap is with loan consolidation,” said Doug Lynam, director of LongView Asset Management in Santa Fe, New Mexico. “Almost any type of conventional loan has a lower interest rate and better terms than a payday loan, whether through a local credit union, a credit card or a home equity line of credit. “

Are you ready to consolidate your payday loan debt? Then compare your options today on Credible.


If you still don’t know how to manage or get out of your payday loans, consider talking to a credit counselor or certified financial planner. They can offer personalized recommendations specific to your situation.

What Are the Cons of Payday Loan Debt Consolidation?

Since consolidating your payday loans can almost always lower your interest rate and lower your costs in the long run, it is rarely a bad idea if you can qualify.

That’s the caveat, however: Not everyone will be eligible to consolidate their loans through any of these strategies.

These loans come with credit score requirements, and HELOCs and home equity loans require you to own a home. Credit cards are more accessible, but if you only make minimum payments, the interest charges could turn out to be quite significant in the long run.

For these reasons, it is always important to shop around before consolidating debt. Use Credible to compare personal loan rates and lenders or to locate an interest free balance transfer card to lower your interest charges.


Is the shift of Medicaid long-term care from nursing facilities to the home about to accelerate?

The massive pandemic relief bill the House is likely to approve by the end of this week includes billions of dollars in new funding for Long-Term Government Services and Supports (LTSS) for frail elderly and disabled young people. But the most profound change may be a temporary increase in funding for Medicaid Home and Community Services (HCBS).

The House bill would increase the federal contribution to Medicaid LTSS by 7.35%, or about $9 billion, for one year. But the markup would only apply to home and community services and exclude nursing home care.

While the additional federal funding is temporary, President Biden and congressional Democrats will no doubt want to make it permanent. And even as a temporary increase, it will likely accelerate a continued shift to home and community care that began long before the pandemic.

How Medicaid LTSS Works

In 2016, about 57% of Medicaid LTSS spending went to home care, twice as much as in 2000. At the same time, the share of Medicaid spending on institutional care fell from 73% to 43% . However, the pace of change has slowed in recent years.

Medicaid is run by the states but funded jointly by the states and the federal government. Typically, the federal government pays about 60% of the program, although in some states the federal government pays two-thirds of the cost.

Nursing homes remain the default setting for Medicaid long-term care. States can get special permission to move some of this care into people’s homes, but their use of HCBNS varies widely.

Funding and flexibility

The House bill would give states great flexibility in how they use additional HCBS funds. They could increase payments to home care agencies and other Medicaid service providers; increasing pay, training or paid leave for direct caregivers; and purchase emergency supplies such as personal protective equipment and testing. States could also use the funds to provide this equipment to family caregivers, buy assistive technology or help nursing home residents return home. Whatever they do, states should use the money to improve their programs.

Separately, the House bill would also increase funding for the Seniors Act by $1.4 billion. This chronically underfunded umbrella account funds programs critical to home care infrastructure, including Meals on Wheels and dozens of related programs. It would also add $4.5 billion to a federal low-income energy assistance program, critical support for low-income seniors living at home.

While some advocates would prefer to repeal Medicaid support for nursing homes, or at least end its bias toward institutional care, the House bill takes a more modest approach. It would create new financial incentives for states to adopt more robust home care without cutting funding for nursing homes or changing the basic design of Medicaid LTSS.

A new blueprint

This comprehensive approach has also been endorsed by consultancy ATI Advisory, which has close ties to the Biden administration. In its new “blueprint” for Medicaid LTSS reform, the ATI recommends permanently increasing the federal match for Medicaid HCBS, along with other broader reforms such as establishing minimum national standards for eligibility for Medicaid HCBS participants, implementing a minimum allowance for personal needs for those living at home, and adjusting state HCBS wait lists to focus on level of need.

ATI’s most ambitious proposal envisions the federal government paying all costs for HCBS catastrophic costs that exceed a specified threshold. Indeed, such a model would bring Medicaid closer to becoming a federal program without nationalizing it and while allowing states to tailor specific benefits to their populations.

Like the House Democrats’ approach, ATI would initially use the carrot of new financial incentives to encourage states to expand their HCBS programs rather than the stick of forcing them to cut nursing home benefits. This approach may not have much impact in some nursing home-heavy states, such as Louisiana, but it could boost Medicaid home care across much of the country.

The minimum wage conundrum

During this presidential campaign, Biden has supported more aggressive use of home and community care, proposing to spend about $450 billion over 10 years to improve these state programs. By increasing the federal contribution for Medicaid long-term home care, even temporarily, the House sends a strong signal that it supports this change.

Biden and congressional Democrats will face a challenge: the effects of a $15-an-hour minimum wage on Medicaid. Direct care workers are in desperate need of a pay rise and better working conditions, especially in the wake of the pandemic. But an increase to $15 an hour for home care workers, who average about $11, would likely consume much of the increased federal contribution to Medicaid HCBS and leave little for d other improvements.

On its own, the COVID-19 tragedy in long-term care facilities was likely to single-handedly accelerate the shift to Medicaid LTSS at home. But the House bill and the broader efforts it signals could accelerate that change even further.

B.Sc. course (nursing) at nursing colleges under AFMS; Apply before March 10


Applications were solicited for women only, for admission to the 4 year B.Sc. (Nursing) Courses starting in 2021 at the nursing colleges of the armed forces medical services.

The program takes place at the CON at AFMC Pune (40 seats); CH (EC) Calcutta (30); INHS Asvini (40); AH (R&R) New Delhi (30); CH (CC) Lucknow (40); CH (AF) Bangalore (40) (total 220 seats)

Eligibility: Applicants must be single / divorced / legally separated / widowed female citizens of India without charges. The applicant must be born between 1st October 1996 and 30e September 2004 (both days included).

The candidate must have passed the first attempt, the upper secondary examination (10 + 2) or the equivalent examination (12 years of schooling) in physics, chemistry, biology (botany and zoology) and English with at least 50% of marks global as a regular student of a statutory / recognized board / university / examining body. Those who will take the final year of the qualifying exam during the current academic session may also apply provisionally subject to the presentation of proof of passing the qualifying exam with the required subjects and grades. before joining the course.

Physical standards – Medical fitness will be determined according to standards
applicable to the Commission in the Armed Forces as amended from time to time. Details are given on www.joinindianarmy.nic.in

Selection process: The selection will be based on a computerized examination lasting 90 minutes and covering 150 points, likely to take place in April 2021. The computerized examination will consist of 50 questions, each carrying 1 point each of them. general english; General intelligence and science (biology, physics and chemistry). There must be no negative marking

Those who qualify for the computerized examination will be called for an interview and a medical examination in June 2021 at selected centers. The interview has a maximum weight of 100 points.

Final selection will be based on the combined merit of the computerized examination and interview, subject to the applicant’s medical suitability, choice and vacancy at each college. Details regarding seat reservation are given in the notification on www.joinindianarmy.nic.in

Admission to colleges of nursing will be based on choice of merit, subject to medical suitability and vacancies in each college. Selected candidates must sign an agreement / engagement to serve in the military nursing service. During the training, they will receive a free ration, housing, a uniform allowance and a monthly allowance. Upon successful completion of the final year university examination for the Bachelor of Science in Nursing course, applicants will be offered a permanent / short commission in nursing service, subject to medical suitability. They will have to repay the bond money in accordance with the fulfilled obligation in the event of withdrawal from the course, completion of training, or refusal to accept the commission in the MNS, if offered.

The date of declaration of the results of the respective universities will be the commission date for the applicants.

Application: The application can be submitted online at www.joinindianarmy.nic.in from the 17the February 2021 at 5 p.m. on the 10the March 2021. Eligible applicants will be able to pay the online application processing fee of Rs 750 / -. Upon successful online payment, a bank reference number (DU number) will be generated for all future correspondence.

For more details, visit www.joinindianarmy.nic.in

Kodagu Medical College Obtains Authorization to Begin B.Sc Nursing Course


Madikeri: Years after its creation, the Kodagu Institute of Medical Sciences in Madikeri, the district headquarters, received government permission to introduce the B.Sc. Nursing Course The course was a long-standing demand of the people of Kodagu, which did not have a medical institute until 2014, when the Medical College was announced.

Following the sanction for starting the much-requested B.Sc (Nursing), the Medical College began preparations for the admission of 100 students during the current academic year. As all 100 seats are under government quota, students must be admitted through the advice of the Karnataka Examinations Authority.

Construction of the Kodagu Institute of Medical Sciences building began in 2014 and was completed in 2016. At present, 750 college students are studying for the MBBS course and the district hospital, which has been attached to the Medical College, was recently upgraded.

The Dean of the Medical College, Dr Cariappa, said that with government permission for the B.Sc Nursing, classes will start from this very year. Pointing out that there are 100 places for the BSc in Nursing, he said it was a four and a half year course. The college has recruited both teaching and non-teaching faculties and classes are expected to start soon, he added.

Madikeri MP Appachu Ranjan said the government appealed last year to start the nursing course at the College of Medicine. The government has now granted permission and the course will begin this year. However, a meeting of medical college authorities and health ministry officials will be held soon to decide where the classes will be held, he added.

MP for Virajpet and former Assembly Speaker KG Bopaiah said the health minister was called upon to launch a B.Sc Nursing during his last visit to Kodagu. That aside, the Chief Minister was also called to start the course.

Now, in response to our call, the government has authorized the nursing course and the courses are expected to start soon, he said.

SIT Bachelor of Nursing course suspended under Alert Level 2 restrictions


Manu Reiri, a freshman nursing student at the Southern Institute of Technology, was supposed to start his baccalaureate nursing course on Monday, but was delayed for at least a week due to Covid-19 restrictions.

Robyn Edie / Stuff

Manu Reiri, a freshman nursing student at the Southern Institute of Technology, was supposed to start his baccalaureate nursing course on Monday, but was delayed for at least a week due to Covid-19 restrictions.

More than 120 baccalaureate nursing students have seen their start of classes delayed as the Southern Institute of Technology works through the impact of Covid-19 Alert Level 2 restrictions.

SIT’s Bachelor of Nursing course, which has 124 freshmen, was scheduled to start on Monday, but has now been postponed until next Monday, provided Invercargill returns to Alert Level 1.

Other SIT courses, however, proceeded as planned.

SIT Executive Director Maree Howden said the decision to postpone the Bachelor of Nursing course was simply because the number of first-year Bachelor of Nursing students exceeded 100.

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Alert Level 2 guidelines stated that gatherings should be limited to less than 100.

“We feel obligated to keep student health and safety in the forefront and because of students coming from many places,” Howden said.

Manu Reiri, a first year nursing student, was excited to start his studies on Monday and was disappointed to then receive the message on Sunday evening informing him of the delay.

“It makes sense, prevention is better than cure,” he said of SIT’s decision.

SIT management also canceled O’Week’s activities this week.

As SIT decided to postpone the start of its nursing course and cancel O’Week activities, Bowden said it was otherwise largely business as usual.

SIT operates the Music and Audio Institute of New Zealand (MAINZ) Auckland campus, which is subject to Alert Level 3 restrictions. E-learning was ongoing for these students.

Meanwhile, those in the hospitality industry have also had to act quickly to ensure they can operate at Alert Level 2.

Below Alert Level 2, customers in restaurants, bars and cafes had to be seated and socially distanced.

Invercargill Licensing Trust Managing Director Chris Ramsay hopes the Alert Level 2 restrictions won't be in place for too long.

Kavinda Herath / Tips

Invercargill Licensing Trust Managing Director Chris Ramsay hopes the Alert Level 2 restrictions won’t be in place for too long.

Invercargill Licensing Trust Managing Director Chris Ramsay expected this to have an impact, indicating a 20% drop in revenue in previous periods operating at Alert Level 2.

He was looking at the positives though.

While restrictions were limited until 11:59 p.m. Wednesday, as noted, there was no better 72-hour period for the hospitality industry than Monday, Tuesday, and Wednesday to put restrictions in place, given that it It’s the quietest time of the week for hospitality, says Ramsay.

Ramsay was also thrilled to have successfully completed last week’s biggest Invercargill event, the Burt Munro Challenge, before the restrictions went into effect.

Ramsay said ILT trading during this year’s Burt Munro Challenge was on par with last year, which was nice given that ILT had a quieter January than expected.

ILT Stadium Southland General Manager Nigel Skelt has said he will work hard to ensure that as many events as possible can go below Alert Level 2.

ILT Stadium Southland General Manager Nigel Skelt said they will work hard to keep as many events as possible at the venue under Alert Level 2 restrictions.

John Hawkins / Stuff

ILT Stadium Southland General Manager Nigel Skelt said they will work hard to keep as many events as possible at the venue under Alert Level 2 restrictions.

A social netball competition scheduled for Monday evening was canceled, which Skelt said was largely due to the netball volunteers not having time to work on logistics.

Skelt said they can separate the site, which includes the SIT Velodrome, into different zones to make sure they don’t exceed the maximum of 100 people.

“We need to look for ways to continue operating, in accordance with Alert Level 2 guidelines, rather than ways not to,” he said.

His biggest concern was whether the Alert Level 2 restrictions continued beyond Wednesday evening.

ILT Stadium Southland hosts the New Zealand Elite and Under-19 Track Cycling Championships, Relay For Life and its first-ever esports tournament, all scheduled on site from February 24-28.

MNS Recruitment 2021: Apply Online For Indian Army Nursing Course


MNS 2021 recruitment: The Indian Army has issued a notification for admission to the 4 year B Sc. (Nursing) Course 2021. Interested candidates can apply online at the official Indian Army recruiting site – joinindianarmy.nic.in. Upon successful completion of 4 years of nursing education, applicants will be awarded a permanent / short service commission in the nursing service. Registration for MNS Recruitment 2021 will open on February 17 and will continue until March 10, 2021.Also Read – J&K Kathua Army Helicopter Crash: Pilot and Co-Pilot Still Missing After One Day

MNS 2021 Recruitment: B Sc. Course application process (nursing) Also Read – Territorial Army Recruitment 2021: Apply for Officer Positions at jointerritorialarmy.gov.in before August 19

Applicants who meet the eligibility criteria for the course will be invited to the Indian Army Nursing Exam 2021, which is tentatively scheduled to be held in April. The Indian Army Nursing Admission Card will be available at www.joinindianarmy.nic.in by the 3rd week of March 2021. Read also – 4 suspicious drones spotted in J & K’s samba

MNS 2021 recruitment: How to apply

Step 1: Visit Indian Army Recruitment Website – joinindianarmy.nic.in

Step 2: Click on “Agent entry apply / connect”

Step 3: If you don’t have an account, click register. You can also click on login and use your username and password to apply.

Step 4: To register, fill in the required details and submit.

Step 5: You will receive an OTP on your mobile phone, fill it in the space provided and click “Save”.

Step 6: Log in using the same credentials and complete the application form as per the given steps.

MNS 2021 recruitment: Eligibility criteria

Applicants must have passed the first attempt, upper secondary examination (10 + 2) or other equivalent studies (12 years) in physics, chemistry, biology (botany and zoology) and English with a minimum of 50% overall ratings (general category rating). Candidates who sit for the final year of the aptitude exam during the current academic session may also apply on a provisional basis.

Applicants will be assessed for medical fitness, as appropriate, by the Armed Forces Commission. Only candidates born between October 1, 1996 and September 30, 2004 can apply.

Selected candidates must take a computer-based examination (CBE) followed by an interview. On the basis of CBE merit, candidates will be invited for an interview in June 2021.

Nursing facilities and CMP: the last fight | Dorsey & Whitney LLP

On January 18, 2021, a lawsuit was filed against the U.S. Department of Health and Human Services (“HHS”) and the Centers for Medicare and Medicaid Services (“CMS”) challenging a 2017 CMS policy change The plaintiffs, the National Consumer Voice for Quality Long-Term Care and the California Advocates for Nursing Home Reform are nonprofit consumer advocacy groups for long-term care. The policy at the heart of the lawsuit relates to a change made by CMS to the way Civil Monetary Penalties (“CMP”) are imposed on nursing facilities.

For your information, under the Nursing Home Reform Act of 1987 (NHRA), Congress created a regime whereby CMS and the states shared responsibility for ensuring that the states met federal standards. quality and safety of care for residents of nursing homes. Under this program, state agencies regularly assess a nursing facility‘s compliance with requirements by conducting periodic, often unannounced, surveys. The results of the investigation would then be communicated to the CMS Regional Offices (“ROs”) along with recommended enforcement actions. Acting on the results of the investigation and the recommendation of the state agency, ROs would then impose CMPs per day on facilities for past non-compliance with federal standards.

The 2017 change, however, made it clear that ROs, regardless of the findings and recommendations of state investigative agencies, must impose a CMP for past noncompliance based solely on each instance of noncompliance that occurred but was corrected before the state investigation was completed. “Past non-compliance” is a statutory term that refers to situations where a state finds that a nursing facility meets all federal requirements “but, at a prior period, did not meet those requirements” . With this 2017 policy change, if a facility corrected this non-compliance just before the investigation team arrived at the facility, even if the non-compliance lasted for months, the facility would not be not penalized for each day of non-compliance, but would instead receive a “per instance” CMP.

Plaintiffs in the recently filed litigation argue that by announcing to state investigative agencies that its ROs will assess CMPs only for each instance of past noncompliance and not for each day of past noncompliance, the change in CMS policy effectively contravenes the express intent of Congress to give states the direction to recommend (and CMS the discretion to impose) one CMP per day for past noncompliance.

The complaint alleges that the plaintiffs were prejudiced by this change. CMPs per instance currently range in amount, adjusted for inflation, from a minimum of $2,233 to a maximum of $22,320 for each instance of non-compliance. 42 CFR § 488.438(a)(2); 45 CFR § 102.3. Using the example of a non-immediate risk impairment, the maximum CMP per instance a nursing facility faces for this type of impairment is $22,320, regardless of whether the facility has left the impairment uncorrected for one day. , a week or a month. In contrast, the maximum CMP per day for this type of deficiency begins to exceed, and quickly eclipses, the maximum CMP per instance whenever the institution has left the deficiency uncorrected for four or more days (4 x $6,695 = $26,780). Plaintiffs argue that imposing CMPs solely by instance for past noncompliance will thus encourage nursing facilities to knowingly let deficiencies linger for days, weeks, or even months, until the next state investigation. , because the sanction will be the same whether the deficiency has persisted for a day or a month. As long as the establishment remedies the breach before the next investigation (usually 12-15 months apart), the establishment can only be fined a maximum of $22,320 per instance.

The human impact of this, as stated in the lawsuit, is that for every day that a facility allows an impairment to persist, whether for a week or several months, residents of that facility may be put at risk by the deficiency. Therefore, the plaintiffs claim that if facilities do not fear monetary penalties, they will be less inclined to make their facilities safe for residents.

Certainly, nursing facilities across the country will view it very differently from the plaintiffs in the litigation. Since investigations are unannounced, facilities don’t “let their guard down” and intentionally allow facilities to become less safe simply because they know they will be assessed a per-instance penalty instead of a penalty. per day. On the contrary, the possibility of obtaining a CMP per instance (as opposed to a penalty per day) would incentivize nursing facilities to identify and correct problems immediately so that these problems are identified as a past nonconformity when the state investigative agency will come knocking at the door. . Although there can be bad actors, most nursing facilities do everything they can to avoid noncompliance. In other words, the actions and decisions of facilities are not based on the fact that they would prefer to have a penalty per day rather than a penalty per instance.

It should also be noted that while the litigation mentions the COVID-19 pandemic, it does not mention the enhanced CMPs that are now available for infection control violations. CMS aggressively used these enhanced CMPs to enforce large CMPs per instance per day for relatively low level violations. For example, an employee making an error in wearing their mask or in daily documentation of COVID-19 symptoms (even if there are no adverse consequences) can result in a CMP of $15,000 if the establishment had any lack of infection control over the past two years. An investigator may see a staff member failing to comply with the requirements every time (e.g. not wiping the face shield after sitting down for a few seconds, letting their mask fall under their nose, etc.) and may impose severe penalties accordingly. . Although most institutions agree that infection control is important, these penalties are excessive, especially considering that they are imposed for some of the most minor and isolated events that can occur.

Facilities should be aware of this litigation and the views expressed by organizations seeking to change the CMP landscape to be more severe than it currently is. CMS has already shown a willingness to increase CMP levels for infection control purposes, and they may seek to extend those penalties more permanently.

Best Bad Credit Loans in 2021: Online Options


While bad credit can make it harder to get affordable financing, that doesn’t mean you can’t qualify for a bad credit loan. You just need to look for lenders who offer financial products to people in your credit range.

We’ve ranked and rated our partner lenders to help you find the best bad credit personal loans.

Note that we do not recommend any lender offering loans with an APR greater than 36%. Before you turn to these loans, you should see if you can qualify for the lenders on this page, other loans with rates below 36%, or the alternatives highlighted below.

In this guide:

Best Personal Loan Companies For Bad Credit

Personal loan options for bad credit

  • Prices from 7.99% APR
  • You can check the rates without hurting your credit score
  • Quick financing
Upstart logo

  • Prices from 8.13% APR1
  • Low minimum loan amount
  • 10-day grace period in the event of late payment

The following are brief reviews of our personal loan partners who offer loans to those with bad credit.

To improve

Tariffs (APR)


Loan amounts

$ 1,000$ 35,000

Upgrading is a great option for borrowers at the higher end of the bad credit spectrum, as well as those who need smaller loans.

One of the benefits of Upgrade is that you can check your eligibility and pricing without affecting your credit score. Additionally, eligibility is more based on free cash flow compared to other lenders, so you may get a lower rate with Upgrade compared to other bad credit lenders.

  • Pull on soft credit to check rates: Yes
  • Filing deadline: The next day
  • Original costs: 2.9% – 8%
  • Late charge: $ 10
  • Repayment Terms : 36 or 60 months


Tariffs (APR)

6.27% – 35.99%1

Loan amounts

$ 5,000$ 30,0002

Upstart is another good option for borrowers with bad credit as they offer competitive rates, a wide range of loan amounts, and financing as fast as a business day.3.

You can check your rates without affecting your credit score4 and use the funds for almost all expenses. Note that the minimum credit score for Upstart varies depending on the state in which you live.

  • Pull on soft credit to check rates: Yes
  • Filing deadline: As quickly as a working day
  • Original costs: 0% – 10%
  • Late charge: $ 5 or 15% of payment (whichever is greater)
  • Repayment Terms : 36 months or 60 months

>> Read more: How to get a loan without a credit check

How we choose the best bad credit loans

To find the best personal loans for bad credit, our editorial team analyzed each of our lending partners for BBB rating, Trustpilot rating, interest rates, loan amounts, terms, deposit time, fees. origination, late fees, other fees, initial credit. take advantage of availability, benefits, and more. Learn more about our assessments and methodology here.

If you want to see other options, check out these reviews:

Should You Take A Personal Loan If You Have Bad Credit?

Why do you need it ?

If you have bad credit and are considering a personal loan, the most important thing you can do is figure out why you need the loan. If you are paying off high-interest debt or have an urgent emergency, a personal loan may be a reasonable financing option.

However, because bad credit personal loans often come with extremely high interest rates and fees, the full cost of the loan rarely merits unnecessary shopping. As such, you may want to consider other options before using a personal loan to buy a car, renovate your home, or go on vacation.

Can You First Improve Your Credit Score?

If you have bad credit, it’s not the end of the world. You may still be eligible for loans from some lenders, but you may decide to wait and improve your credit if you are turned down for a loan or want better interest rates.

There are many ways to improve your credit, but not all of them are quick fixes. The best way to improve your credit is to borrow responsibly and pay off your debt over time.

If you can increase your score up to 20 points, you may qualify for different lenders and better rates. This can have a big impact on the final cost of your loan.

Be prepared to repay if you take out a loan

If you have to take out a personal loan with bad credit, it is imperative that you make sure that your budget can accommodate repayment obligations during the life of the loan.

By making regular payments, you may find that a personal loan can help you build your credit; However, failure to make payments on time can have a negative effect, leaving your score even lower than it was.

>> Read more: Where to find small personal loans

What about payday loans?

While a payday loan may seem like an attractive option for those with bad credit, they are generally one of the most dangerous loan products on the market today.

Payday lenders offer immediate cash in exchange for an automatic payment (by post-dated check or automatic deduction agreement). The repayment however includes the amount of the loan as well as a significant amount of interest, often of the order of 400%.

These loans often make deleveraging even more difficult and can hurt your financial future.

>> Read more: Alternatives to Break the Payday Loan Cycle

Alternatives to personal loans for bad credit

Before taking out a bad credit loan, it is important to determine if there are cheaper alternatives that you can turn to. The main factor in the total cost of your loan (and most financial products) is the interest rate and associated fees.

Here are some guides to other financial products you might want to explore before taking out a bad credit personal loan:

Conclusion: Finding the Right Loan for Bad Credit

While bad credit can make it harder to get a personal loan, it’s not impossible. There are several lenders who specialize in subprime loans and are willing to work with consumers who have poor or no credit.

However, keep in mind that these bad loans usually come with high interest rates and limited terms. As such, it is best to consider the reason for your loan and, if possible, work on improving your credit score before applying.

1 The full range of rates available vary by state. The average 3 year loan offered by all lenders using the Upstart platform will have 15% APR and 36 monthly payments of $ 33 per $ 1,000 borrowed. There is no deposit or early repayment penalty. The average APR is calculated based on the 3-year rates offered in the last month. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.

2 Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be eligible for the full amount. Loans are not available in West Virginia or Iowa. The minimum loan amount in MA is $ 7,000. The minimum loan amount in Ohio is $ 6,000. The minimum loan amount in NM is $ 5,100. The minimum loan amount in GA is $ 3,100.

3 If you accept your loan before 5:00 p.m. EST (excluding weekends and holidays), you will receive your funds the next business day. Loans used to finance education related expenses are subject to a 3 business day waiting period between loan acceptance and funding in accordance with federal law.

4 When you check your rate, we check your credit report. This initial (soft) investigation will not affect your credit score. If you accept your rate and proceed with your request, we perform another (hard) credit check which will impact your credit score. If you take out a loan, the repayment information will be communicated to the credit bureaus.

Girl flees her uncle’s home to escape child marriage and is found attending nursing lessons 4 years later

A girl who disappeared from her maternal uncle’s home here almost four years ago was found by Delhi police who said on Tuesday she left to escape underage marriage and was now pursuing nursing lessons . Officials said she left home in May 2017, when she was around 16, and the case was reported to Shalimar Bagh Police Station in northwest Delhi, where a kidnapping case was recorded and an investigation opened. Police also announced in 2019 a reward of Rs 50,000 for anyone providing information that helped locate her, they said.

Deputy Police Commissioner (Crime) Bhisham Singh said, “Our team (from the criminal branch) contacted and examined the girl’s relatives, friends and acquaintances. After analyzing the detailed recordings of the calls, we discovered that the girl was somewhere in Bihar. Police Chief Ramdas was told on Monday that the girl was traveling to Delhi by bus and would reach Anand Vihar Interstate Bus Station in the morning, he said. Based on this information, a team was sent to ISBT and the girl was found, he said.

He said the girl told police her parents died when she was a child and that she and her brother lived with her maternal uncle in Delhi. “When she was in grade 10, her maternal uncle forced her to marry someone of her choice, but she didn’t want to get married because she wanted to continue her education. So she left her maternal uncle’s house in 2017 without saying so. to anyone and reached his maternal grandmother’s house in Samastipur district of Bihar, ”he said.

None of her relatives visited her in the Bihar home, and her maternal grandmother also did not notify anyone of her presence and support her in continuing her studies, according to the DCP. She completed her studies and was admitted to a nursing course in Samastipur, the DCP said.

The girl was not aware that an FIR had been filed in this regard, he said, adding that the Directorate of Crime handed her over to Shalimar Bagh police station, where the cases were. recorded. The police then appeared here before the Child Welfare Committee (CWC) and further action will be taken on the matter at the direction of the CWC.

Read all the latest news, breaking news and coronavirus news here

Oklahoma revamps nursing course to speed up licensing

TULSA, Oklahoma. – A profession frequently in demand is the nurse.

The shortage goes beyond the pandemic and continues into 2021, now, in hopes of alleviating the critical need, a new effort is launched in Oklahoma.

The state has revamped its refresher course for nurses without an active license. The skills-based program is partly online. It can also be done in less than half the time it usually takes.

“We are, of course, in an unprecedented situation,” said Lara Morris, state manager of the health career training program for the Oklahoma Department of Career and Technology Education.

However, it is not just the pandemic that is wreaking havoc on the number of nurses. According to the American Association of Colleges of Nursing, a significant segment of the nursing workforce is approaching retirement.

“As the baby boomers retired, we were going to need more nurses for over 10 years. We talked about it, ”Morris said. “We’ve had committees, we’ve had people working, we’ve expanded our nursing programs, but at the end of the day we still don’t have enough people to fill the field.”

They hope that the new course will be the saving grace. Morris said he has already received hundreds of interested calls.

“We really know that there are a lot of people out there who want to help and fulfill their destiny as nurses,” she said.

The state reduced the price of the course by $ 600. It is now $ 2,000. Hillcrest HealthCare System‘s communications department said it would consider covering costs for future employees.

For more information on the Nursing Refresher Course, click here.


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WaPo releases scathing investigative report into owner of Humboldt Skilled Nursing Facilities

  • Shlomo Rechnitz

In case you missed it, The Washington Post recently released a scorching investigative report on Brius Healthcare, which, along with 80 nursing homes in California, including four in Humboldt County, is the state’s largest for-profit nursing home operator.

The story details how Brius received more than $800 million in Medicare and Medicaid funding in 2018 to care for residents of its 80 homes and spent more than 70% of it paying “so-called related parties – businesses themselves or their partially or fully owned family members” as part of a profit-increasing scheme. To postBrius’ analysis found that Brius homes pay about “40% more per bed on average to related parties than other for-profit nursing homes in California.” While the To post notes that it is “impossible to determine the profits or losses” of any of these private related companies from the public record, the tax returns “offer insight.”

the To postThe investigation found that in 2013 alone, Shlomo Rechnitz, the owner of Brius, and his wife reported income of at least $31 million from four such related companies that regularly provide services to nursing homes. of Brians. In 2018 alone, the To post reports, Brius has paid more than $100 million to dozens of related businesses “for everything from medical supplies to rent.”

The article cites a local example:

“In the Eureka area of ​​Northern California, a company run by Rechnitz leased five retirement homes in 2011, agreeing to pay the landlord a total rent of $3 million a year, according to state records. State Rechnitz’s company then sublet the buildings to the nursing home for $3.5 million — hundreds of thousands of dollars more than his company was paying the landlord, records show. ”

Some To postThe exhaustive explosive report of should not surprise regulars Log readers, as it echoes the findings of years of award-winning local reporting on Humboldt County properties from Brius. (Huge hats off to the old Log staff writer Linda Stansberry, whose articles “The Shut Out,” which detailed Brius’ efforts to refuse to accept new patients as a leverage point in reimbursement negotiations, and “The Case of the Missing $5 Million ‘, which exposed Rechnitz’s profits on party deals while complaining that his local businesses were operating with a deficit, which won the California Newspaper Publisher’s Association Best Investigative Reporting awards in 2016 and 2017. and California’s failure to provide effective oversight.)

Brius Healthcare owns Granada Rehabilitation and Wellness, Seaview Rehabilitation and Wellness, Eureka Rehabilitation and Wellness, and Fortuna Rehabilitation and Wellness, holding a virtual monopoly over skilled nursing facilities in Humboldt County.

the To postThe story also contains comments from Michael Wasserman, a geriatrician who served as CEO of a company that provides administrative services for Brius homes and championed the company’s quality of local patient care during a interview with Stansberry in 2018 at the start of his 18-month tenure. with the company.
Wasserman told the To post he eventually quit because he had “little control over the quality of patient care.” In March, as COVID-19 began to spread across the United States, according to the Post, “Wasserman contacted the California Department of Public Health with a stern warning: ‘I ran a chain of nursing homes billion-dollar house that currently scares the The article indicates that Wasserman then offered a list of Brius houses that particularly concerned him.

It’s unclear if any local facilities were on Wasserman’s list of concerns, but Granada Rehabilitation and Wellness in Eureka experienced a large and deadly outbreak of COVID-19 which, at the last official count, had infected 99 residents and staff. , and cost the lives of a dozen. residents. Local health officials said staff in Grenada had done all they could to keep the virus – which has decimated nursing homes and long-term care facilities across the country – from entering in the facility and, when it did, to contain the outbreak.

“There are some things to consider before starting a nursing course”


Nursing is an incredible profession to practice and it is an honor to have the opportunity to work to be qualified. Prior to my nursing career, I was oblivious to the challenges you can face as a student nurse.

Since I learned in depth about nursing and the challenges you may face throughout the course, I have gained a more realistic view of what it is to be a nurse.

Those I spoke to before I started my course told me nursing is difficult, and they were certainly right. It was extremely difficult at times, but it was worth it at times, such as when you get a good grade or see a smile on a patient’s face after helping them.

There are some points that I think would have been useful to understand before starting my course, and they would be valuable for future students and new students to read.

Professional experience: As many senior students suggest, it is advisable to gain some sort of work experience in a healthcare setting. This gives you a better understanding of the role and whether or not it is right for you.

Whether this experience is in a hospital, general practitioner or clinic, you will benefit from every scenario you face. Try to experiment as much as you can and how you feel about yourself.

Stress: It is very common for students to feel this way. Many other students I spoke to, regarding the feeling of stress, agreed with this feeling across the time periods or duration of the course. This can be due to various reasons, such as feeling overwhelmed by the workload.

The personal stress of the intensity of the class can also be tricky, however, this is when it is vital to seek help if needed. Universities all offer wellness services, which can be contacted when you need to talk to someone.

Time commitments: Nursing is a demanding course and requires a lot of learning, both theoretical and practical. The Council of Nurses and Midwives requires student nurses to complete 2,300 hours of theory and 2,300 hours of practical experience to become a qualified nurse.

Having 4,600 hours of work in three years means the breaks between college semesters aren’t as long, compared to most other undergraduate courses.

During breaks, you may also find yourself catching up on review or preparing for subsequent modules. Free time during semesters can be spent, for example, on studies, internships or preparing for exams. It is important to take time for yourself and to continue to take care of yourself throughout the course and beyond.

Resilience: Throughout the course there may be stages of struggle, moments of doubt, and spells where you are ready to give up. However, these are the points where it is important to continue.

Through the experience, resilience grows and a lot of people I spoke to who wanted to give up were happy to keep going. You may encounter distressing events, which can impact your state of mind.

However, over time, your resilience grows and develops, without even realizing it. From my first mission to the last surrender for the first year, my anxiety decreased considerably. Remembering your strengths is essential, and studying a nursing course is proof of that.

Organization: Managing your workload effectively is a skill that can be learned over time and can still be complex when you’re extremely busy. Nevertheless, it is a skill that has helped me a lot throughout my journey.

Having homework, exams, and other commitments to accomplish simultaneously requires planning ahead so you don’t feel overwhelmed. It’s easier said than done and sometimes even the best planners can leave things to the last minute, but it’s all about doing the best you can.

Nursing is a tough course; however, it is worth fighting for for those who are passionate about it. Remember, nothing good comes easy.

USF Nursing Course to Combat Covid-19 and Burnout


In February, USF College of Nursing will offer a series of virtual courses for frontline nurses to stay safe and healthy, both physically and mentally, while working in a pandemic. “Frontline Nursing During Covid-19: A New Paradigm” will address pandemic concerns such as the pathology of Covid-19, personal care and risk mitigation, empowerment and self-care. representation, identifying boundaries and asking for help.

Continuing education webinars will be available free of charge to registrants across the country, thanks to a donation of $ 57,000 from David Kotok and Christine Schlesinger of Sarasota. Nurses who complete the program will be eligible for continuing education credits, which are a necessary part of license renewal.

“We already know that before the pandemic, nurses were known to be in poorer health than the average American,” says Rayna Letourneau of USF, a registered nurse and assistant professor who oversees the development of the course. “We already have health and wellness issues. I just see it’s getting more complex. It is exacerbated by the pandemic. “

In February of this year, a national study from UC San Diego confirmed that the risk of suicide was significantly higher among nurses than in the general population.

The course will be available in two streams, one for novice nurses and the other for industry veterans. Each track includes four webinars, which can be viewed on demand at the convenience of registrants. The first webinar will present credible information on Covid-19 as a disease, and compare and contrast 2020 with previous pandemics in history. The second webinar will focus on the importance of self-care and offer strategies for risk mitigation and personal health. The third webinar will address difficult professional situations, allowing nurses to navigate uncomfortable conversations and advocate for their rights.

For the fourth webinar, novice nurses will learn about transitioning to professional practice during a pandemic, how to make the most of their orientation, and how to identify their limitations and know when to seek help. Experienced nurses will also receive advice on setting personal boundaries, as well as mentoring other nurses during a pandemic.

After completing the program, nurses will have the opportunity to participate or suggest topics for a 12-part podcast series that will air monthly until March 2022. “It’s More than Just a Course” , Letourneau said. “We are developing a program that will ultimately be a resource for frontline nurses.

USF will publish registration information as soon as it is finalized.

The program is already generating a buzz throughout the nursing community across the country. “They’re excited because it’s really done by nurses, for nurses. It’s taking care of them, teaching them to take care of themselves so that they can take care of their patients, ”says Letourneau. “We want as many nurses as possible to participate. It will only help our profession.

Mabie Care Facilities Achieve Top Rating

Both facilities outperformed others nationally in 16 of 18 quality indicators against national benchmarks.

Information provided by Frankie Gallagher, Director of Marketing and Community Relations at Hazel Hawkins Memorial Hospital.

Hazel Hawkins Memorial Hospital (HHMH) two Skilled Nursing (SNF) facilities, Wm. & Inez Mabie Southside and Mabie Northside received a five out of five star rating for their most recent review from the Centers for MediCare & Medicaid Services (CMS) Nursing Home Compare for a five star rating. Both SNFs outperformed other facilities nationally in 16 of 18 quality indicators against national benchmarks.

“We are thrilled to receive the five-star rating for the fifth year in a row, recognizing the excellent care we provide to our residents,” said Sherry Hua, RN, MSN, director of nursing for Skilled Nursing Facilities. “Our dedicated staff epitomizes excellence in patient care, compassion and quality. Their commitment to serving our residents is further heightened during the COVID-19 pandemic, keeping residents healthy and safe.

CMS’s five-star nursing home rating system is based on three parts or areas:

  • Sanitary inspections
  • Recruitment
  • Quality measures

A star rating is provided for each of these three sources, then these three ratings are combined to calculate an overall rating ranging from one star to five stars, with more stars indicating better quality.

Nursing Home Compare also includes information on the following:

  • Five-star quality ratings of overall and individual star performance on health inspections, quality measures, and hours of care provided per resident by staff performing nursing duties.
  • Sanctions against a retirement home.

For more information on the scoring system, go to: www.medicare.gov/NursingHomeCompare

The two Mabie Skilled Nursing facilities have a combined total of 119 beds. They provide short-term and long-term specialized nursing care to people who need physical, speech-language or vocational rehabilitation services or who have serious or persistent health conditions, such as Alzheimer’s disease, that are too complicated to be cared for at home or in an assisted living facility. Mabie FNS also offers: medical, dental, optometric, podiatric, pharmaceutical, laboratory, radiology and dietary services, social services, psychotherapy, recreational activities, laundry services and end-of-care care. life or palliatives.

Nursing facilities and Stone County Retirement Village to close

STONE COUNTY, Missouri (KY3) – Tablerock Healthcare in Kimberling City and Ozark Mountain Regional Healthcare in Crane will close in December. The closure also includes Tablerock Retirement Village in Kimberling City.

Tablerock Healthcare Administrator Jason Ketcher said the management company, Health Systems or HSI, would not renew its lease with the owners of the buildings. He says the closure comes as the facilities face many challenges during the COVID-19 pandemic.

“It has been difficult to get people to come because of the virus. People are scared. People here are scared. But, we’ve done a terrific job here. Our people work day and night to make sure these residents know they are loved and cared for. As we navigate this troubling move and potential closure, we will be there with our residents to make sure they know they are loved and wanted. We will do everything we can to ensure a safe and peaceful transition,” Ketcher said.

Ketcher says people living in qualified nursing homes, along with their families, can choose where they want to move. HSI operates several other qualified retirement homes in the area, including Hollister, Forysth and Branson. Ketcher says HSI will make it easier for residents to move out of nursing facilities. They will also have certain precautions in place due to the pandemic.

“All patients who move into one of our facilities, managed by health systems, will be placed in isolation for 14 days. They will be alone in a room, not because they have COVID, but because they will be coming from an unknown location and the building would agree to take precautions to know that people are not bringing anything. They’ll also be COVID tested, so they know “Hey, we’re not bringing them in with COVID,” Ketcher said.

About 65 residents live at the Kimberling City Skilled Nursing Facility. However, HSI also manages approximately 43 apartments near this facility. Some of these apartments are occupied by employees. About 30 of these apartments are occupied by seniors. They were notified on Thursday October 8 that they will have to move by December 31.

“These people over there are independent. We’ll let them know, like any landlord would, and maybe give them a list of options to contact for a new home, but that’s in their hands,” Ketcher said.

Some people who live in the retirement village would like to have more notice and do not know how they will manage to move so quickly without help.

“I am more than shocked. I am furious. I’m disgusted and scared,” Noelle DeAngelis said. “Most of us [we are] either disabled, elderly, or beyond elderly. Some people put their last dime of savings into a new apartment and now they give us 60 days to leave.

“I am still able to get up and walk. What about people who can’t move? They have to move and they have no family. All I can say is we will stick together and help each other the best we can,” said MaryAnn Williams. “I just wish they had handled it differently and given us more time.”

“It’s really thrown a wrench. How can you celebrate Thanksgiving and be thankful when you get kicked out of your apartment? says Kay Sidentricker.

Ketcher says Tablerock Healthcare employees will have the chance to work at other HSI-managed properties. He says they will be working with families of Tablerock Healthcare residents in the coming weeks.

“I live here in Stone County. Stone County is my home. It breaks my heart that this is happening. I consider every person here who lives here and works here as my extended family. So, while my heart breaks, I wish them the absolute best. I give my word that I will do everything I can to make sure they have a safe and easy transition,” Ketcher said.

Copyright 2020 KY3. All rights reserved.

Punjab Cabinet Approves Revision of Nursing Course Fees


Punjab Cabinet Approves Revision of Nursing Course Fees

New Delhi:

The Punjab cabinet gave the green light on Wednesday to revise the fee structure in various nursing courses starting in the 2020-21 academic session. The decision was taken at the cabinet meeting, chaired by Chief Minister Amarinder Singh, to strengthen medical education and infrastructure within government and private medical schools, according to a statement.

The fee increase, however, will only apply prospectively to new students joining the 2020-21 semester. All currently enrolled students will continue to pay at the old rates for the full course, he said.

A spokesperson for the chief minister’s office said the revision had been proposed with regard to the nursing assistant and midwifery (ANM) course in public and private nursing colleges, the Bachelor of Science nurses (basic) and the bachelor’s degree in nursing (post-basic) from private colleges in the state.

This is in line with the recommendations of a committee formed under the direction of the principal secretary of the Department of Medical Education in accordance with the 2017 orders of the High Court of Punjab and Haryana, according to the statement.

The spokesperson said the committee, after detailed deliberations and taking into account the structure of fees in other states, as well as the increase in overall spending, unanimously recommended that the fees for institutions governments are set at a lower level than that of private institutions.

It is proposed to increase the course fees of ANM from Rs 5,000 to Rs 7,000 per year in government institutions and from Rs 14,375 to Rs 18,000 per year in private institutions.

There would be no increase in fees for the BSc Nursing (Basic) and BSc Nursing (Post Basic) courses, which are Rs 40,000 per year in government institutions. However, in private establishments, it is proposed to go from Rs 40,250 to Rs 50,000 per year. The committee had not proposed any increase in the fees for master’s degree courses in nursing in government institutions, which are Rs 1 lakh per year, and in private institutions where they amount to Rs 1.75 lakh.

In line with the committee’s recommendations, the cabinet also approved a five percent annual fee increase for government and private institutions for five years for subsequent batches, with review after five years.

Punjab government approves hike in nursing training fees


Amid the Covid-19 pandemic, the Punjab Cabinet on Wednesday approved the increase in nursing education fees starting in the 2020-21 academic session.

It is proposed to increase the training costs in nursing and auxiliary midwifery (ANM) from Rs 5,000 to Rs 7,000 per year in government institutions and from Rs 14,375 to Rs 18,000 per year in private institutions . There would be no increase in fees for the BSc Nursing (Basic) and BSc Nursing (Post Basic) courses, which are Rs 40,000 per year in government institutions. However, in private establishments, it is proposed to go from Rs 40,250 to Rs 50,000 per year.

There is no increase in the cost of Masters of Nursing courses in government institutions, which are Rs 1 lakh per year, and in private institutions where they amount to Rs 1.75 lakh.

The fee increase, however, will only apply prospectively to new students joining the 2020-21 semester. All currently enrolled students will continue to pay at the old rates for the full course.

The decisions were taken at a cabinet meeting, chaired by Chief Minister Amarinder Singh, to strengthen medical education and infrastructure within government and private medical schools, according to a statement.

A spokesperson said the hike was in accordance with the recommendations of a committee formed under the auspices of the principal secretary of the Department of Medical Education in accordance with the 2017 orders of the Punjab and Haryana High Court.

The spokesperson said that the committee, after detailed deliberations and taking into account the structure of fees in other states, as well as the increase in overall spending, unanimously recommended that the fees for institutions governments are set at a lower level than that of private institutions. The GNM course fees are not expected to be revised as the course is expected to be stopped by the Indian Council of Nursing from 2021, the committee recommended.

In line with the committee’s recommendations, the cabinet also approved a five percent annual fee increase for government and private institutions for five years for subsequent batches, with review after five years.


The Cabinet also agreed to rename the Government Medical College, Kapurthala, to Sri Guru Nanak Dev Ji State Institute of Medical Sciences and Government Medical College, and that of Hoshiarpur to Shaheed Udham Singh State Institute of Medical Sciences. The Department of Medical Education and Research was of the opinion that these future institutes of medical sciences should be created as corporations for better management, as the existing GMCs of Patiala and Amritsar had faced challenges. many operational challenges due to fiscal stress facing state government.


The Cabinet also approved the filling of 8,393 pre-primary teaching posts. Age flexibility and special credit would be given to experienced volunteers who work in the education department. The Council of Ministers also gave the green light to departmental service rules for pre-primary teachers.

Although the total need for pre-primary teachers stands at 12,000, the budget situation has prevented the finance ministry from approving full recruitment, the chief minister said.

The annual financial implications involved in the first three years, until these 8,393 teachers are on probation, would be Rs 103.73 crore, while the annual financial implications would be Rs 374.20 crore once. probation completed.


The Cabinet also approved the Education Department’s proposal to relax the upper age limit for volunteers, such as Sikhiya providers / education providers / education volunteers, EGS volunteers, AIE volunteers. and special training resources (STR) volunteers, when recruiting ETT teachers or pre-primary teachers. In addition, special credit may be granted in the selection process to these volunteers at the rate of 1 point per year with a maximum of 10 points.


The Cabinet also authorized the divestment of 33.49% of the shares of Punjab Alkalies & Chemicals Limited (PACL), owned by the government of Punjab through the Punjab State Industrial Development Corporation (PSIDC). Finance Minister Manpreet Badal said the state would get Rs 42 million from him.

Punjab cabinet approves revision of nursing education fees


CHANDIGARH: The Punjab cabinet gave the green light on Wednesday to revise the fee structure in various nursing courses starting in the 2020-21 academic session.

The decision was taken at the cabinet meeting, chaired by Chief Minister Amarinder Singh, to strengthen medical education and infrastructure within government and private medical schools, according to a statement.

The fee increase, however, will only apply prospectively to new students joining the 2020-21 semester. All currently enrolled students will continue to pay at the old rates for the full course, he said.


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A spokesperson for the chief minister’s office said the revision had been proposed with regard to the nursing assistant and midwifery (ANM) course in government and private nursing colleges, nursing ( basic) and nursing (post-basic) at private colleges in the state. .

This is in line with the recommendations of a committee formed under the direction of the principal secretary of the Department of Medical Education in accordance with the 2017 orders of the High Court of Punjab and Haryana, according to the statement.

The spokesperson said the committee, after detailed deliberations and taking into account the fee structure in other states, as well as the increase in overall spending, unanimously recommended that the fees for government institutions are set at a lower level than private institutions.

It is proposed to increase the course fees of ANM from Rs 5,000 to Rs 7,000 per year in government institutions and from Rs 14,375 to Rs 18,000 per year in private institutions.

There would be no increase in fees for the BSc Nursing (Basic) and BSc Nursing (Post Basic) courses, which are Rs 40,000 per year in government institutions. However, in private establishments, it is proposed to go from Rs 40,250 to Rs 50,000 per year.

The committee had not proposed any increase in the fees for master’s degree courses in nursing in government institutions, which are Rs 1 lakh per year, and in private institutions where they amount to Rs 1.75 lakh.

In line with the committee’s recommendations, the cabinet also approved a five percent annual fee increase for government and private institutions for five years for subsequent batches, with review after five years.

FIR to Forge Nursing Course Certificates in Thane


Police here in Maharashtra have registered an FIR against an unidentified person for fabricating certificates from a nursing course to submit to an international agency, an official said on Sunday.

A professor at a nursing institute attached to Thane Civil Hospital filed a complaint with Thane Nagar Police Station in connection with the case on September 17.

The complainant received documents and certificates for verification on September 1 from CGFNS International, an NGO helping students and health professionals assess their educational records in order to facilitate admission to schools in the United States and to d ‘other countries.

The documents, dated December 11 last year, were reportedly issued to a woman by the nursing institute, the Thane Nagar police station official said.

During the verification, the certificates and documents were found to be forged, and the signatures and rubber stamp on them were also forged, he said.

The complainant also checked the institute’s records and found no such certificate issued by it.

The official said the complainant had received several calls from the woman and her husband asking to verify documents and certificates and forward them to the international agency.

Based on the complaint, police on Friday registered an FIR under various sections of the Indian Penal Code for cheating and forgery, he said, adding that no arrests had been made so far.

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Posted on: Sunday September 20, 2020 7:57 PM IST

Big Bank Student Loan Consolidation: Review These 6 Pros and Cons


Note that the student loan situation has changed due to the impact of the coronavirus outbreak and the relief efforts of the government, student loan lenders and others. Check out our Student Loans Hero Coronavirus Information Center for news and additional details.

* * *

Bigger may be better for some borrowers, but for others it could mean worse. To assess whether consolidating student loans with a large bank is right for you, let’s take a look at the pros and cons of taking on student loan debt with a large financial institution.

Benefits of consolidating student loans at major banks

the the differences between federal and private loans can already be obvious. But what about the distinctions between large banks and smaller lenders that offer similar products?

Here are three ways bigger is usually better.

1. You can keep your finances under one roof
2. Your repairman might be less likely to change
3. Your application is more likely to be accepted

1. You can keep your finances under one roof

If you’re already banking with a large institution, you might have a friendly face to turn to with questions. If you are happy with the service you receive on your checking and savings accounts, it might be a good idea to pursue student loan consolidation with a major bank with a lender you know and trust.

There might also be financial rewards for holding multiple accounts at the same bank. Citizens Bank, for example, offers two types of rebates to customers refinanced with student loans:

Delivery Requirement
0.25% Previous student loan or other eligible account with the bank
0.25% Sign up for automatic payments

You can usually open these bank accounts anytime before finalizing a loan for the lowest rate.

2. Your repairman might be less likely to change

If we’ve learned anything from the Great Recession, it’s that “too big to fail” is true. Major banks offering the student loan consolidation were among the financial institutions receiving bailouts from taxpayer dollars, including PNC ($ 7.6 billion) and Discover ($ 1.2 billion), according to CNN.

This doesn’t mean that the big banks with student loans are immune to bankruptcy, but they probably have a better chance of staying in business. What does this mean for borrowers? Service that will not be interrupted.

Small lenders with shorter track records cannot give people the same comfort. Bloomberg reported in May 2017, for example, that fintech lender Earnest was looking to be taken over by another company. In less than six months, Earnest was enveloped in the arms of Navient, a much maligned federal loan manager and industry mainstay. The transition has undoubtedly made at least some Earnest customers suspicious.

If having your loan sold to another lender isn’t an issue you want to deal with, put a +1 in the column for large banks with student loans.

That said, don’t overlook attractive offers from other lesser-known lenders. Just make sure you do your due diligence when reading the loan agreement. He should include wording on how the loan would be affected if his agent changed hands.

Also, be aware that it is impossible to have full control over who manages your student debt. Even your federal loan manager can change at any time.

3. Your application is more likely to be accepted

Because big banks have been around longer and attract more customers, it shouldn’t be surprising that their standards may be lower. In their eyes, you might not need such a high credit score or annual income to be approved for a loan.

To qualify for student loan refinancing at Citizens Bank, for example, your minimum income must eclipse only $ 24,000, a figure lower than that charged by other top-rated lenders.

Finding the exact baseline for each bank is more complicated than it looks. Lenders take this proprietary information into account and are not always willing to share, for example, how low you can have a credit score while being approved.

Other lenders, including a relatively large bank like First Republic, cannot set a minimum at all. They take a variety of factors, including your credit history and debt-to-income ratio, into account when deciding whether or not to lend. Go through the process of applying for banks with student loans to learn more.

Additionally, temper this advantage with a potential disadvantage: While an application is more likely to be accepted at a large bank, having a more creditworthy application is a big deal. It helps you get more attractive rates and loan terms regardless of the size of the lender.

Disadvantages of consolidating student loans at major banks

If there wasn’t a single downside to student loan consolidation at the big banks, all of those smaller, newer businesses wouldn’t keep popping up, vying for your business.

Here are three ways a major bank student loan could work against you.

1. You could spend more time in line
2. Slow customer service can be a drag
3. You might see higher rates and less term options

1. You could spend more time in line

As with many of these categories, comparing lenders is a numbers game. And while it varies from lender to lender, large or small, it usually takes longer to apply to the big banks. There is more digital paperwork to be avoided.

For example, Discover boasts that it can apply for a student loan refinance in less than 15 minutes on its site. New lenders, including College Avenue student loans say three minutes is enough.

That said, the arrival of fintech companies and their increased competition have forced older banks with student loans to modernize their service. A mainstay like PNC and a relative newbie Laurel Road, for example, have very different reputations among tech-savvy millennials – but both outsource their loan application process to the same company, CampusDoor.

If you are considering borrowing from a major bank, try their technology. And if you look at other lenders who proclaim their technological know-how, confirm their credentials by looking under the hood first.

2. Slow customer service can be a drag

If you’ve visited a major bank’s website looking for information on student loan consolidation, you may have tried testing their customer service. If it has an online chat service, its human or robot representative may offer you certain advantages, such as student loan co-signer release, which other lenders offer. While the responses are sometimes unsatisfactory, the service is not.

Unfortunately, many of the major banks that advertise student loan consolidation do not have a chat function. Instead, they ask you to log into an automated phone system.

It’s fair to be skeptical and assume that the big banks can generally be slower or less helpful in servicing a loan. After all, most offer so many other products (from banking to investment) that they can’t be as responsive as a small lender that only has one type of product to manage.

Whichever lender you decide to engage with, be sure to check out student loan refinancing companies by looking at reviews from existing clients. They alone can be a real barometer of what to expect in the quality of your lender’s customer relationship.

3. You might see higher rates and less term options

Some differences between small and large banks offering student loans are easy to spot. Interest rates are an obvious place to start – they’re easy to compare between lenders and directly affect the cost of your loan.

Below are examples of variable APR rates for student loan consolidation. The first comes from a big bank; the next two are not. Who is not up to the task?

  • Cabin crew: Prices from 1.46%
  • SoFi: 2.25% To 6.39%
  • Financial splash: 1.88% To 6.15%

This is a small sample size, so it is important to compare the specific rates that are offered to you when shopping.

Regardless of the size of a lender, make sure everyone is offering the right type of rate – and others Consolidation repayment terms – what you deserve and how long you prefer.

As the examples above show, working with a big bank can be good for you, but bad for your neighbor. Before choosing your lender, carefully review our list of pros and cons. Better yet, use it as a starting point to build your own list, and then find the student loan refinance lender that best fits your situation.

Portfolio of Skilled Nursing Facilities Receives HUD Funding

Aged and long-term care management firm Madison Creek Partners has received $16,408,000 in funding for three skilled nursing facilities in central Colorado. The portfolio includes Pioneer Health Care Center, a 29-unit facility in Rocky Ford, Paonia Care & Rehabilitation, a 28-unit facility in Paonia, and Glenwood Springs Health Care, a 29-unit facility in Glenwood Springs.

Walker & Dunlop Managing Director Kevin Giusti led the creative team, which has extensive experience in senior living facilities and skilled nursing facilities across the country. Leveraging their knowledge of the U.S. Department of Housing and Urban Development (HUD) lending platform, the Walker & Dunlop team used HUD’s LEAN 232/233(f) refinance program, which provides long-term, reduced-rate financing for specialized health facilities. Proceeds from HUD were used to refinance existing third-party debt on the properties, as well as to collect partner debt to fund capital improvements at each of the facilities.

Renovated in 1964, the Pioneer Health Care Center is a 29-unit/99-bed facility and is the only Veterans Affairs (VA) contracted facility within 80 miles of the area. Paonia Health Care Center is a 28-unit/56-bed nursing and memory care facility built in 1984. Paonia Health Care is the only facility in the town of Paonia and the only qualified nursing facility within a radius of 22 miles. Finally, Glenwood Springs Health Care is a 29-unit/54-bed facility and the only one of its kind in the area. It is located less than a mile from its local medical center, Valley View Hospital.

Walker & Dunlop ranked 3rd among HUD lenders in 2019 based on initial MAP endorsements, closing over $94 million in senior housing and healthcare transactions.

Training manager helps mom Katie start dream nursing class

Continuing education news

The FE News Channel gives you the latest education news and updates on emerging education strategies and # The future of education and the #AvenirduTravail.

Providing reliable and positive continuing education news and perspectives since 2003, we are a digital news channel with a mix of written articles, podcasts and videos. Our specialization offers you a blend of the latest education news, our position is always positive, building the industry and sharing different perspectives and viewpoints of thought leaders, to provide you with a think tank of new ideas and solutions for bring the education sector together and come up with new innovative ideas and solutions.

FE News publishes exclusive articles on the thought leadership among the peers of our story writers, as well as user-generated content on our network of over 3,000 newsrooms, providing multiple sources of the latest education news in the world. education and employability sectors.

FE News also broadcasts live events, podcasts with leading experts and thought leaders, webinars, video interviews and continuing education newsletters so you receive the latest developments in Skills news and in the areas of learning, continuing education and employability.

Each week, FE News offers more than 200 articles and new content per week. We are a news channel providing the latest news on lifelong learning, providing insight from multiple sources on the latest developments in education policy, the latest strategies, right down to our thought leaders who provide strategy reflection on blue skies, best practices and innovation to help examine future developments. for education and the future of work.

As of January 2021, FE News had over 173,000 unique visitors according to Google Analytics and over 200 new news content each week, ranging from thought leadership articles to the latest education news via writing, podcasts, videos and press releases from across the industry. , which places us in the UK’s top 2,000 websites.

We thought it would be helpful to explain how we prioritize our latest education news content and how you can get involved and understand how you can read the latest daily continuing education news and how we structure our content. of week FE:

main Features

Our main features are exclusive and are thought leadership articles and a reflection on the blue sky with experts writing peer-to-peer topical articles on the future of education and the future of work. The emphasis is on thought leadership focused on solutions, sharing of best practices, innovation and emerging strategy. These are often articles about the future of education and the future of work, they often then create future education news articles. We limit our core features to a maximum of 20 per week, as they often relate to new concepts and new thinking processes. Our main features are also exclusive articles responding to the latest education news, perhaps an expert’s insight on a policy announcement or a response to a report from an education think tank or a White Book.

FE voice

FE Voices was originally created as a section on FE News to give voice to the industry. As we now have over 3,000 newsrooms and contributors, FE Voices are generally thought leadership articles, they don’t have to be exclusive, but generally are, they are slightly shorter than the core features. FE Voices may include more mixed media with Continuing Education Information articles, such as podcasts and embedded videos. Our industry response articles requesting different comments and opinions on education policy announcements or responding to a white paper report are typically kept in the FE Voices section. If we have a live podcast at a party or a radio show like the SkillsWorldLive radio show the next morning we put the FE podcast recording in the FE Voices section.

Sector news

In Industry News, we have a mix of content from press releases, educational resources, reports, education research, white papers from a range of contributors. We have lots of positive press articles on education from colleges, award bodies and apprenticeship providers, press releases from DfE to think tanks giving an overview of a report, as well as resources useful to help you provide educational strategies to your learners and students.


We offer a range of educational podcasts on FE News, from full hour production FE podcasts such as SkillsWorldLive in conjunction with the Federation of Awarding Bodies, to weekly podcasts from experts and thought leaders, providing advice and guidance to leaders. FE News also records podcasts at conferences and events, bringing you one-on-one podcasts with education and skills experts on the latest strategies and developments.

We have over 150 education podcasts on FE News, ranging from EdTech podcasts with experts discussing Education 4.0 and how technology complements and transforms education, to podcasts with experts discussing research. in education, the future of work, how to develop skills systems for the jobs of the future to interviews with the Minister of Learning and Skills.

We record our own exclusive FE News podcasts, work with industry partners such as FAB to create weekly podcasts and daily educational podcasts, to work with industry leaders to create exclusive educational news podcasts.

Educational video interviews

FE News has over 700 FE video interviews and has been recording educational video interviews with experts for over 12 years. These are usually vox pop video interviews with education and work experts, discussing ideas and perspectives on the future of education and work.


FE News offers a free events calendar to view the latest conferences, webinars and events to stay up to date with the latest education news and strategies.

FE press rooms

The FE Newsroom houses your content if you are a FE News contributor. It also helps the audience to develop a relationship with you as an individual or your organization as they can click and “box” consume all of your previous thought leadership articles, the latest education press releases, videos and more. educational podcasts.

Want to contribute, share your ideas or vision or share a press release?

If you would like to write an article on thought leadership, share your ideas and vision for the future of education or the future of work, write a press release sharing the latest education news, or contribute to a podcast, you must first create an FE Newsroom Login (free): Once the team has approved your newsroom (all content, newsrooms are all approved by a member of the newsroom. FE News team – no robots are used in this process!), you can then start adding content (again, all articles, videos and podcasts are all approved by the FE News editorial team before ‘to be broadcast on FE News). As all newsrooms and content are approved by the FE News team, there will be a slight delay for the team to review and approve the content.

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Skilled nursing facilities keep residents safe

MIDDLETOWN – The COVID-19 pandemic has had a huge impact on the lives of many people, causing fear, loss and anxiety. Yet amid its impact, a ray of hope has shone through healthcare heroes everywhere, whose tireless efforts have helped keep us safe.

Although severely impacted by this pandemic, the nursing home industry and our healthcare heroes remain ever vigilant, employing a number of safety measures to ensure the well-being of those in our care.

Below are some of the steps our industry has taken to keep you or your loved ones safe in skilled nursing facilities:

• Skilled nursing facilities have adopted thorough infection control and hygiene procedures such as hand washing, cough etiquette, proper wearing of personal protective equipment, environmental cleaning and disinfection and reprocessing of medical equipment.

• Many skilled nursing facilities, including Water’s Edge Center for Health & Rehabilitation, have adopted technological solutions to communicate with resident families and responsible parties, including virtual visits about the health status of their loved one using apps like Facetime and web conferencing tools.

• In May, all nursing homes in Connecticut performed point prevalence testing on all of their residents. The tests involved taking a swab from every patient in the nursing home at that particular time. Once the results came back, this helped identify non-symptomatic positive residents and place them in the appropriate area of ​​the facility. Once we were able to identify infected people in the facility and use proper placement and precautions, it became much more possible to get rid of the virus.

• In May, the Public Health Department announced the obligation for all nursing homes to set up an observation unit for new admissions. All new patients admitted to an SNF are placed in a private room with appropriate precautions and treated as suspected COVID-19 for 14 days, even if they never had symptoms or tested positive. After the 14 days, the patient found to be COVID-19 negative may be transferred to another unit if staying in the facility long-term or move to a unit reserved for virus-negative patients.

• SNFs continue to designate COVID positive units, COVID negative units and “unknown” or observation units to prevent the spread of the virus. Each unit requires staff to follow specific PPE guidelines, including the type of face masks, face shields and gowns used.

• Weekly staff testing was launched in June by DPH, which assigned multiple lab partners for weekly staff testing of all nursing home and assisted living residence employees. This weekly testing continues until there are no more resident cases at the facility and no employee tests positive for two consecutive weeks. If a positive case is newly confirmed, weekly testing restarts.

• Technology has helped facilitate medical visits to patients, but just as important — family visits. As an industry, we’ve used iPads, cell phones, and apps to connect families with loved ones. There are exceptions for certain situations for in-person visits such as end-of-life care.

• In May, DPH provided advice regarding visits. COVID-negative patients may have socially distanced window visits or outdoor visits with family members. COVID-positive patients and patients suspected of having the virus will continue virtual visits with their families until they have fully recovered from the virus. Patients under their 14-day observation may make window visits if their room location allows for appropriate access.

• All patients and residents continue to be screened and monitored for symptoms of COVID-19. Any change in status is documented and reported to the appropriate governing body.

• Staff continue to receive services and training on infection control, latest DPHs, and guidance and monitoring of the situation by CDC.

You or a family member may need the level of care offered by a qualified nursing facility that cannot be provided at home. We hope this reassures you about what we are doing to protect you or your loved one as much as possible. Our goal is always to provide the best care and service to all of our residents, patients and families.

If you have questions specific to some of the Public Health Department’s guidance, visit portal.ct.gov. Those with questions about what national health facilities, such as Water’s Edge, are doing regarding COVID-19, check watersedgerehab.com or call 860-335-7526.

Meridian Closes $471 Million in Deals for 36 Skilled Nursing Facilities; Blueprint REIT Agreement

Meridian Capital Group last week announced the closing of $471 million in skilled nursing contracts covering 36 buildings over a six-week period, according to the New York-based finance and investment firm.

The combined transactions bring total 2020 funding for Meridian’s senior housing and healthcare team to $1.5 billion, the company disclosed.

Managing directors Ari Adlerstein and Ari Dobkin, along with senior vice president Josh Simpson, led the transactions for Meridian.

The number of transactions included:

  • $183.5 million in acquisition financing for a portfolio of nine facilities in West Virginia and Pennsylvania, with a total of 921 beds
  • The $75 million refinancing of four facilities, with 594 beds, in New Jersey
  • $40.4 million acquisition loan and $3 million line of credit for two New Jersey properties with 294 beds
  • $46.7 million in funding supported by the Department of Housing and Urban Development for five 538-bed buildings in Virginia
  • The $41.5 million refinancing of three buildings in Ohio with an option to buy a fourth in Maryland, with a total of 429 beds
  • $34.8 million in acquisition financing, coupled with a $4 million AR line, for three Ohio facilities with 396 beds
  • A $9 million acquisition loan for a single 120-bed building in Rhode Island, plus a $1.5 million AR line
  • A $22 million acquisition loan for four properties in Texas and Iowa, with 236 beds
  • A $9.5 million AR line for three buildings in Florida and another in Kentucky, with 403 beds in total

Financing for the transactions was provided by a mix of commercial banks and finance companies.

Eduro grows in Colorado

Salt Lake City-based Eduro Healthcare announced this week the expansion of its Colorado portfolio with the acquisition of The Springs in St. Andrew’s Village.

Eduro has been managing the 58-bed skilled nursing portion of St. Andrew’s Village, a larger assisted living community in the Denver suburb of Aurora, Colorado, since July 1.

“This building was an exciting acquisition for us as we combine an excellent physical plant with exceptional clinical care in an already strong Eduro market,” Chief Executive Michael Bewsey said in a statement. “This building and this team will integrate seamlessly with our Colorado platform and perform best.”

Eduro operates additional skilled nursing facilities in Lakewood and Parker, Colorado.

Blueprint’s Kentucky Accord

Blueprint Healthcare Real Estate Advisors announced last week the successful sale of a 120-bed skilled nursing facility in Pikeville, Ky. on behalf of a Real Estate Investment Trust (REIT) seller.

Originally built in 1979 with a renovation in 1987, the facility had over 90% occupancy with annual revenues of around $9 million, according to the Chicago-based brokerage.

The operator of the facility had already tried to vacate the property before the REIT acquired the building in a portfolio transaction in late 2019; the winning bidder was one of five potential buyers.

Blueprint Executive Managing Director and Co-Founder Ben Firestone spearheaded the deal with Managing Director Michael Segal.

Croydon College and Roehampton University new nursing course

Croydon College and the University of Roehampton have announced a new partnership to deliver a timely nursing degree amid massive demand for additional nurses.

On Wednesday July 15, the two educational institutions said they would welcome applications for a BSc degree in adult nursing from September 2021 in a “new state-of-the-art nursing suite at Croydon College” .

A joint college and university statement pointed out that many Croydon College students continued their education at Roehampton and said the new course would “deepen” that relationship.

“It is a long-standing ambition of the College to bring a nursing degree to Croydon, in order to better meet the needs of the local economy and the community it serves,” said a spokesperson.

“This year, in recognition of the current public health crisis, the College is opening, from September, a new Roehampton University Study Center on the College premises.

“This will give advancing Croydon students enrolled in Roehampton degrees the opportunity to begin their studies remotely, in a safe and supportive educational environment,” they added.

The announcement of a new nursing course available in South London was timely amid the ongoing coronavirus pandemic.

There is also currently a significant shortage of nurses in the UK.

According to the Royal College of Nurses, there are around 40,000 vacancies for nurses in the UK in 2020.

Cairoen Mitchell, principal and CEO of Croydon College, welcomed Wednesday’s announcement:

“Croydon College is proud to partner with the University of Roehampton, building on a strong relationship with a university that is already a popular choice for our students, who will see the benefit of being able to study locally as part of ‘a London-based campus, “she said.

“Croydon College is committed to providing the communities we serve the opportunity to access further and higher education locally, continuing to meet the needs of our residents and employers and enabling them to thrive,” said she added.

Professor Jean-Noël Ezingeard, rector of the University of Roehampton, hailed the couple’s “shared values” on Wednesday:

“Partnering with Croydon College, which shares our values ​​and aspirations for their students, will enable us to provide excellent higher education to the people of Croydon and to support its businesses, education and healthcare sectors, its industries of sport and creation, ”he said.

Other details about the new partnership, according to the release, include:

• A scholarship program for Croydon College students to study other degrees at the University of Roehampton, providing further opportunities

• Future plans within the partnership will also include the provision of degrees in broader fields of study, including those that support the creative industries.

• The two organizations will also collaborate on a range of activities, including sharing best practices in education and student support.

Universities have more time to fill nursing courses

Higher education providers were given an additional three weeks to fill nursing and midwifery course places, as well as the opportunity to increase their numbers.

The decision to extend the date for course applications, announced by the government on Monday afternoon, comes a few hours before the previous deadline of June 30.

“We have noticed a huge demand from universities for the additional places we have made available for nursing, midwifery or paramedical medicine courses”

Matt hancock

In a statement released today, ministers said “even more” students would apply for nursing, midwifery or allied health courses in England due to “unprecedented demand”.

On May 4, the government offered to fund the increase in places in nursing, midwifery and paramedical care courses in England up to 5,000 this year, if needed, in response to the Covid pandemic -19.

The government said today it has now agreed to extend the universities’ calendar to apply for the additional places until Friday, July 17, and to cover the additional offers over the initial 5,000.

The statement from the Ministry of Health and Social Affairs indicates that “a large number of students apply for health courses”.

He added that so far there has been “significant demand” for additional places in a range of courses, including adult nursing, mental health and learning disabilities, as well as the profession of midwifery. wife.

The move follows the latest official figures released last week which revealed that applications to study nursing in the UK were up 6% from last year at university.

Data from the Universities and Colleges Admission Service (UCAS) showed that 45,430 people had applied for a nursing degree by the January 2020 deadline, up from 43,630 at the same time in 2019.

Positions have remained vacant in courses for all nursing specializations, with the last deadline in late June fast approaching, UCAS noted.

However, the government said today that universities have “indicated that there is more demand for places.”

“This extension will give them more time and allow them to bid with the assurance that there will be clinical placement capacity,” he said.

Higher education providers who wish to bid for additional healthcare places can now do so until 5 p.m. on July 17, the statement noted.

Recent figures from UCAS suggest that interest in nursing is slowly picking up in the wake of the damage caused by the cut in nursing scholarships in England.

“This pandemic has shown how important our health professionals are”

Matt hancock

In 2016, the last year the government covered the tuition fees for nursing students in the country, 66,730 people applied to study nursing in the UK.

However, the number of applicants dropped to 54,985 in 2017 and then to 50,805 in 2018, before the trend reversed in 2019, when 54,225 people sought to take a nursing course.

The government recently made a partial reversal on its decision to cut financial support for student nurses in England by offering bursaries to those starting in 2020.

However, these students will still need to take out a loan for their tuition fees, while those studying in Northern Ireland, Scotland and Wales receive their studies for free.

The government statement also referred again to the number of full-time equivalent nurses working in the NHS in England having increased by more than 12,000 in the past year.

According to the latest NHS workforce statistics, over the past year, from March 2019 to March 2020, the number of full-time equivalent nurses increased by 12,131 from 282,422 to 294,553.

Health and Welfare Secretary Matt Hancock said: ‘Following the fantastic news last Thursday that we have over 12,000 more nurses working in our NHS compared to last year, we found a huge demand from universities for the additional places we have made available in nursing. , midwives or paramedical courses.

“This pandemic has demonstrated how important our healthcare professionals are, and the demand for places shows that there are thousands of potential students looking to train for rewarding careers in our NHS. “

The government previously set an ambitious target of providing 50,000 more nurses by the end of the legislature, a commitment first announced in the Conservative manifesto ahead of the general election.

Data reveals AZ nursing facilities with most COVID cases and deaths

A new federal report reveals Arizona’s skilled nursing facilities with the largest COVID-19 outbreaks in the state.

The elderly and immunocompromised are most likely to die from COVID-19, authorities have long warned. Many of this group live in long-term care facilities, which account for 66% of Maricopa County’s coronavirus deaths.

“The mortality rate is high, so we’ve always been challenged to keep it out of buildings,” said Dave Voepel, CEO of the Arizona Healthcare Association.

The Centers for Medicare and Medicaid have required all of their facilities in the United States to begin reporting COVID-19 data in May. Now they publish the number of cases and deaths of residents and staff every week — something Arizona and its Department of Health Services (DHS) have declined to do, citing HIPAA and the law. State.

For the first time, Arizonans have a sense of the extent and impact of COVID-19 at CMS Skilled Nursing facilities across the state.

Here are the top 10 (out of 147 facilities) for resident cases:

  1. Sapphire of Tucson Nursing and Rehab, LLC – 107
  2. Providence Square in Glencroft – 82
  3. Phoenix Haven – 48
  4. Sandpointe Haven, LLC – 40
  5. La Estancia Nursing and Rehabilitation Center – 24
  6. Oasis Pavilion Nursing and Rehabilitation Center – 23
  7. Lifestream At Cook Health Care – 22
  8. Sunview Respiratory And Rehabilitation – 21
  9. Tucson Harbor – 21
  10. Lake Havasu Haven – 18

ABC15 previously reported on the Glencroft facility in Glendale, which began reporting its numbers online before the federal data was made public.

Glencroft also offers several care options and bills itself as “Arizona’s largest seniors community.”

Tragically, at least 20 of their residents have died after contracting COVID – the second highest number in the state.

A total of 180 men and women have died calling a skilled nursing home. Nine of them lived at Desert Cove in Chandler.

“COVID-19 is a nasty killing machine when it enters a population of older people who have acuity issues,” Voepel said.

Here are the ten facilities with the most resident deaths:

  1. Sapphire of Tucson Nursing And Rehab, LLC – 30
  2. Providence Square in Glencroft – 20
  3. Sapphire Estates Rehabilitation Center, LLC – 17
  4. Handmaker Home For The Aging – 16
  5. Immanuel Care Campus – 9
  6. Sun West Choice Healthcare & Rehabilitation – 9
  7. Desert Cove Nursing Center – 9
  8. Mission Palms Post acute – 7
  9. Oasis Pavilion Nursing and Rehabilitation Center – 6
  10. Lake Pleasant Post-Acute Rehabilitation Center – 6

About 600 employees have contracted COVID, compared to about 650 residents. But only two staff members died, while 180 residents died. Voepel says that initially the facilities were more susceptible to outbreaks due to shortages of PPE.

“We’ve learned a lot from that. So instead of the whole building getting it, it’s just a few people getting it,” he said, noting that facilities are now isolating patients faster and more efficiently.

Unfortunately, it’s too late for some, like Bill O’Brien. He was the first resident to contract COVID at Westchester Senior Living in Tempe. The facility is now third in Arizona for personnel cases – with 52 employees testing positive so far.

Here are the places with the most personnel cases:

  1. Providence Square in Glencroft – 81
  2. Sandpointe Haven, LLC – 57
  3. Westchester Care Center – 52
  4. Surprise Health – 46
  5. Sapphire of Tucson Nursing and Rehab, LLC – 38
  6. Tucson Harbor – 36
  7. Phoenix Haven – 30
  8. Scottsdale Village Square – 24
  9. Handmaker Home For The Aging – 18
  10. Immanuel Care Campus – 17

The numbers can be frightening for those leaving their loved one in someone else’s care. Voepel says the facilities are improving every day, but loved ones should always ask the tough questions.

“You should always ask yourself, ‘How many cases of COVID have you had? How many do you have right now, and… What was your game plan?’ They all need to have action plans,” he said.

Heads of state are now cracking down on social distancing, restaurant capacity and the use of masks.

“Community propagation plays a big role in what happens in your nursing home,” Voepel said.

As Arizona’s numbers drop, the most at-risk older population will be safer, which is why Governor Ducey ended a press conference asking everyone “to behave responsibly, so that they can protect each other and protect the most vulnerable”.

Some facilities disputed the information publicly reported by CMS.

The Sapphire Estates Rehab Center in Tucson told ABC15 that “the most recent data released by CMS contains a significant error.”

They released the following statement:

To date, Sapphire Estates has had only one resident die from complications related to the COVID-19 virus.

CMS data conflicts with itself; it claims a total of 12 resident deaths from all causes, but attributes 17 deaths to coronavirus. By no means is it impossible to have more covid deaths than the total number of deaths.

We are investigating to determine where the error occurred and will work with CMS to ensure they receive accurate information.

Centers Health Care Obtains Funding for New York Skilled Nursing Facilities

Image via Pixabay.com

Centers Health Care, one of the largest post-acute health care continuums in the Northeast, received $43.9 million in total HUD-assured funding for three skilled nursing facilities with a total of 323 beds in upstate New York.

The three institutions included in the financial package are: the Ontario Nursing and Rehabilitation Center in Canandaigua, NY ($11.4 million); Steuben Center for Nursing and Rehabilitation in Bath, NY ($20.2 million); and Corning Center for Nursing and Rehabilitation in Corning, NY ($12.3 million). Originating from three separate transactions, the 232(f) financings secured by HUD carry interest rates in the mid-2 years as well as long-term loan terms and amortization.

Greystone chief executive Fred Levine secured the funding on behalf of longtime client Centers Health Care. Levine said in a prepared statement that permanent funding allows the owner to secure long-term, low-rate financing for decades so it can focus on continuing to provide services to its communities.

Based in the Bronx, NY, Centers Health Care includes nearly 50 skilled nursing and rehabilitation facilities in New York, New Jersey, Rhode Island and Kansas. The Company’s services and facilities include home health care, managed long-term care, adult day health care, assisted living, two state-of-the-art kidney dialysis centers and centers emergency care, which provides medical care without an appointment. Established in 1996, the health care centers provide services and care to more than 9,000 long-term and short-term residents.

Greystone Deals

Earlier this year, Levine issued nearly $63 million in HUD-insured loans for Maybrook Holdings to refinance five skilled nursing facilities with a total of 622 beds in eastern Pennsylvania. The loans were all non-recourse, long-term, self-amortizing, and carried low, fixed interest rates for the life of the loans.

A month earlier, Levine secured a $71.3 million HUD-insured loan for the owners of the Massapequa Center Rehabilitation & Nursing, a 320-bed skilled nursing facility in Amityville, NY.

What you need to know about consolidating student loans to fight the coronavirus | Ranger student loan

The health and economic emergency of COVID-19 has caused temporary financial hardship for many Americans, making it difficult for many federal student loan borrowers to keep up with their monthly payments. In March, Congress brought much-needed relief to most of these borrowers by putting their accounts into automatic emergency forbearance and suspending accrued interest on these loans for six months under Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act.

However, some federal student loans were not eligible for this support, including older Perkins loans or certain federal family education loans, known as FFELs, held by commercial lenders. If you have any of these types of loans, you should know that you can access emergency benefits by consolidating your student loans into a federal direct consolidation loan.

A Federal Consolidation Loan is a new loan that allows you to consolidate multiple federal student loans into one, but it does not include any private student loans you may have. Student and parent borrowers can consolidate their loans, but note that a parent cannot consolidate a Parent PLUS loan with their student’s federal loans. Consolidation loans are offered free of charge and the application only takes about 30 minutes.

In the short term, a federal consolidation loan can help you access temporary emergency benefits of 0% interest and automatic forbearance. In the long run, this can make it easier for you to manage your federal student loan debt because you’ll have one monthly payment and one student loan manager. Your monthly payment may be less because it extends your loan repayment period, but it can mean that you will pay more over the life of the loan because of the interest.

Find the best student loans for you

Consolidation has its benefits, but it might not be the right step for everyone because every situation is different. If you are considering a consolidation loan, you want to be sure that it is the right decision for your situation, both now and in the future, before you go through the paperwork. Here are five things you should consider about student loan consolidation during COVID-19:

  • A federal direct consolidation loan will change your interest rate.
  • Unpaid student loan interest will be capitalized, increasing the amount you owe.
  • You could lose access to some specific loan benefits.
  • You could erase the progress made towards the forgiveness of public service loans.
  • You have other options.

A Federal Direct Consolidation Loan Will Change Your Interest Rate

If you currently have multiple interest rates on your federal student loans and you have variable rate loans, the consolidation will establish a fixed interest rate and you will no longer be subject to interest rate fluctuations on the interest rate loans. variable.

The fixed rate is based on the weighted average of the interest rates of the loans being consolidated, rounded to the nearest 1/8 of a percent, which could increase your costs.

To help you determine the cost of consolidating your federal student loans and to compare it with other options available to you, consider using an online student loan consolidation calculator.

You should also consider that if some of your student loans have a much higher interest rate, you will also lose the ability to target additional payments towards the higher rate loans because you will only have one rate. of interest.

If you can pay more than what’s owed each month, paying off your higher rate loans can usually save you money because they earn more interest than a lower rate loan. So, before you proceed with the consolidation, consider whether your current financial situation is temporary and if you might want to use this strategy to pay off more expensive loans first in the future.

Unpaid interest on student loans will be capitalized, increasing the amount you owe

When you take out a new consolidation loan, the accrued unpaid interest is capitalized, that is, it becomes part of the principal balance of your new loan. The problem with this is that once it’s part of your new balance, you’ll pay interest until you pay off the loan, which means you’ll pay more over time.

You can avoid this problem by paying the unpaid interest on your loans before proceeding with the consolidation. However, if you cannot afford to make that payment first, you should be aware of it when considering consolidating your loans.

You could lose access to some specific loan benefits

FFEL and Perkins student loans both have advantages that you will lose if you consolidate.

If you have FFEL loans, your loan holder may offer automatic payment discounts or reduced principal or interest rates if you meet certain conditions. Before consolidating, check with your loan holder to see if there are any specific benefits associated with your loan that you could lose.

Likewise, Perkins student loan borrowers should consider the loss of benefits. For example, interest does not accrue when a Perkins loan is placed on a deferral basis, but when a Perkins loan is consolidated, it is treated as an unsubsidized loan. Check with your loan holder about the potential loss of benefits before you consolidate.

You Could Erase Progress Toward Public Service Loan Forgiveness

Many borrowers have more than one type of federal student loan, so you can have a mix of FFEL, Perkins, and Direct loans. If you have direct loans and you’ve worked on Civil Service Loan forgiveness – a program whereby the remaining balance is returned after you’ve made 120 qualifying monthly payments – the consolidation will restart the clock. This means that none of your previous payments will count towards the PSLF and you will start over with the consolidation loan.

This could represent a significant loss of profits, so be sure to check with your loan officer before proceeding with the consolidation. Perkins student loans also have loan forgiveness options that you may lose access to when consolidating.

You have other options

While there are certainly benefits to consolidating your student loans, if your primary goal is to get temporary relief from your monthly loan payments, check with your student loan manager to consider other options first. .

With FFEL and Perkins loans, you can suspend your monthly payments for 90 days by requesting a forbearance. Before deciding that this is the right step for you and moving forward, be aware that interest may accumulate on your loan while you are in forbearance and can be capitalized when you are out. ‘abstention.

FFEL loan borrowers may also be eligible for the Income-Based Repayment Plan, or IBR, which could reduce monthly student loan payments. This type of repayment plan is based on your current salary and could be as low as zero dollars per month if your income is low enough.

How to get a mortgage with terrible credit

Tips for getting a mortgage with bad credit

Are you looking to buy a home for the first time but don’t have the best credit? Anyone can find themselves in a bad financial situation. Whether it is because of their own mistakes or a situation beyond their control, it can lead to credit difficulties. Having a bad credit history will make it more difficult to approve a mortgage. It doesn’t matter if it’s a construction ready to build your own house or a traditional mortgage to buy a resale property.

While you may have a harder time convincing a lender that you are an acceptable risk, it is still possible to get a bad credit mortgage. We show you what you can do to improve your ability to buy a home even with bad credit.

What is bad credit for a mortgage?

How To Get A Mortgage With Bad Credit?

A low credit rating or a significant negative financial situation, such as buy a house that has been foreclosed, could be a problem for lenders. So if you have gone bankrupt or have a foreclosure, it will hurt your chances of getting a mortgage. Even if your credit rating is good, you will have to wait a few years or more before you are considered eligible for a mortgage.

Lenders follow guidelines set by government agencies and government sponsored companies. These organizations have different FICO credit score requirements and wait times for major negative credit events.

Credit information is transmitted to three major credit bureaus including, Equifax, Experian and Transunion. These agencies provide information to lenders who will take out loans for those who buy homes.

Let’s take a look at the types of loans you can get when your credit score isn’t the best.

Get an FHA loan

To be eligible for a Federal Housing Administration bad credit loan, you need a credit score of 500, which will require a 10% down payment. To qualify for a down payment that is 3.5% lower, you need a score of 580.

You have to wait one year after a Chapter 13 bankruptcy and two years for Chapter 7. There is a 3-year waiting period for foreclosures.

Get a USDA Guaranteed Mortgage

If you are low income, a USDA loan with a score of 640 or even as low as 581 under certain circumstances will allow you to buy a home. The wait time after an adverse credit event is similar to that of the FHA.

A USDA loan is only available in rural areas. Generally speaking, the population to get a USDA loan must be less than thirty thousand.

A VA loan could be a great option

For active duty or military veterans, the VA offers a lot. They don’t have formal credit score or minimum down payment requirements, nor do they need you to pay for mortgage insurance. While there is no set score requirement, lenders typically require 620 for VA loans.

If you have a bankruptcy case, you should wait the same time as with the FHA. Seizures only need a 2 year wait, however, the lowest on this list. However, they need you to be clear of tax liens and judgments.

To be eligible for a Veterans Loan, you must be in service or have served in the military. USDA and VA loans are two of the mortgages available without down payment.

Fannie Mae and Freddie Mac

Fannie Mae offers down payments as low as 3% if your score is 620 or more. They will require you to pay for private mortgage insurance if you put less than 20 percent. This insurance protects them, but it is expensive for you, and the lower the down payment amount, the more you will have to pay. You will be able to get rid of the PMI as soon as you have obtained twenty percent of the equity in the property.

Freddie Mac has mortgages for people with scores of 660. For both government sponsored organizations, you will have to wait at least two years after discharge from bankruptcy and seven years for foreclosure. If you have any tax liens or judgments against you, these will need to be fully paid before you are eligible.

Mortgage interest rates for bad credit

If you have a bad credit history, you will be considered a higher risk by the banks. And with higher risk, banks will charge more interest on your loan. Even a fraction of a percent difference means you’re paying thousands of dollars more over the life of the mortgage.

Improving your credit score gives you a better chance of getting a lower interest rate from lenders.

Improve Your Chances Of Getting Bad Credit

There are things you can do to improve your chances of getting the mortgage you want, even if you have very bad credit.

Increase your deposit

If you can do it save more money for the down payment your chances of getting approved by a lender will increase. Although it may seem complicated, cutting your expenses and saving money in a bank account for the sole purpose of improving your situation. Additional work and regular payments to this account will increase your down payment, showing the lender that you are less risky.

Many people don’t realize that they too can get a deposit from a parent. Unfortunately, getting a down payment is not strongly encouraged by lenders or real estate agents. It really should be mentioned as an option a lot more often.

Checking Your Credit Reports

If you haven’t checked your credit reports, you should. There could be things in the reports that are not correct that are affecting your score. The credit bureaus hold information about you, and if it is incorrect or out of date it could affect the way you view lenders. Get your credit report is simple and is free once a year from the three rating agencies.

If something is wrong with your report, you can issue a dispute with the office. Once the issue is resolved, your score should improve.

Credit Counselors or Credit Karma Can Help

While you may not know what to do to improve your score, even after reading your credit reports a counselor will. They can look at the details of your financial history to change the direction your score is going. Another great option is to use Credit Karma. One of the most Benefits of Credit Karma when buying a home is to show you exactly how to build your credit score.

In fact, they’ll show you exactly how your credit decisions will impact your score. For example, what would happen if you closed one of your credit card accounts? People do things all the time that unknowingly will have a negative impact on their credit situation. Credit Karma shows you what not to do!

Dealing with debt

If you have debt, the lender will look at the relationship between that debt and your income. They take the amount of debt, including the mortgage payment, and divide it by your monthly income.

If your debt-to-income ratio is too high, it’s best to pay off the debt before you apply for a bad credit mortgage. You can also increase your income to improve the ratio.

Your history of paying off debts is also taken into account. If you frequently make late payments, it will not improve your situation. Get back on track with on-time payments for at least 3-4 months before attempting a loan.

Co-signers could be an option

A co-signer on your loan could help you get a mortgage if they have a better credit rating. However, this is a significant risk for them. If you miss payments, their credit score will be damaged and they will ultimately be responsible for the loan. Parents go quite often co-sign a mortgage for a child.

Final thoughts on getting a mortgage with bad credit

While it is more difficult to find a mortgage lender willing to help you when you have terrible credit, it is far from impossible. The worse your credit situation, the higher the interest charges you can expect.

If you can take steps to improve your situation, a mortgage application will have a better chance of being approved and you can also lower your monthly payments.

Hope you have found this information on getting a mortgage with bad credit useful.

Other great news resources on Realty Biz

Get even more valuable information when you buy a home and get financing from Realty Biz News.

  • What are smart real estate investments – do you know some of the best things you can invest in when it comes to real estate right now? Find out in this great resource via Paul Sian at Realty Biz News.
  • Why Refinance Your Mortgage – Find out all the top reasons why refinancing your current mortgage might make sense. Refinancing can save you tons of money and potentially shorten your mortgage term.
  • Mortgage myths not to believe – find out the most common things said about mortgages that just aren’t true. These are the most popular mortgage myths that should be avoided.

Penn College Practical Nursing Course Information Sessions Open in Wellsboro | Education

Wellsboro – Penn College Wellsboro’s Practical Nursing Program will host two information sessions for those interested in pursuing a career in nursing. There are many career opportunities for licensed practical nurses in hospitals, clinics, nursing homes, personal care facilities, and social service organizations.

Information sessions will be held at 5:30 p.m. on June 15 and 22. A limited number of spaces are available in the Penn College Wellsboro Campus Nursing Classroom, located at 22 Walnut Street. However, the site offers videoconferencing.

Lauren M. Scheetz, Program Coordinator, will discuss admission requirements; application, tuition and financial aid processes; Licence ; and employment opportunities for graduates. It will be possible to ask questions after the presentation.

The next practical nursing course is scheduled to start in September 2020; graduation will take place in September 2021.

All applicants must pass the Essential Academic Skills test before receiving an application for the program. The following TEAS dates have been established: June 8, 16 and 23 and July 10. Completed applications and admission prerequisites must be submitted by August 17 to be considered for admission to the September class.

Classes in the 12-month full-time practical nursing program are held at Penn College’s Wellsboro campus, with clinical experiences at Soldiers + Sailors Memorial Hospital, Green Home, and Broad Acres Health and Rehabilitation Center, as well as in other local facilities.

The practical nursing program is approved by the Pennsylvania State Board of Nursing. Those who successfully complete the program will be prepared to take the National Board Licensure Examination for licensure as an LPN. Educational opportunities for advancement to registered nurse are available.

This is an hourly program, eligible for Pell Grants and Stafford Loans, designed specifically by Workforce Development at Penn College in Williamsport.

To register or for more detailed information, call (570) 724-7703, email northcampus@pct.edu, or visit the Penn College in Wellsboro website, www.pct.edu/north.

Our content is free, but our journalists work hard. 100% of your contribution to NorthcentralPa.com goes directly to help us cover important news and events in our area. Thanks for saying that local news matters!

Why pursue a doctorate in NPA nursing practice

A DNP or Doctor of Nursing Practice is a terminal qualification, which means that it is the highest possible level of training that a nurse can receive in her respective field. Is this reason enough to justify pursuing the degree, or are their other reasons also rooted in practical application?

Ultimately the answer would be yes, there are many other reasons that make an accredited DNP qualification very useful both in nursing practice and in enhancing one’s nursing career beyond its current scopes. As we then look at the most important of these reasons, things will start to make more sense.

A feasible option

Practical application scenarios only become relevant when the option in question is at least feasible. Previously, registered nurses (RNs) found it extremely difficult to even graduate from MSN, so nurses with DNP were very rare. Online nursing education has completely changed that.

As long as you are a registered nurse, you can pursue your BSN / MSN and then your DNP online. The Internet nature of these programs offers a number of advantages over their offline counterparts, as described below.

  • Online Doctor of Nursing Practice programs are now recognized and given the same status as traditional degrees
  • Since these programs are designed for professionals, they are inherently flexible and can be completed at the nurse’s pace.
  • Due to the flexibility inherent in online nursing programs, pursuing a DNP while working full time is a real and achievable option.
  • The financial benefit of not having to lose a source of income to another student loan is extremely encouraging.
  • The combination of the reduced tuition fees of online courses with the absence of additional accommodation and travel costs makes DNP Online an attractive option.

The points here underscore the fact that doctoral programs in nursing practice have now become much more feasible than before. Considering the high number of retirees in recent years, and leading to a significant retirement year in 2030, it is safe to say that the practicality and convenience of online higher education for working nurses is going to prove crucial to make up the deficit.

Higher positions and better pay

As previously stated, a DNP or a doctorate in Feeding with milk Practice is a terminal degree, therefore, the highest administrative positions in your specialty and in the nursing industry as a whole will be within your reach. In light of the constant need for new nursing leaders, it wouldn’t be wrong to say that you also won’t have to wait too long for leadership positions to open up.

Even if you continue to work as a caregiver, rather than taking on an administrative role, rest assured that the pay rise will be significant. For example, accredited online nurse practitioner programs for DNP-FNP continue to be one of the most lucrative options for two main reasons:

  1. A DNP in the family nurse practitioner stream can give you the autonomy you need to support multiple families in rural communities
  2. The average salary of DNP-FNP was$ 113,930 / year in 2018

Not only is there the opportunity to earn more as a Doctor of Nursing Practices in Family Nursing Practice, but you can also gain full autonomy in a number of states. It is both the most respected position a nurse can aspire to, as well as the most effective position to occupy if helping patients to the best of their ability is still one of your professional goals.

To respond to needs

It’s no secret that there is a shortage of nurses in the United States, as well as a general shortage of adequately qualified healthcare professionals in all other fields. Nurse practitioners with DNPs on their resumes are going to play a huge role in closing this gap. To further explain the idea, let’s highlight the main ways they are supposed to help.

Managing the leadership gap

We know there is a lack of sufficiently trained, experienced and educated nurses even today as more nurses retire each year. He is estimated by the US Department of Public Health itself that the gap will become really serious in 2030, when more than a million nurses retire.

Now, the main problem here is the fact that nurses who retire are always the most experienced and skilled, so when they leave, a leadership vacuum is automatically created. This gap is not yet filled or often needs to be filled by someone else who may not be trained for the job. The availability of DNP programs online is expected to address this problem effectively because by 2030, there may be a sufficient number of experienced and DNP-prepared nurses available to fill vacancies.

Manage the gap between demand and availability of physicians

A doctor of nursing specializing in nurse practitioner does not need the supervision of a physician to write prescriptions and operate primary care clinics in a number of states. In the states listed below, they currently have Full Practicing Authority or FPA:

  • Alaska
  • Idaho
  • Wyoming
  • Iowa
  • Maine
  • Maryland
  • Minnesota
  • Nebraska
  • New Hampshire
  • North Dakota
  • Nevada
  • South Dakota
  • Oregon
  • Rhode Island
  • Hawaii

A few states such as Colorado, Arizona, and Connecticut that allow FPA or FPA limited to APRNs have been excluded from this list because they also have other regulations and criteria, which may conflict with the idea. of a true full practice authority or may delay the same.

As should be easy to guess, with an increase in the number of experienced nurse practitioners available and other APRNs with doctorates directly related to patient care, the primary care physician deficit will become more manageable in these states.

The number of states willing to grant APRNs to APRNs is also expected to increase in the coming years, so the physician shortage may finally become manageable across the United States. Therefore, completing your DNP just makes sense from every possible angle now, especially when we keep the near future in view. Whether it’s helping desperate patients with primary care, or building a better and more prestigious career for yourself, completing your DNP is a step toward both goals.

What is the difference between student loan refinancing and student loan consolidation?


Student loans may be a hot political topic right now, but for borrowers they’re part of everyday life, and probably not the best part. If you took advantage of student loan programs that were available while you were in college and graduated with debt, you might be overwhelmed with the thought of paying it off.

Even if the balance doesn’t seem insurmountable, you might be sent back with multiple bills from multiple lenders with different due dates and different amounts. That’s a lot to keep track of, especially when you thought you’d finally crossed math off your list after passing the pre-calculus.

Refinancing or consolidating your student loans can help you deal with everything from huge balances to scattered payment deadlines. However, even though these terms are sometimes used interchangeably, they have distinct meanings and different advantages and disadvantages. To find out if either would improve your personal situation, you must first understand their definitions.

Defining student loan consolidation and student loan refinancing

Student loan consolidation refers to the combination – or consolidation – of several federal according to Barry S. Coleman, vice president, counseling and education programs at National Credit Counseling Foundation.

Federal loans are those issued directly by the Department of Education (this is how all federal student loans are granted today) or by a private lender and guaranteed by the government, which is how federal student loans were made before 2010. (Names associated with student loans no longer distributed include Stafford, Perkins and FFEL.) MORE ready are federal loans now given to parents and graduate or professional students.

That’s a lot to keep clear, but the important thing to know is that these are all federal student loans, so they can all be incorporated into a federal direct consolidation loan. In fact, most federal student loans — and only federal student loans — are eligible for consolidation. Today, consolidated loans have a fixed interest rate determined by averaging the rate of the included loans.

Unlike federal student loan consolidation, refinance student loans requires a private lender. The general idea is similar, however. You can combine your existing student loans into one private loan. And in this case, you can include both federal student loans and private student loans.

How Does Student Loan Consolidation Differ From Refi Student Loan?

Despite the similarities between student loan consolidation and student loan refinancing, there are distinct differences.

  • Only federal loans are eligible for student loan consolidation.
  • Federal and private loans are eligible for refinancing.
  • You can also opt for both methods if you want to consolidate your federal loans and refinance private loans.
  • The Federal Government Direct Consolidation Loan offers a variety of repayment plansand there’s one to suit almost every budget.
  • Private lenders set the terms of a loan when it is made and are not as interested in the ups and downs of your financial situation.
  • Private lenders do not offer income-based repayment options and will not “forgive” your loan balance simply because you have made many years of on-time payments.
  • A private student loan refinance may result in a lower interest rate because private loan offers are determined in part by your credit score.
  • The Department of Education does not base your student loan consolidation or interest rate on your credit score.

What are the pros and cons of each?

Consolidation and refinancing can make your life easier by allowing you to make one student loan payment each month. Since consolidation offers a variety of repayment options, some of which are income-based and have terms of decades, combining federal loans with direct consolidation can lower your monthly payment. You will also benefit from a fixed interest rate for the duration of your loan. The downside is that by extending the term of your loan, you’ll make more payments, accrue more interest, and pay more in the long run.

Consolidation starts a new loan and also restarts the clock on repayment plans with a specific duration. You may lose some benefits from your old loans or you may have to start working again to get loan forgiveness.

Refinancing into a new private loan can provide benefits like a lower interest rate and shorter term that will help you pay off your new loan faster. And private loans also give you access to variable and fixed rates; some lenders might even offer cash back for refinancing, depending on student loan planner.

However, once you transfer federal student loans to a private lender, you cannot withdraw them. This means you lose all the protections offered by federal student loans, such as longer terms, income-based repayment plans, and the ability to defer or forbear if times get tough. More importantly, you no longer have access to loan forgiveness.

Should I consolidate or refinance my student loans?

Whether you should consolidate or refinance your student loans depends on your situation and your goals. Compare your total student loan balance with your current income to see if you’ll be able to manage the payments enough to actually repay your loans. In this case, with good credit, refinancing could work in your favor.

On the other hand, if your balance is staggering relative to your current and potential income, a federal student loan consolidation might offer more realistic payment options and final loan forgiveness.

Travis Hornsby, founder of student loan planner, explains that if your debt is less than $50,000, you can probably refinance and pay off the loans. However, borrowers with more debt may benefit more from federal consolidation and income-oriented repayment plans.

“We see more and more people every year who owe more than $100,000,” he says. In this case, a loan consolidation with income-based repayment and the possibility of loan forgiveness might be more appropriate.

You can start a direct consolidation loan free online application. Your student loan officer may or may not suggest it, although it’s in your best interest, so do your own research to make sure it’s the best repayment option.

If you want to refinance your student loans, find a lender and apply as you would for other private loans. You can compare offers from many lenders and get help choosing the right one on websites such as student loan planner Where NerdWallet. And we promise you won’t have to revisit the pre-calculation to run some numbers. Student loan heroes has plenty of calculators to do the math for you.

Finally, remember that in addition to consolidating or refinancing multiple loans, you can consolidate or refinance a single loan for better terms, a lower interest rate, or cash back. And you can do it multiple times.

HowStuffWorks may earn a small commission from affiliate links in this article.

Originally published: February 28, 2020

New Nursing Course Sparks Interest at Charles Sturt University’s ‘O-Week’ Celebrations in Port Macquarie | Port Macquarie News


news, breaking news, charles sturt university, port macquarie, orientation week, nursing, university, kate wood-foye, bailey cleaver

Sausage sandwiches were cooking and new students socializing for the official kick off of the “O-Week” Orientation Week celebrations at Charles Sturt University in Port Macquarie. O-Week started at noon on Tuesday February 25 with community groups and clubs hosting a market day on campus. The students were officially greeted with speeches, activities and tours of the facilities. A freshman at Port Macquarie, Bailey Cleaver will be one of more than 60 students taking the first nursing course at CSU Port Macquarie. The former Port Macquarie high school student said she was offered a place in Newcastle but opted for a university closer to her home. “Charles Sturt is close to where I live and I heard this has brand new facilities for the nursing course. It sounds exciting to be honest,” she said. “I want to travel with nursing. I want to be able to graduate anywhere and help people all over the world. It’s such a big course and I think I can do it here.” I did. a campus tour and I had a look around. It’s a good campus with study centers, which is nice and I think I’ll be here at the library a lot. “I entered college in Newcastle, but I have the option here to come home. I can save money and come to campus, that’s what I wanted.” Jess Kemp, a first-year para-medicine student from Tamworth, said there aren’t many courses available in Australia for para-medicine other than CSU Port Macquarie. “It was the closest to us, it had a reasonable ATAR and the university seems really nice and welcoming,” she said. During four days of fun, students will have the opportunity to take river cruises, learn surf lessons, play paintball, beach games, an “Amazing Race Around Port Macquarie” and try the bowling. Students will also become familiar with student support services, meet course directors, academic staff, and make friendships with other participants. Charles Sturt, director of external engagement at Port Macquarie, Kate Wood-Foye, said the university wanted to thank the community for making new students feel welcome. “O-Week is four amazing days to bring these wonderful new students into our university family. They can meet their potential speakers and fellow student liaison officers,” she said. “There are many activities they can participate in as part of university life. It is a holistic view of university life and it is important that they feel that they are part of Port Macquarie as well. international students too. The Port Macquarie Campus is a growing international campus with students from India, Nepal, Canada and the UK. About 735 campus students were accepted to begin their studies at the Port Macquarie campus this year. An increase of more than 100 students for 2020, according to Ms. Wood-Foye. “Our new nursing course is extremely popular and we are at full capacity with over 60 students,” she said. “Paramedic, Criminal Justice, and Health Sciences programs are strong courses for us because they are in a booming health arena. Courses and jobs are in demand and we have state-of-the-art facilities for them. . “We have new facilities and new spaces for upcoming education, including wonderful new labs and common learning spaces. It will be a really welcome addition to have that extra space. “READ MORE: State Government’s $ 61 Million Investment in Phase 2 of Port Macquarie Campus While you are with us you can now entertain updates straight to your inbox from Port Macquarie News. To make sure you are up to date with all the news, SUBSCRIBE HERE. If you value local journalism, continue to support us and consider subscribing a subscription CLICK HERE for a free 30 day trial.


USFSM unveils nursing practice lab – news – Sarasota Herald-Tribune

USFSM’s new nursing practice lab accompanies the launch of the school’s first healthcare-focused curriculum.

The models were the only ones not showing their enthusiasm at Wednesday’s unveiling ceremony for the University of South Florida’s Sarasota-Manatee Nursing Skills Lab.

The lab, which is used by the USFSM’s first cohort of nursing students, has nine “sham patients,” ready to be pricked and pushed by the students as they learn to draw blood, administer drugs. injections and inserting catheters, before practicing on real people. .

As the models gazed at the ceiling, university officials, students, and administrators celebrated both the opening of the lab and the launch of the USFSM’s Accelerated Bachelor of Science in Nursing program – the first ever nursing degree program. ‘studies related to school health care.

“This is just the first step in what’s about to come,” said Byron Shinn, USF board chairman. “It will have a direct impact in many ways.”

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The inaugural class features 30 aspiring nurses who undertake a 16-month course that will hopefully culminate in earning the Bachelor of Science in Nursing and, ideally, taking a job in local healthcare, helping to thwart a growing crisis of nursing shortages.

Natasha Zurcher, the program director, said that as students complete their clinical hours at hospitals and clinics in the area, they will likely end up staying here after graduation, which reduce the continuing shortage of nurses.

“I tell them it’s still a job interview,” said Zurcher. “Employers are watching you, want to know if they’re going to hire you.”

Shinn said the program has received five times as many applicants as there were places, and he hopes the school will continue to develop a master’s in nursing program to better meet the needs.

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All students had to already have their bachelor’s degree to qualify for the program, and some participants said the small cadre of USFSM was a welcome contrast to their undergraduate years on a large campus.

“You are already starting to feel at home here,” said Emily Bowie, a student who received her bachelor’s degree from the University of Florida.

Lucia Larrosa, 28, one of the first class students, said stepping into a program and seeing a piece of equipment never touched was unique.

“We are blessed,” she said. “Usually, as a new student, you get things that have been used a few times before. “

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Arts, Humanities, and Business Students Can Also Take Nursing Courses | BSc Nursing Course | Nursing course

New Delhi: Students who complete the Plus Two program in Arts, Humanities and Business will also be able to join the BSc Nursing course. This was suggested in the revised BSc Nursing Curriculum Draft published by the Indian Nursing Council.

At present, only those who study the scientific stream with biology are allowed to be admitted to the four-year nursing course. Comments and complaints can be emailed to bscsyllabus@gmail.com until January 24.

The Nursing Council recommended the change shortly after deciding to end the three-year general nursing and midwifery course by 2021. According to the revised draft curriculum for the 2020 academic year- 21, those studying business, humanities, and the arts can also apply for the course.

Applicants must have a total of 45 percent of marks for elective subjects in the Plus Two exam conducted by CBSE, ICSE, SSCE, HSCE and AISSCE. They must also obtain the passing grade in English.

Those who qualify for the Plus Two exam conducted by the National Open School Institute and the State Open School are also eligible. ANM / RANM professional students can also apply. They should have 50 percent of entrance marks conducted by the university or state government.

Arts and business students will soon be able to take a nursing license course

INC authorizes arts and commerce sector to pursue BSC Nursing | Photo credit: Thinkstock

To keep the nursing profession alive in the country, the Indian Nursing Council, INC has developed a project that will enable arts and business students to attend nursing courses in the near future. The INC, the decision-making body for all nursing courses and registered nurses, asked for suggestions from experts on the project.

The project developed by the INC if it enters into practice will allow students in arts and commerce to sit the entrance test for admission to nursing courses. Students who passed Class 12 with a score of at least 45% could apply for the exam.

Until now, the four-year course was open to scientifically trained students who entered the professional course through the entrance test.

The project was proposed after the organization decided to stop the GNM (general nurses and midwives) diploma course from 2021, which allowed students from all fields and most graduates to place themselves in nursing homes shortly after the end of the course.

The director of a nursing college, speaking to TOI, said: “With the closure of the GNM course, the entire nursing profession would have been closed to arts and business students. Therefore, it appears that the board now allows these students to take the bachelor’s degree course.

Enroll men in nursing course, government urged – The New Indian Express

Express news service

CHENNAI: In an effort to reduce the workload, the government nurses appealed to the Department of Health to enroll male students in the nursing diploma course at the public school of nursing colleges. The Tamil Nadu Government Nurses Association recently submitted a memorandum, to which senior officials responded that they would take into consideration after discussion with department leadership.

Speaking to Express, S Kaliyammal, the association’s state treasurer, said: “Nurses can be assigned to sensitive services like trauma and convict wards, which we find difficult to manage. Now they recruit nurses through the Medical Recruitment Council who are graduates of private nursing colleges and join directly. But if the department offers the course to male students, they can be trained in public hospitals during the training period. It will reduce the burden on us.

A source said: “The health department stopped classes for male students in 2008. One of the main reasons was that they couldn’t arrange accommodation because it is a residential course. In addition, only a few places were available, and the nursing profession is more synonymous with women because they also have to assist childbirth. If it was a man, pregnant women may feel uncomfortable.

Nursing students protest on DME campus
Chennai: About 200 people who have completed their nursing assistant courses at government colleges demonstrated on Tuesday at the campus of the Medical Education Directorate office. S Manikandan said: “I completed my course at Govt Kilpauk Medical College in 2014-15. Only the 2009 student batches were mailed to public hospitals, but subsequent batches were not mailed. We are asking the State to give us work because there are vacant positions.

Indian Army to Fill 220 Seats for BSc (Nursing) 2020 Course: Here’s How to Apply


A total of 220 places are available for the four-year admission to Bachelor of Nursing courses at AFMC Pune, CH (EC) Kolkata, INHS Asvini, AH (R&R) New Delhi, CH (CC) Lucknow and CH (AF) Bangalore.

The Indian Army has issued a call for applications to fill 220 places for the BSc (Nursing) 2020 course.

The Indian Army has issued a notification regarding the invitation to online applications of female applicants for admission to a 4-year Nursing (Nursing) Course in Military Medical Services Nursing Colleges of the Armed Forces, on the website official – joinindianarmy.nic.in. Interested and eligible applicants can apply for the BSc (Nurses) course directly through the official website, joinindianarmy.nic.in no later than December 2, 2019.

According to the information, a total of 220 places are available for the four years admission to the Bachelor of Nursing courses at AFMC Pune, CH (EC) Kolkata, INHS Asvini, AH (R&R) New Delhi, CH (CC) Lucknow and CH (AF) Bangalore.

Registration fees:

Applicants will be required to pay the online application processing fee of Rs 750 no later than December 2, 2019 until 5 p.m.

Educational credentials required:

Applicants must have passed the upper secondary exam (10 + 2) or equivalent exam in Physics, Chemistry, Biology and English with at least 50% overall marks as a regular student at a university or college. recognized educational organization.

For more information, applicants are advised to read the official notification.

Direct links:

Click here to check the official notification.

Click here to read the important instructions to follow during the application.

Read: The MAT form from December 2019 is now available on this website: Check it now

Read also: Union cabinet approves creation of Sowa Rigpa National Institute in Leh

Click here for IndiaToday.in’s full coverage of the coronavirus pandemic.

Utkal University announces admission to full-time nursing course

Bhubaneswar: Utkal University has announced its admission to its four-year full-time nursing course at its new (rural) campus in Chandikhole for the 2019-2020 academic session.


The selection of candidates will be made on the basis of an entrance test and a career file.

Applicants qualifying for the nursing entrance exam organized by the Odisha Government Nursing Directorate may also be considered on the basis of merit, the admission notice says.


The candidate must have passed Plus II (Sciences) with Biology with 45 percent of marks in total.

Important dates to remember:
The deadline for submitting applications is November 20
The date of the entrance test is November 25
Results will be announced on November 29
Admission date is December 4

How to register?
The application form as well as the prospectus can be downloaded from the university’s website www.utkaluniversity.nic.in.

Applicants can visit the official website for more details and updates.

Receive real-time updates straight to your device, subscribe now.

Bad credit for August 2021

Lender APR range Minimum loan amount Maximum loan amount terms Recommended credit score

Best online loan
9.95% to 35.99% $ 2,000 $ 35,000 24-60 months 600+
First Tech Federal Credit Union

Best maximum loan amount
Starts at 6.7% $ 500 $ 50,000 24-84 months 580+
Federal Navy Credit Union

Ideal for small loans and veterans
7.49% to 18.00% $ 250 $ 50,000 Up to 60 months 580+
Point Ready

Best post-bankruptcy personal loan
9.99% to 35.99% $ 2,000 $ 36,500 24-60 months 585+
OneMain Financial

Better in-person lending experience
18% to 35.99% $ 1,500 $ 20,000 24-60 months 580+
PenFed Credit Union

Best credit union
From 5.99% $ 500 $ 35,000 Up to 60 months 580+
Rocket loans

Ideal for quick financing
5.97% to 29.99% $ 2,000 $ 45,000 36 or 60 months 580+
Loan Club

Best peer-to-peer loan
8.05% to 35.89% $ 1,000 $ 40,000 36 or 60 months 600+
To improve

Best personal loan with a co-signer
5.94% to 35.97% with automatic payment $ 1,000 $ 50,000 36-60 months 620+
Local credit unions

Best Alternative Payday Loan
up to 28% up to $ 1,000 1 to 6 months
Loan amounts, APR and repayment period may vary depending on the purpose or type of loan.


What is considered bad credit?

The credit scores used by most lenders range from 300 to 850. If you have a FICO score below 670, you are considered a subprime borrower with a “fair” credit score, according to Experiential. The credit reporting company classifies a FICO score below 580 as “very bad.”

It is important to understand that taking out a personal loan with bad credit can be quite expensive. Interest rates can often climb into the upper 30% range, depending on your credit rating. Other hurdles you might face when trying to borrow with bad credit include lower loan amounts and shorter repayment terms. To help you compare the best loan options available, we’ve researched over a dozen bad credit personal loans. We compared the interest rates, fees, qualification requirements, and other features of the loan.

How do you know which credit score range you are in?

  • Excellent credit: 800 – 850
  • Very good credit: 740 – 799
  • Good credit: 670 – 739
  • Fair credit: 580 – 669
  • Bad credit: less than 580

What Interest Rate Can I Expect If I Have Bad Credit?

As a reminder, when you have a FICO score below 670, you are considered a risk borrower. If your FICO score is below 580, your credit is in the “very low” range.

Each lender sets their own criteria (including credit score thresholds) for loan approval and pricing. It is therefore difficult to predict with precision what APR you will be offered for a personal loan if you have bad credit. The interest rates on personal loans can range from about 5.5% to 36%. If your credit rating is bad, you should expect rates to be offered at the higher end of that scale.

You may also come across lenders who promise “guaranteed approval” or “no credit check” for bad credit personal loans. Promises like these should be a red flag. Legitimate lenders never make these guarantees, according to the Federal Trade Commission, or even say that you are likely to qualify for a loan before you apply.

Where can I get a personal loan with bad credit?

Getting a personal loan with bad credit can be a challenge. Nonetheless, you can find several lenders willing to do business with you (although usually at a higher interest rate). If you are looking for personal loan options with bad credit, there are two main sources of loan that you can consider.

  • Online Personal Loans For Bad Credit: Online loan networks take your loan application and connect you with lenders who might be willing to approve you for a personal loan. Often times, you can submit an initial form and compare offers from multiple lenders.
  • Direct lenders for personal loans for bad credit: Direct personal loans come directly from the financial institution where you are approved. These can include local banks and credit unions, online banks, and online direct lenders. If you have bad credit, it is usually best to only apply to direct lenders who are willing to do business with borrowers with challenged credit.

You can find a combination of the best personal loans for bad credit from both types of sources in the guide above.

Personal loans vs payday loans

When you have poor credit, small payday loans can be easier to obtain. But they come at a very high cost. The average APR on a typical two-week $ 100 payday loan is almost 400%, according to the CFPB.

If you qualify for a personal loan with bad credit, you may be able to borrow money at a much more affordable price instead of using a payday loan. Even an interest rate close to 36% – the upper end of the range for most personal loans – costs much less than the average fees a payday lender can charge.

In addition, many local credit unions now offer Alternative Payday Loans (ALP). These loans can help borrowers with bad credit access more affordable short-term financing. The maximum interest rate on a PAL is 28%.

Personal loans vs personal installment loans

In most cases, a personal loan and a personal installment loan are one and the same. While it is possible to take out a personal line of credit (LOC) when you need to borrow money, a LOC is a revolving account. Most financial experts would not classify an LOC as a personal loan. (Also, if you have poor credit, you might have difficulty qualifying for an LOC.)

Installment loans, like personal loans, get their name from the way they work. You borrow a fixed amount of money and pay back the funds you borrow (plus interest and fees) in fixed installments or payments to the lender. If the lender reports the account to the credit bureaus, a personal loan will usually show up on your credit reports as an installment account.

Personal loans vs peer-to-peer loans

A peer-to-peer (P2P) loan is another way to borrow money that is similar to a traditional personal installment loan. However, if you are eligible for a P2P loan, the money you borrow is not necessarily issued by a bank or lender. Instead, funds are usually loaned to you by an investor or a group of investors. Like personal loans, many P2P lenders will report your account to the credit bureaus. Additionally, you may need a credit score of 600 or higher to be approved (although each P2P network and investor may have their own criteria for approval).

To apply for a P2P loan, you will need to submit an application through a website that connects potential borrowers with potential investors. Yet, before you commit (or even apply), you should do some research. It is wise to find out more about the rates, fees, and terms that may be offered to you and compare them to your other available options. While P2P loans can sometimes have more flexible approval criteria than traditional bank loans, you might face higher interest rates and fees in return.

The bottom line

Just because you have bad credit doesn’t mean you should turn to a predatory payday lender when urgent expenses arise. Even with credit problems, you should always compare all of your available options, as a more affordable solution may be available.

How we choose the best personal loans for bad credit

Investopedia is committed to providing consumers with unbiased and comprehensive personal lender analysis for all borrowing needs. We have collected over twenty-five data points from over fifty lenders, including interest rates, fees, loan amounts, and repayment terms, to ensure our content helps users take the right borrowing decision for their needs.

Mountains of the Moon University Nursing Course Declared ‘False’ by NCHE

University of the Moon Mountains

Fort Portal, Uganda | URN | Mountains of the Moon University at Fort Portal is on hand to advertise and enroll students in a midwifery course, which is not accredited by the National Council on Higher Education (NCHE).

This was brought to light when up to 12 students enrolled in the Bachelor of Science in Midwifery course in the 2016/2017 academic year were unable to access internships after completing their final exams at the ‘university. The Ugandan Council of Nurses and Midwives (UNMC) reportedly told them the course was not accredited.

UNMC is the statutory regulator of nursing and midwifery in Uganda. The Universities and Other Higher Education Institutions Act 2001 states that every university and higher education institution must ensure that new educational programs are not started or that new regulations are applied without consent. prerequisite of NCHE.

Annette Kabanyaka, one of the students involved, blames the university administration for not taking any action to ensure that the course is accredited, long before the students are enrolled, and deceived them with speakers in order to make money out of them. Students paid Shs 1.4 million each semester for the three-year course.

Sauda Nabankema, another student, says they are now stranded because there is nothing they can do without permission from the Ugandan Council of Nurses and Midwives, which has already rejected them.

“If the university does not give us permission from the Council of Nurses and Midwives, we will sue the university for cheating us and wasting our time,” Nabankema said.

The students explain that when they were rejected, they returned to the university administrators for help and have since been told to wait for a solution. According to NCHE Program Accreditation Director Dr Pius Achanga, the university has never been accredited to teach the Bachelor of Science in Midwifery program.

He adds that the university can only be allowed to offer the course after meeting minimum requirements which include teaching facilities and the availability of qualified trainers, among others. Diana Kyaligonza, spokesperson for Mountains of the Moon University, said the issue was already being addressed by NCHE and UNMC. She declined to disclose details of what could have delayed accreditation, however.

Read also: Student wants Miss Uganda ‘fake’ diploma

Even though the affected students say the institution had the facilities and faculty to follow them throughout the course, a search of the university’s website for the courses offered indicates that the Bachelor of Science in Midwifery n ‘not one of them.

However, the search shows an ad for the same course the university ran in 2016, calling on eligible students to apply. Mountains of the Moon University was established on March 29, 2005 by prominent figures from the Tooro region as a community university.

They include Professor Edward Rugumayo, Judge Seth Manyindo and former Minister Tom Butime, among others. It was established in March of last year and currently has over 2,000 students.

Highpoint Health and Ivy Tech Collaborate on Palliative Care Nursing Course

The Highpoint Health System’s Home Health and Hospice Palliative Care Department, based in Lawrenceburg, Ind., Has developed a credited course in palliative care for nursing students, in collaboration with the Ivy Tech Community College, as part of the college nursing complex medical surgery program.

Most clinicians do not receive training in palliative care or palliative care during their degree programs. In fact, many clinicians working in other settings do not have a solid understanding of what palliative care or palliative care is. Most palliative care nurses are trained on the job or seek continuing postgraduate training. Physicians pursuing careers in palliative care typically must participate in a scholarship program to receive their training.

“In May 2018, I started praying about how I could connect with Ivy Tech Community College and find students to volunteer for hospice care,” said Patti Warning, a Highpoint grief counselor who has considered the program for the first time. “After being introduced to Tamara Schwing, Program Director and Associate Professor of Nursing and Jane Becker, Assistant Professor of Nursing at Ivy Tech, I wanted to work with them to find a way to add palliative care training to the school curriculum. “

The development of the course comes at a time when hospices nationwide are struggling to find ways to fill their ranks as demand for their services grows and the workforce shrinks due to departures from abroad. retirement and staff burnout.

Some field workers have called for ways to accelerate the training of clinicians in palliative care or palliative care or to integrate the principles of palliative care into nursing and medical curricula.

“A lot of staff would need additional training. We all train in the hospital. During training, we spend a lot more time in an intensive care unit than on an outpatient basis, and most medical residents never set foot in a patient’s home, ”said Diane Meier, MD, executive director of Center to Advance Palliative Care, at Hospice. News in May. “The training should be reversed, so that the majority of clinical time is spent in doctor’s offices or home visits and much less time in the acute care hospital, as we expect clinicians to start working. ‘occupy people in the home. “

Tiruvannamalai District Collector Helps Girl Rescued From Forced Labor Take Nursing Course | Chennai News

TIRUVANAMALAI: Tiruvannamalai District Collector KS Kandasamy helped 18-year-old Irula girl, Suganya, who was rescued from forced labor with her family members six years ago, to join a nursing school after passing the class XII exam this year.
Suganya, her father Sadaiyan, 50, her mother Vasanthi and her three siblings were subjected to forced labor in a brickyard for several years until they were rescued by the tax authorities in 2013. They were from the Kavaniyathur village in Vandavasi taluk.
Over 20 years ago Sadaiyan, a lumberjack, fell ill. His wife borrowed 5,000 rupees from an intermediary to cover medical costs. When they had difficulty repaying the money, the intermediary forced them to work in a brickyard in Puchi Athipattu in Tiruvallur district.
While working in the brickyard unit, Suganya studied up to class VI.
After the family was released in 2013, the International Justice Mission (IJM) monitored them and supported Suganya’s education.
“From my childhood, I was very passionate about the medical field. When I expressed my wish to become a nurse, Tiruvannamalai district collector KS Kandasamy and local NGOs helped me to take a nursing course at a private college in Vandavasi. They will sponsor all of my expenses until I complete my nursing course, ”she said.
The collector visited him on Monday and wished him all the best.

Nursing class cuts in Bangor will have ‘devastating effect’

The Royal College of Nursing (RCN) has warned that cuts to the nursing course for learning disabilities at Bangor University will have a ‘devastating effect’ on students and patient care in the north of the country of Wales.

Bangor University has decided to cut staffing for the Learning Disability Nursing Training course by half, meaning the current two-and-a-half staff will be reduced to two full-time equivalent positions. He said the move was a response to not recruiting “enough students to meet its goals” and the current “difficult financial landscape” facing the UK higher education sector.

A spokesperson for the university said: “In response to the difficult financial landscape facing the UK higher education sector, we have entered into a consultation period with staff and students regarding a number of options that will allow the university to meet its financial goals. “

He added: “Unfortunately, learning disability nursing has not recruited enough students to meet their goals over the past few years, and the university has decided to reduce the staffing level by a. half-post, from the current 2.5 to two full-time equivalents. “

Prior to the decision, Bangor University held a consultation on the proposed change, which it said would allow the institution to maintain the agreed staff-to-student ratio of 1:17 in all nursing courses.

RCN Wales has now denounced the decision to go ahead with the cuts and expressed concerns about the future of the course.

Helen Whyley, Director of RCN Wales, said: “We are bitterly disappointed that the university has decided to make these reductions in the learning disability teaching team.

“How can Bangor University encourage disabled nursing students to apply for university places without enough learning disability nursing professors providing the appropriate level of academic support? “she said.

Ms Whyley added: ‘This reduction in teaching staff is also particularly unnecessary, as the Welsh government has made the quality of life for people with learning disabilities a priority and increased the number of places in students pre-registered for learning disabled nursing care.

She warned that it takes “a considerable amount of time” to develop a lecturer capable of training nursing students and undertaking world-class research.

“Bangor University has an excellent learning disability team and reducing this team will only have negative consequences for nurses with learning disabilities,” she said. “It will also affect communities in North Wales, which will suffer for many years to come.”

Ms. Whyley also noted the prospect of “downgrading” the remaining staff on the team. She said: “This will only dequalify, demotivate and deprive the learning disability services within Bangor University of learning rights.”

“It also sends a message of downgrading academic staff with learning difficulties within the university’s educational institution,” she added.

The university’s decision contrasts with the recent announcement by the Welsh government that it will provide additional funding of £ 2million to improve NHS services in Wales for people with learning disabilities.

A Nursing Times report earlier this month also pointed out that a series of new learning disability nursing programs were being launched across England in a bid to tackle the state of ‘crisis’ nursing shortages in the area.

Lucy Spencer, a learning disability nursing student in Bangor, started a petition against the cuts that was signed by nearly 900 people. She said: “I am devastated to hear that the cuts are continuing. At a time when the Welsh government is investing so much in nursing for learning disabilities, the cuts just don’t make sense.

“The future of nursing for learning disabilities in North Wales is of great concern. An email was also sent asking students and stakeholders to co-design a way forward.

“There were almost 900 signatures on the recent petition and many letters against the proposals. I don’t think the university took that answer into consideration. I hope Bangor University will reconsider the impact these cuts will have. “

7 reasons not to refinance college debt

There are definitely benefits to student loan consolidation. Obviously, you’ll only have to worry about one monthly payment, and if you have strong credit, you might be able to find a lower interest rate when consolidating or refinance your student loans.

However, student loan consolidation also has its drawbacks and is not a smart move for everyone. Here are seven reasons why you might be better off leaving your student loans as they are.

1. Refund options may not be as flexible

If you use a private student lender to consolidate your loans, you generally agree to a single repayment schedule for the entire term of the loan. Federal borrowers can choose a standard 10-year repayment plan or an extended term, but they also have the option of taking advantage of unique and potentially cost-effective options such as the Pay As You Earn plan or other repayment options based on Income.

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If you get a federal direct consolidation loan, you still qualify for these alternative repayment plans. However, it is important to note that by consolidating, you will lose any credit you have already earned for canceling the income-based repayment plan. For example, the Pay As You Earn plan offers forgiveness of any remaining balance after 20 years of one-time payments. So if you have already made several years of payments under the scheme, you are in effect starting the clock again.

2. You may lose the opportunity to get a postponement or abstention

Private Student Loan Consolidation has become much more prevalent in recent years. However, it is important to realize that there are certain hardship options (deferment and forbearance) that are unlikely to be offered by a private lender. These allow you to defer payments if you’re having financial difficulty, so if you don’t have a solid source of income, you might want to think twice before losing this option.

3. You cannot repay your loans selectively

When you have multiple individual student loans, you have the ability to pay off your highest interest loans faster. As a personal example, I have separate student loans for each semester I was in school. These loans have interest rates ranging from 5.75% to 6.75%. When I want to pay extra for my student loans, I have the option of applying the payment to the higher rate loans to maximize my interest savings. If I had to consolidate my student loans, I would lose this option.

4. You are in your grace period

With most student loans, you have a six-month grace period after leaving school before you have to start repaying your loans. Consolidation loans do not have such a window and generally require repayment beginning approximately two months after loan approval. In other words, if you just graduated and are applying for a consolidation loan, you should be ready to start making payments much sooner.

5. You’ve already been paying your loans for a while

When you consolidate your loans, the repayment period of your loan starts again or could even lengthen. Many borrowers are attracted to consolidation because it often results in a lower monthly payment. However, you will end up repaying your loans for a longer period of time, especially if you have already been repaying your loans for a while.

6. You work in the public service or you are a teacher

Federal student loans have pretty generous remission programs if you qualify. Teachers can apply for up to $17,500 in loan forgiveness after five successful years of classroom teaching, and public service employees can apply for forgiveness of any remaining balance after 10 years of one-time payments in a repayment plan eligible. Private student loans generally do not have similar forgiveness programs.

Even if you decide to consolidate your loans through a Federal Direct Consolidation Loan, it is important to realize that any progress you have made towards the cancellation of Public Service Loans (PSLF) will cause the government to restart. 10 year clock.

7. Your student loans may have a lower interest rate than you may find elsewhere

If you are applying for a consolidation loan from a private lender, your new interest rate will be based on factors such as your credit history, length of repayment and the interest rates currently available from your lender. Your federal student loans have a fixed interest rate that’s usually on the lower end of the spectrum, so chances are you won’t find a better interest rate through a private lender.

On the other hand, if you are using a federal direct consolidation loan, a weighted average of your loan interest rates will be taken and then adjusted upward by 0.125%. Although this is a small difference, it is important to know that you will pay a little more interest by consolidating.

Also, if you have accrued unpaid interest on the loans you are consolidating, it will be added to the principal balance. So your future interest will be calculated on a larger principal balance than before.

To reiterate, there are definitely benefits to consolidating or refinancing your student loans. However, if any of the situations described here apply to you, you might want to think twice.

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Critical Care Nursing course enrollment declines as WRHA commits to recruit nurses

Enrollment in the course required to train nurses to work in the cardiac intensive care units at St. Boniface Hospital is dropping, but the Winnipeg Regional Health Authority says it is working to recruit nurses in the hope of reducing the waiting list for heart surgery.

Only four nurses are enrolled in an intensive care program offered twice a year at St. Boniface Hospital and the Health Sciences Center, according to the Manitoba Nurses Union. The waiting list for heart surgery has doubled in recent months, largely due to a shortage of nurses trained to work in the area.

“This is definitely going to have an impact on their ability to fill vacancies and fill shifts in the cardiac program,” said Darlene Jackson, president of MNU.

“We know there are vacancies in this program and we also know that there is a chronic shortage of nurses in Manitoba… This is worrying… It will not solve the staffing issues in this department, c ‘is certain.

In January and February, 33 nurses completed the six-month course, 12 of whom recently held positions in the two intensive care units at St-Boniface Hospital. One of them, the Cardiac Surgery Intensive Care Unit, is where all patients go after cardiac surgery. The unit has 14 beds and typically requires 14 nurses to maintain a 1: 1 nurse to patient ratio.

Jackson said that over the past year, the unit has had “excessive” overtime rates and high mandatory overtime rates. The rotation schedule for nurses has changed as part of the overhaul of the healthcare system, she said, and with the elimination of several part-time positions, several regular nurses have sought positions elsewhere.

“It’s very difficult to recruit nurses in an area that has all of these problems,” she said.

“For nurses who are already working in a highly specialized field, it’s stressful, having that amount of overtime, especially if it’s mandatory… makes it so much more stressful.”

Recruitment of intensive care nurses

The WRHA’s director of health operations said the authority was taking action to address staffing issues.

“We have a working group with not just St. Boniface Hospital and the region to look at the factors and address them, which includes recruiting critical care nurses,” said Krista Williams.

This week, 104 patients are waiting in the community for heart surgery, of which 64 are “fit and ready” for the surgery, she said. Fourteen patients are waiting at the hospital, seven of whom will be operated on this week.

In the past six months, 120 elective heart surgeries have been rescheduled.

The high rescheduling rate is due in large part to staff issues, Williams said.

Enrollment in the intensive care nursing course is consistently higher in the fall, she also said. While staffing levels in the ICU cardiac surgery unit are cause for concern, she said, she is optimistic that the closure of other intensive care units in Winnipeg will bring more nurses to the unit. .

“The reason for consolidating critical care is to be able to consolidate the nursing skill set and that will definitely help us retain nurses in a highly specialized field and keep that skill set,” she said. .

“The staffing this week is very good. We are happy with it this week. We are watching her very closely, but we recognize that we still have to look to recruit long-term nurses. “

Jackson said the loss of 75 spots in Red River College’s nursing program isn’t helping.

She encouraged health officials and government officials to talk to nurses.

“We can help make healthcare efficient. We’re downstairs and we can see where the change needs to happen. Someone just needs to bring us to the table.”

Managing breast milk during breastfeeding

In its efforts to reduce the infant mortality rate (IMR), neonatal mortality rate (NMR) and malnutrition in the state, the government of Rajasthan has included the management of breast milk in the breastfeeding course. Now, nursing students in Rajasthan will undergo compulsory breast milk management training for 72 hours, as it has been included in their practical curriculum.

“Student nurses deployed in the labor room, outpatient department (OPD), inpatient department (IPD) and immunization will assist and educate mothers on appropriate breastfeeding practices,” said Devendra Agarwal, State Health Department Advisor for the Aanchal Mothers’ Milk Bank Project. . “These nursing students will be trained in breast milk bank, breast milk clinic and breastfeeding management. This will help reduce AMT and other existing child-related problems, ”he added.

By including the General Nursing and Midwifery (GNM) practical course at government nursing schools, nursing students will be required to complete 72-hour training in the second and final year during the course lasting 3.5 years.

The state has 15 government GNM schools and breast milk management was included last month. Nursing students will receive three-day lactation management training and breastfeeding advice and training for mothers. Students will be mentored in a breastfeeding clinic and for six days in a breast milk bank, where nursing students will be trained to rinse milk and store it for newborns who may need breast milk.

“With nursing students trained in breast milk management, more manpower will be available, which will help stop the infant mortality rate and tackle the problem of malnutrition,” Agrawal said.

Currently, Rajasthan has 19 breast milk banks in 17 district hospitals including Beawar (Ajmer) Alwar, Banswara, Baran, Barmer, Bhilwara, Bharatpur, Bundi, Chittorgarh, Churu, Dholpur, Jalore, Karauli, Rajsamand, Sawai Madhopur , Sirohi and Tonk, at Rabindra Nath Tagore Medical College in Udaipur, and Sawai Man Singh Medical College in Jaipur run by the Norwegian government.

Practical test

By including the Practical General Nursing and Midwifery (GNM) course in government nursing schools, nursing students enrolled in the institutes will be required to complete 72-hour training in the second and final year during the course. ” a term of 3.5 years.

First-ever nursing course opens at Manipur College of Nursing

The very first M Sc Nursing course was opened at the College of Nursing, Medical Directorate, Government of Manipur on the last day of 2018.

Health and Family Welfare Minister L Jayantakumar Singh was the main guest of the course’s official opening function at the Health Directorate’s office in Lamphel on Monday.

First-ever Nursing Course opens at Manipur College of Nursing 2

The opening ceremony was also attended by the Director of Health Services of Manipur, Dr K Rajo Singh and the Director of Lamphelpat College of Nursing, Professor M Kumudini Devi as President and Guest of Honor respectively .

Speaking on this occasion, Health Minister Jayentakumar said that with the opening of the M Sc nursing course, a new chapter has been added in the field of health care and its services in the state. .

First-ever Nursing Course opens at Manipur College of Nursing 3

It is a privilege for the state to have a nursing school with M Sc courses, he added.

Jayantakumar Singh argued that despite many shortcomings, the Department of Health made an effort to open the long-awaited course.

“It’s a really good day for the department and for the people of Manipur,” he said.

The Minister also appreciated the enthusiasm and the effort of the Director of the College of Nursing Sciences during the opening of the Master of Science courses.

The Minister also gave the assurance that the number of places of capacity of reception of the students of master’s of science of the college will be increased.

He also said that the limited state resources have been used at the highest level to meet the demands of the public by the government, he added.

Ministry of Health officials, nursing staff and students, tutors and others also attended the opening ceremony.

Later, Minister Jayantakumar also launched Free Viral Hepatitis C Care and Management, which is also the first of its kind in the state implemented by YASCARE (SASO) partners, MNP & CARE Foundation, State Government & Find India (Delhi) at New Checkon Road. , East district of Imphal.

Manipur Government Launches State’s First Masters of Nursing Course


Manipur’s Minister of Health, L Jayantakumar Singh, on Monday inaugurated the state’s very first Masters of Nursing course at the College of Nursing, Medical Directorate, Manipur government.

The Minister said that with the opening of the master’s course in nursing, a new chapter has been added in the field of health care and its service in the state.

Jayantakumar Singh argued that despite many shortcomings, the Department of Health made an effort to open the long-awaited course.

The Minister also appreciated the enthusiasm and effort of the Director of the College of Nursing at the opening of the master’s courses.

The Minister also gave the assurance of increasing the reception capacity of the college’s master’s of science students. He also said that the limited state resources have been used at the highest level to meet the demands of the public by the government, he added.

To mark the opening event, six selected students were enrolled in the newly opened Masters course.

Professor M. Kumudini Devi, director of the College of Nursing, Medical Directorate, said higher education in nursing, degree and master’s degree courses, are arriving late in the state compared to other states. from the country.

Nonetheless, she believed that the start of the Act East policy will increase the need for trained and qualified nurses to meet the demand for trained nurses in Southeast Asian countries and reputable hospitals nationwide.

It is relevant to note that the Japanese government previously required that 15,000 state-trained nurses be sent to Japan.

Earlier in the first week of December, Japanese delegates led by Takahito Takeuchi, professor of health and wellness at the graduate school of the International University of Health and Welfare, president of the Japanese Association functional recovery care and energy rehabilitation, as well as national skills development officers co- Operation New Delhi visited the College of Nursing, Lamphelpat Medical Directorate, of the Government of Manipur for the program of the program of training of technical trainees (TITP) at the College of Nursing Sciences.

The Minister of Health also launched free care and management of viral hepatitis C, which is also the first of its kind in the state implemented by YASCARE partners (SASO, MNP & CARE Foundation, State Government & Find India (Delhi) at New Checkon Route, Imphal East.

Loudoun Academies Curriculum Expansion May Postpone Nursing Course


Heads of schools in Loudoun County may phase out or relocate the Licensed Practical Nurse program that is housed in Loudoun academies in an effort to free up space for three new programs.

The school council’s ad hoc committee for Loudoun academies recommended that the long-standing course offered by the Monroe Advanced Technical Academy be phased out, meaning it would stop enrolling new students, but that 16 current students in the program would not be affected by the change. The committee’s vote follows a recommendation from school administrators, who say they want to open more options for more students. The LPN program would be replaced by three new programs: Mental Health Technology, Medical Systems Technology, and Biomedical Technology. This would double the number of routes for high school students interested in health sciences and medicine and create space for 56 more students than the current LPN program can accommodate.

While staff initially suggested removing the program altogether, most board members at their Tuesday meeting said they would prefer to see the program outsourced.

Deputy Superintendent Ashley Ellis, who oversees the education department, said she was in talks with Northern Virginia Community College to potentially move the program to its Loudoun campus. She also said there was enough space in the new Loudoun Academies to launch at least one of the three programs in the fall of 2019 without yet removing or moving the IAA course. “And that gives us time to explore more resettlement options,” she said. “We are looking at all the options. “

School board members Jill Turgeon (Blue Ridge) and Joy Maloney (Broad Run) said they were concerned staff initially recommended phasing out the program just because it needed space for three new classes. Ellis explained that the course requires four full-time teachers for just 16 students, and only a quarter of the students who take Loudoun’s LPN course complete the last postgraduate course and graduate.

Turgeon said he spoke to an administrator at Inova Loudoun Hospital, who said more than 50 high school students participated in the Job for a Day program at the hospital. “The interest is there so I would hate to see this fall from the side. … I hope we will do this in such a way that we don’t have a gap where it isn’t available for a year or two.

At the board meeting on Tuesday, student Carolyn Carey urged the board to keep the LPN program intact. “My own doctor has informed me that his office is hiring a lot of LPNs who have graduated from this program,” she said. “This program is a catalyst for anyone interested in the medical field, especially nursing. “

Ellis told board members she will keep them informed as she continues to research options to move the program.


Concern continues as demand for nursing courses hits new low


The number of people accepted to nursing courses in England continued to decline in 2018, despite UK-wide acceptance rates reaching an all-time high, latest application figures show academics.

A new report from the Universities and College Admissions Service (UCAS) shows that the number of English applicants accepted for a place in nursing courses has fallen by 1.4%.

“The drop in the number of applications for nursing courses, especially in England, is worrying”

Katerina Kolyva

This follows a drop the year before and marks the first time acceptance rates have fallen two years in a row, the report said, suggesting that the decision to cut scholarships for nursing students in England continues to have a significant impact.

This year, the number of applicants for nursing courses in the UK fell for the second year in a row, falling 7.6% in 2018 after falling 17.6% the previous year.

“This means that the number of applicants has reached its lowest point, having declined by almost a quarter over the past two years, with most of the decline attributable to the decline in the number of applicants domiciled in English.” , indicates the report.

However, the report shows that the decrease in the total number of applicants has not translated into a significant drop in the number of people gaining places, as nursing courses continue to be over-enrolled.

There were just 80 fewer acceptances this year, bringing the total number of nursing acceptances to 28,540, the third highest on record.

Overall, the UK-wide acceptance rate rose 4.1 percentage points to 56.2% in 2018. However, the figures for England alone – where are based almost 78% of all UK applicants – show acceptance rates continued to decline and fell to 21,745 in 2018. 2018.

In contrast, the number of acceptances in Scotland and Wales, which have retained funding for nursing students, has increased.

In Scotland, the number of acceptances increased for the second year in a row with an increase of 4.7%, bringing the total number of acceptances to 3,375 – the highest level ever.

This autumn it was announced that the scholarships available for nurses and midwives in Scotland are to increase to £ 10,000 per year by 2020-2021.

In Wales there was a smaller increase of 3.2% bringing the total to 1,785, while in Northern Ireland the number of acceptances remained stable at 1,090.

Katerina kolyva deans of health6,002

Katerina Kolyva

The Council of Deans of Health – the umbrella body that represents universities offering courses in nurses, midwives and allied health professions – has expressed concern about the decline in applications for nursing courses – in particular in England.

In response to the report, Executive Director Katerina Kolyva said it showed the need to take “urgent” measures to increase the number of students.

“The decline in the number of applications for nursing courses, especially in England, is worrying,” she said.

“This shows the urgent need to intervene to support a growth in student numbers, including a sustained nationwide campaign to attract students of all ages to health courses, promote the value of careers in the field of health. health and counter the many negative messages around these professions ”he warned.

Last month, the new Minister of Health, Stephen Hammond, indicated that the government may be willing to consider reintroducing scholarships or a new system of grants in England.

“We believe that the introduction of a bursary grant could have a significant impact on both recruitment and retention, especially among mature students,” Ms. Kolyva said.

“Recruitment could be further encouraged by the introduction of a service-linked loan repayment system,” he said.

Meanwhile, Ms Kolyva welcomed the increase in the number of acceptances to nursing courses in Scotland and Wales.

“We are delighted to see that acceptances to nursing courses in Scotland and Wales have increased significantly and we welcome the recent announcement in Scotland of an increase in the scholarship for nursing and wise students. -women, ”she said.

She added: “We look forward to continuing to work with the government in Scotland and Wales to support the growth in the number of students in the health professions. “

People are encouraged to consider a nursing course on the Isle of Jersey


Residents of Jersey were urged to find out more about studying adult nursing without having to leave the island.

Last week the Jersey Minister for Health revealed nearly £ 6million had been spent recruiting nurses – mostly from the UK – to fill posts since 2016 due to staff shortages.

Currently the Nurses unions and states remain in dispute over lower-than-inflation wage increase, while former nurses are also encouraged to resume practice through a training program.

The Department of Health and Community Services – in partnership with the University of Chester – is hosting information sessions to encourage more Islanders to consider a career path.

Information sessions will be held at Peter Crill House on:

  • Monday November 26 from 11 a.m. to 3 p.m.

  • Wednesday November 28 from 4 p.m. to 7 p.m.

  • Thursday December 6 from 4 p.m. to 7 p.m.

Information will also be available for courses in mental health nursing, child nursing and midwifery.

Mother and daughter graduated from same nursing course

A mother and daughter marked a milestone today as they completed the same university nursing course together.

Kirstie and Kayleigh Tidy took the same adult nursing courses at Napier University in Edinburgh.

“We spent time together in the lessons during the practical work and were often confused with each other”

Kirstie tidy

Kirstie Tidy, 45, of Livingston, had worked in the insurance industry but always wanted to work in the care industry.

Although she has not had any formal education since leaving school, she successfully applied for a place at the university while taking an access course at Edinburgh College.

Her daughter Kayleigh, 22, also from Livingston, decided to take up adult nursing after being extremely impressed with the care her grandmother received after being diagnosed with cancer.

The mother and daughter began their Bachelor of Science in Nursing in September 2015.

Kirstie said: “We spent time together in class during the labs and were often mistaken for each other because we had the same initials – which sometimes resulted in one of our names being removed because it looked like a duplicate. Lots of staff didn’t know we were related.

“We studied separately and chose different topics to write about, but it must have been quite difficult for my husband Steven and my son Logan, 16, to have two stressed-out students at home studying for the exams at the same time. ” she said.

“Myself and Kayleigh are now trying to get placements to launch our careers,” she said. “This is the ambition of my life because I have always wanted to help others and now, here I am in my forties, I am finally taking the plunge.”

He added, “We both look forward to pursuing careers in nursing. “

“My friends were shocked that my mother was on the same course”

Kayleigh tidy

Kayleigh said she and her mother traveled to the university’s Sighthill campus together from West Lothian, but made friends of their own on campus.

“My friends were shocked that my mom was going the same way and people were curious how we fared,” she said. “Like a typical mother and daughter, we get along well.

“We were both stressed by exam time, but it was good to share the stress with someone who knows exactly what the issues are and what you are going through,” she noted.

Mother & Daughter Personal Development Tutor Emma Trotter said: “It has been an absolute pleasure working with the fantastic ‘Team Tidy’.

“From the start, I was aware of the strong bond between mother and daughter in their mutual support to achieve their individual and common goals,” she said.

She added: “They have a shared determination to make a difference in the lives of those they care for.

“They both have a fantastic future ahead of them and I am proud to have played a small part in their nursing journey,” she said. ” Good job girls ! “

Today’s ceremony at Usher Hall was truly a family affair, as sisters Kerri Russell and Colene Flannigan are also graduates of the university’s nursing programs.

The siblings earned degrees in Learning Disability Nursing and Mental Health Nursing, respectively.

Second veterinary nursing course begins in Scotland

Scotland is known for its love of animals, and Scotland’s Rural College has just become one of only two higher education institutions in Scotland to offer a degree in veterinary nursing.

Welcoming its first class next month, the course will enable students to earn their Licensed Veterinary Nurse diploma from the Royal College of Veterinary Surgeons (RCVS).

Scheduled to be highly competitive, the course will include instruction within the on-site theater and clinical skills labs to ensure that hands-on patient care remains a key component of the curriculum.

Students will benefit from SRUC’s cutting-edge research on animal behavior, welfare, ethics and genetics through education from specialist scientific researchers, adding an additional dimension to the knowledge required for the care professional. modern veterinary nurses.

The BSc in Veterinary Nursing will be the first degree course of any kind at SRUC’s Barony Campus in Dumfries, where the animal care training center, stables and a working farm will provide students with valuable hands-on experience with a wide variety of domestic animals and livestock. .

In addition to a one-year internship at a licensed veterinary practice, each student will also spend a three-week rotation at the Small Animal Hospital at the University of Glasgow to provide essential experience in a specialist setting.

Professor Nick Sparks, Dean of the Southern and Western Faculty of SRUC, said: “We are very proud to announce our new Diploma in Veterinary Nursing. Firms need more qualified nurses because their expertise plays an extremely valuable role in the industry.

“We look forward to welcoming the first batch of veterinary nursing students to our Barony campus, where they will enjoy exceptional education and unique access to a wide range of animals in a stunning rural setting. “

Andrea Jeffrey, Chair of the VN Training Committee at RCVS, added: “We are very pleased to offer Scotland’s Rural College provisional accreditation for their new BSc in Veterinary Nursing – Veterinary Nurses are an integral part of any veterinary team, and we welcome the opportunity to welcome a new cohort of Licensed Veterinary Nurses (RVNs) over the next several years. ‘

The first batch of students will begin their studies on September 10, while the initial deadline for next year’s applicants is January 15, 2019.

To find out more, visit www.sruc.ac.uk/bscvetnursing.

Mental Health First Aid Added to Northampton Nursing Curriculum

Nursing students from all disciplines at the University of Northampton will learn mental health ‘first aid’ skills to help them spot critical warning signs of problems such as depression and anxiety, both at home. themselves and their patients.

The university’s faculty of health and society will incorporate the subject into the curriculum of all undergraduate nursing courses in October, following a successful trial with around 100 students.

“Nurses are on the front line to support people in all kinds of situations who may be vulnerable to mental health problems”

Emma dillon

The goal is to create a nursing workforce with the confidence and ability to recognize the symptoms of common psychological problems, and to guide people to the right support before they escalate.

The course, equivalent to that of physical first aid, also enables students to take care of their own mental health.

Thanks to the university’s investment, 14 nursing teachers have been trained as mental health first aid instructors and they will be teaching the course to students in their first year of study. The team aims to train more than 300 first aid workers in mental health each year.

Emma Dillon, senior lecturer in mental health nursing and one of the first to become an instructor at the University of Northampton, praised the program, which is run by Mental Health First Aid England.

She said, “Mental health first aid training helps our faculty create a new generation of nurses who are responsive to the mental and physical health of those they come into contact with.

“From patients to the people they work with in the community, nurses are on the front line supporting people in all kinds of situations who may be vulnerable to mental health issues,” said Ms. Dillon.

“It is therefore crucial that they receive adequate training from the start on how to spot the warning signs of mental illness, to provide first aid support, and also to understand how to support their own mental health.” she declared. .

“This is in addition to the growing recognition of a need for mental health education to be an integral part of the nursing curriculum.”

Caroline hounsell

Ms. Dillon added, “By providing mental health first aid training to undergraduate nursing students in all disciplines, we hope to improve early intervention approaches within the profession and equip our students to better support the communities in which they will work. “

The introduction of the course at the University of Northampton will coincide with the implementation of the new Council of Nurses and Midwives competence standards, which place greater emphasis on the competence of all nurses in mental health care.

The mental health first aid program is also being rolled out to health students at Coventry University.

Caroline Hounsell, youth officer and director of Mental Health First Aid England, said it was “fantastic” to see Northampton join the movement.

She added, “This new development comes in addition to the growing recognition within higher education of the need for mental health training to be an integral part of the nursing curriculum.

“Nurses face many challenges when entering the profession today, but by giving them skills in mental health first aid, we can ensure they have the knowledge and confidence to take action. as the first point of contact for people with mental illness, ”Ms. Hounsell said.

Geraldine Walters, director of education and standards at the NMC, welcomed the university’s decision to add mental health first aid training to its nursing curriculum.

She said, “When we were developing our new pre-enrollment nursing standards with our stakeholders, many wanted more emphasis to be placed on mental health in all areas of nursing. It is really encouraging that universities like Northampton have a head start. “

The course does not train people to become therapists or psychiatrists, but rather encourages them to become advocates for mental health.

Innovative nephrology nursing course helping patients in Abu Dhabi

We might have melted in the heat during the graduation heatwave, but it was nothing for the graduates heading to Leicester from Abu Dhabi, where temperatures topped 50 degrees Celsius.

The nine graduates of the Masters of Nursing in Nephrology drove more than 7,000 kilometers to collect their prizes at De Montfort University in Leicester (DMU) last week. Temperatures were up to 26 degrees Celsius in Leicester, but back home it was a whopping 51C.

“It’s like our winter,” joked Ryan Villanueva, who like his colleagues Kaiser Alejandrino, Jacqueline Sue Cainglet, Freddie Costales, Melleril Sara Ferrer, Safeer Abdulla Ibrahim, Jerel Kim Laguardia, Madelaine Manuel, Masele Emily Ralonya several years.

The cohort was selected for the two-year masters course, which has a 100% success rate, after a rigorous selection process and combined their masters studies with full-time jobs and family life.

Ryan said: “I am really proud of what we have accomplished. Diabetes and kidney disease are big problems in Abu Dhabi due to diet and largely sedentary lifestyle. It’s a pretty warm place so most of the people are still inside. We look at evidence-based practices and that helps us when we are dealing with patients. “

Safeer added: “It was a great and amazing experience. Lots of learning. It’s not easy to study and work, but it helps a lot to be critical and apply theory to practice. “

The nurses all work for SEHA Dialysis Services, which developed the MSc in Renal Nursing with Fresenius Medical Care and the Faculty of Health and Life Sciences at DMU.

renal 2

It was developed in response to the growing number of chronic kidney disease patients in Abu Dhabi. The course has helped raise the profile of nursing as well as improve patient care. It also leads to better results for people with the disease.

The first cohort started their studies in 2014 and this is the third cohort to graduate.

Professor Marie Richards, who is in charge of the course program, was at DMU to watch the last students collect their diplomas. Professor Richards, Director of Education / Training and Development at SEHA Dialysis Services, said: “Nephrology nurses are the largest professional group responsible for providing care to patients with chronic kidney disease ( IRC). kidney failure worldwide, which is increasing year by year, and the training of nurses specializing in nephrology is a key strategy to manage this disease burden and provide quality kidney care for the future. “

* Student satisfaction increases at DMU, ​​according to new figures
* Thinking of applying to university? Call our Clearing line
* Academic DMU appointed to the higher committee

Carol Greenway, International Associate Professor in the Faculty of Health and Life Sciences, said: “This program is a challenge and the students have worked very hard to secure this award while working in clinical practice. In a recent collaborative review, the panel heard that they are clearly having an impact in the country because the care they provide is already helping to detect kidney failure at an early stage ”.

The course has helped raise the profile of nursing as well as improve patient care. It also leads to better patient outcomes.

Posted on Monday, July 30, 2018

Demand for nursing courses has fallen by a third in two years

Applications for nursing degrees continued to fall in England, dropping nearly 5,000 from last year, according to the latest official figures.

Data released by the Universities and Colleges Admission Services (UCAS) marks the end of the main application period and confirms that applications for nursing courses have declined by about a third in the two years since the start of the year. abolition of the nursing scholarship.

A total of 35,260 people from England applied to study nursing at university next year, up from 40,060 who applied at the same time in 2017, according to the UCAS report.

This represents a 12% decrease in the number from last year – 4,800 fewer applications for nursing courses. Overall, there has been a 32% drop in applications since March 2016 – the last year students received financial support.

The decline in the number of mature students over 25 applying for nursing degrees has been even more extreme, with a 16% drop by the June 30 deadline from the previous year and a drop in total of 40% since June 2016.

“The decline in applications for nursing training remains worrying”

Brian Webster-Henderson

There has been a 19% drop among those 25 to 29 years old since last year, a 15% drop among those 30 to 35 years old and a 14% drop in claims among those 35 and over.

Figures from UCAS, which come just a week after England’s NHS launched a major recruitment drive for nurses, suggest the industry should prepare for a drop in actual student numbers in September.

In September 2017, 700 fewer students started nursing education than the previous year – the first batch after changes in student funding.

Today’s UCAS report also shows that the number of applications for nursing courses in Northern Ireland has fallen by 7%. However, the number of applications from Scotland increased by 2% and from Wales by 1%.

All other applications for nursing courses will now be processed through compensation.

The Royal College of Nursing said the figures showed the decision to cut the scholarship in England had been “a disaster” amid a continuing shortage of nurses.

“Not recruiting more nurses puts patients at risk, and with 40,000 vacant nursing positions in England alone, we cannot sit idly by and watch applications drop year after year,” said said RCN Executive Director and Secretary General Janet Davies.

“It is now clear that the removal of the stock market was a disaster,” she said. “It is time for ministers to take another look at this policy, before patients suffer the consequences. “

Janet Davies

Janet Davies

She said the decline in the number of mature students applying to study nursing was of “particular concern”.

“These students represent a vital part of the nursing workforce, particularly in the area of ​​mental health and learning disabilities,” she said.

“These are the areas that benefit the most from the life experience of mature students and where the nursing shortage is greatest,” said Ms. Davies.

She added, “We urgently need financial incentives to attract more students to the profession, and nursing students need to be encouraged and supported.

UCAS data shows an 8% drop in the number of EU students applying for nursing courses in the UK. However, the number of applicants from non-EU countries increased by 13% to 750.

Council of Deans of Health

Mental health nurse to be next president of the Council of Deans

Brian Webster-Henderson

Professor Brian Webster-Henderson, Chairman of the Council of Deans of Health, said: “The decline in applications for nursing courses remains a concern and will continue to require close monitoring, especially for mature students and fields facing challenges. recruitment difficulties.

“However, we welcome the recent campaigns by Health Careers and the Department of Health and Social Affairs to promote courses and careers in the health field and we will continue to work closely with our partners to support these. campaigns, ”he said.

Bad Credit: How Much Is Bad Credit Costing Me?

In this article:

How do you know if you can get a prime loan or if you need bad credit loans instead?

  • If your FICO puts you in the ‘poor’ credit range, you will likely need unsecured financing.
  • You might even need bad loans if your score is “right”
  • Recent events such as foreclosures, bankruptcies, write-offs or collections make borrowing difficult

Sometimes increasing your credit score by just one point can take you to the next level and save you thousands of dollars.

Check your new rate (August 3, 2021)

Credit scores for prime loans

There is no commonly accepted definition of the term “prime loan”. Each lender is free to set its own standards for loans it qualifies as “premium”.

But the term generally means a loan that offers the best possible deal to a consumer. It usually comes with low interest rates and sometimes other privileges.

There is one exception to this description of “best possible offer”. Some lenders may offer very high yield loans and then the best possible deals are given to those borrowers. But any prime loan is, by definition, attractive.

What scores qualify for blue chip loans?

FICO is the company behind the most widely used credit scoring technologies. It categorizes credit scores as follows:

  • 800+ – “Exceptional”. Surprisingly, 20 percent of Americans have a score of 800 or higher. And 1% have one in 850, which is the highest it can get. Only 1% of those with a score of 800+ are likely to default on a loan, so lenders love these borrowers and can afford to give them great deals.
  • 740-799 – “Very well.” You are still well above average and there is only a 2% chance that you will default. So lenders still love you, and almost all of them are likely to see you as a prime loan candidate. Twenty-three percent of consumers belong to this group.
  • 670-739 – “Good.” There is an 8% chance that your loan is in default, which means that only certain lenders are likely to consider you eligible for a prime loan. Twenty-four percent of the population belongs to this group.

Related: What Credit Score Do You Need For A Mortgage?

It should be noted that most of us have dozens of different credit scores. This is because there are different rating system providers, different credit bureaus, and different versions of industry specific rating systems. So, for example, an auto lender may use a proprietary and modified version that can better predict defaults on auto loans.

On top of that, some lenders have stayed with older “legacy” versions which will score different from more modern systems. This means that you shouldn’t assume that the score you get from a credit score service will be that seen by a potential lender.

Who gets bad loans?

You would think that bad credit loans would only be offered to those with very low credit score. But some lenders will offer these loans even to those with fair credit scores. With a larger down payment, an applicant with a credit score of less than 620 can still get a Fannie Mae or Freddie Mac mortgage.

Here’s how FICO defines the two lower ranges:

  • 580-669 – “Fair”. Twenty-eight percent of people in this score range will be in default and represent 16 percent of the population. Lenders are therefore wary. If you shop around, you might find a nice loan source that will lend you on better terms than a bad credit loan. But there is no guarantee
  • 579 and less – “Poor”. Over 60 percent of borrowers in this group default on their loans, and they represent 16 percent of the population. Faced with these risks of default, most lenders will automatically deny requests. Those who agree are required to charge exorbitant interest rates to cover their losses

Related: Solve These 3 Problems and Improve Your Credit Score Fast in 2018

As FICO says, “The promising news for this group is that there are opportunities to improve their credit rating. “

Do you have a thin file?

Many people have low scores through no fault of their own. Some have had bad luck: a period of unemployment or illness, perhaps.

Others simply have too little information on their credit reports for scoring algorithms to properly calculate their creditworthiness. The industry calls this having a “thin file”.

And this can be a particular problem for young people who haven’t borrowed a lot yet. It can also affect older people who haven’t borrowed in recent years. But non-borrowers of any age may be affected.

Related: Catch-22 (You Need Credit To Get Credit, Here’s How To Do It)

It might seem like a trap: you can’t borrow without a decent credit score, and you can’t get a decent credit score without borrowing. A secured credit card can be a great place to start in building your credit. You must pay the card issuer a deposit and can then charge for purchases up to your deposit amount.

And you may have to pay interest when you “borrow” your own money. But, by providing your card reports to the big three credit bureaus, your score should increase fairly quickly.

Difference in cost between prime loans and bad loans

The higher your credit score, the less likely you are to pay for all of your loans. This applies to everything from mortgages to credit cards and auto loans to home equity lines of credit.

As you can imagine, the cumulative effect of a lower score over a lifetime adds up. Some could end up dropping a hundred thousand dollars over that time. If you are a big borrower, do it in the hundreds of thousands.

How your score affects your mortgage costs

FICO has a calculator that allows you to calculate the different costs of a new mortgage based on your credit score. The following calculations are based on mortgage rates as of mid-June 2018, but they will likely have changed since.

Related: Boost Your FICO 100 Points In 2018 And Save Big On Everything

The Experian credit bureau estimated in January 2018 that the national average mortgage debt was $ 201,811. So suppose someone borrows $ 200,000 with a 30-year fixed rate mortgage. The calculator indicates that someone with a score of 760-850 could get the following offer:

  • A rate of 4.322% APR
  • Monthly payments of $ 992
  • Total interest paid over 30 years: $ 157,238

For the same loan, someone with a score between 620 and 639 (anyone with a lower score is highly unlikely to be approved) might be offered this offer:

  • A rate of 5.911% APR
  • Monthly payments of $ 1,188
  • Total interest paid over 30 years: $ 227,565

In other words, the borrower with the lowest score would throw over $ 70,000 in additional credit charges over the life of their loan.

Auto loans and others

But it’s not just mortgage payments that are affected by a score. FICO says that a person with excellent credit borrowing $ 10,000 in the form of a 60-month auto loan could pay $ 1,076 in interest over the five-year term. But the same loan would cost someone with a score between 500 and 589 $ 4,620 in interest, more than four times as much!

Related: What Is a Good FICO Score?

Suppose you have eight auto loans in your lifetime. You would have lost almost $ 30,000. And, of course, it’s not just mortgages and auto loans. You’ll pay more for every dollar you borrow – and maybe more for your rent and insurance premiums.

Average credit scores in the United States

Average credit scores probably don’t matter much to you. You are mainly interested in your own.

But Time Money published an analysis by age group in April 2017 that lets you know how you are doing compared to your peers:

  • 18-29 years: 652
  • 30-39 years: 671
  • 40-49 years: 685
  • 50-59 years: 709
  • 60 years and over: 743

The average score of all Americans reached 700 in 2017 for the very first time.

The lowest scores of young people

Why are young people less well? It is probably not because they are fickle.

For starters, they can have thin files. But they also won’t yet have a high median age for their open accounts, which is 15% of a FICO score.

And they may not have such a good “mix” of revolving credit (mainly credit and credit cards) and installment loans, such as mortgages, auto loans, and so on. This mixture represents 10 percent of a FICO score.

No matter how old you are, having a higher score can save you a lot of money. It’s worth taking this stuff seriously. You don’t want to live your whole life burdened with bad loans.

Check your new rate (August 3, 2021)

Scottish university to organize nursing training in Singapore

The University of Dundee is establishing a new nursing course in Singapore that will award university degrees to hundreds of registered nurses each year.

The course will start in September and will offer a combination of in-country and online training for Singaporean nurses looking to ‘top up’ their degree up to university level.

“This is a blended face-to-face and online learning program”

Lynn kilbride

The Dundee BSc Nursing and Health course will be offered in partnership with CSM Academy International, a private educational institute based in the Southeast Asian city-state.

Professor Lynn Kilbride, dean of the Dundee School of Nursing and Health, said the collaboration would bring the Dundee nursing degree to “a new audience”.

“The BSC Nursing and Health program that we are going to offer has been specially designed for Singapore and will ensure that nurses are fully equipped to meet the challenges of their health system,” she said.

“This is a blended face-to-face and online learning program and will involve our Dundee staff working in Singapore at key points in the program,” she added.

Lynn Chow, founder and CEO of CSM, said the academy was “honored” to partner with the University of Dundee.

“This specially designed nursing diploma, accredited by the Singapore Nursing Board, will make a difference in enhancing the capabilities of our nurses in Singapore,” she said.

The first cohort of students will start in September and the next cohort in May 2019. After that there will be three cohorts per year – September, January and May.

Single lender rule repealed; NextStudent offers low student loan consolidation rates

The single lender rule which prohibited student borrowers from pooling their student loans with the lender of their choice was repealed on June 15, 2006 when President Bush signed into law the Emergency Supplementary Spending Program, HR 4939. This paved the way for student borrowers to consolidate their federal student loans with the lender of their low interest rate choice. before the increase of 1.84 percentage points on July 1, 2006.

In order to take advantage of low interest rates, student borrowers are now being asked to consolidate before the July 1 deadline, according to NextStudent, the leading Phoenix-based education finance company. The well-established company offers low rates and unparalleled benefits and incentives to all student borrowers.

By consolidating before the deadline, student borrowers will avoid an interest rate hike that is the second largest rate increase in the history of the federal student loan program. Some of the new rates expected include: a fixed rate of 6.8 for Stafford loans disbursed on or after July 1, 2006, and a fixed rate of 8.5% for PLUS loans disbursed on or after July 1, 2006.

With consolidation, a borrower’s various loans are combined into one loan and one monthly payment at a low interest rate that is locked in for the term of the loan. Repayment terms can be extended and save thousands in the long run.

NextStudent’s offerings of low rates, aggressive benefits and discounts, and top-notch customer service are unmatched in the student loan industry. The company offers a 2.5% interest rate for qualified borrowers, when the benefits are applied: 0.60% reduction for students consolidating after graduation; 0.25% reduction with the use of automatic debit; and an additional 1% for making 36 consecutive payments on time.

Student borrowers can now consolidate their loans through the lender of their choice. With less than two weeks to go until the July 1 deadline, student borrowers are urged to consolidate their loans to get the best rate and incentives before rates rise.

About NextStudent

NextStudent, federal lender code 834051, is dedicated to helping students and their families find affordable ways to pay for their college education. NextStudent offers one-on-one education finance advice and has a highly competitive portfolio of education finance products and services, including a free online scholarship search engine, parent and student loans federally guaranteed, private student loans, both federal and private. student loan consolidation education savings programs and plans.

The NextStudent scholarship search engine, one of the oldest and largest scholarship search engines in the country, is updated daily, available for free, completely private – and represents 2.4 million scholarships worth $3.4 billion.

For more information about NextStudent and its student loan programs, please visit the company’s website at http://www.nextstudent.com/.


Jessica Black


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IMC welcomes young people at the end of their schooling for a diploma in nursing sciences

IMC’s nursing program chief Ng Kok Toh interviews a student for a scholarship during an interview session held in Kuching yesterday.

KUCHING: International Medical College (IMC) is now enrolling students in its new class for the Nursing Diploma course.

Students who have completed their Sijil Pelajaran Malaysia (SPM) with five credits – Bahasa Malaysia, Mathematics, Science and two other subjects – as well as an English pass are invited to register.

Qualified applicants can even benefit from full sponsorship for the three-year full-time program, which also includes accommodation, monthly stipend, and health care benefits.

In addition, employment is guaranteed for sponsored students. As IMC is part of IHH Healthcare Berhad, its graduates have the opportunity to work in the IHH group of hospitals – locally and internationally.

IMC was established in 1993 to train nurses for the Pantai group of hospitals. The college, strategically located in Subang Jaya, Selangor with a second center in Ayer Keroh, Melaka, takes responsibility for training and developing a new generation of nurses and allied health professionals.

With the support of the Pantai-Gleneagles Group of Hospitals, the college has a long-standing reputation for nursing education, which is well recognized locally and internationally.

The nursing degree program is designed to prepare students to become competent registered nurses. This three-year full-time program is open to all applicants. The average teaching is English, while health, behavioral and nursing sciences are the core sciences of the program.

The diploma program is recognized by the Ministry of Health, Ministry of Higher Education and Nursing Council of Malaysia, and is accredited by the Malaysian Qualifications Agency (MQA).

SPM graduates who wish to obtain more information about the program and scholarships are welcome to send their applications by email to [email protected], or call 03-27277567, or visit www.imc.edu.my.

Tamil Nadu transgender student ordered to quit nursing course halfway due to her sexuality


At a time when conscious efforts are being made to integrate sexual minorities into the mainstream of society, and when many have shown with their own lives how social acceptance is the key to integration, news is coming from of Tamil Nadu reiterates once again how difficult it is for the system to change.

Tamilselvi’s only flaw is that she is transgender. Born with a male body, she underwent gender reassignment surgery in 2015 after realizing her true sexuality. A brilliant pupil of the school who obtained 757 points in class XII, she wanted to continue her studies and end the struggle of her life and that of her mother.

BCCL / Representation image

So, together with her mother, she worked as a domestic helper and managed to save money, which she used to get admitted to a nursing school in Vellore.

But his dream was short-lived. Only a month after her admission to college, Tamilselvi learned that she could not continue her education because “only female applicants are eligible to apply for the nursing degree courses.”

According to New Indian Express, according to the Tamil Nadu Nursing Council which must register all students joining nursing courses, there was no separate column for transgender people.

Transgender student said she couldn't study nursing because of her sexuality

BCCL / Representation image

Tamilselvi then tried to register as a student, but the management refused to put her in the category. Not only that, the college even now refuses to reimburse the Rs 30,000 Tamilselvi had paid when joining the course.

New trend: many men take nursing training at PGIMER


A NEW trend seems to be emerging at PGI’s National Institute of Nursing Education (NINE). A large number of men take the course to integrate a profession dominated mainly by women. This year, of the 55 students who follow the post-basic course over two years, 18 are men. “I see a bright future in this profession. My grandfather advised me to choose this profession. I think I am on the right track, ”said Kamal Kumar, 22, from Ganganagar district in Rajasthan. “It’s true that it’s a predominantly female profession. But I think things are changing and the number of nurses is increasing.

Raju Ram, 23, is from Bikaner district. Son of a farmer, he also obtained a general nursing diploma (GNM) after scientific studies in upper secondary. “I don’t see any gender bias when it comes to providing patient care. It’s a profession where you do something positive and it makes you happy, ”Raju said. “In our state, there are more men who choose this profession than women. It’s just that you have to provide patient care. With time and training, men and women can both do it, ”he added.

Students start their day with hands-on training at the hospital before attending classes from 2 p.m. to 5 p.m. Sandhya Ghai, director of NINE, says this is the first time so many men have opted for the course. “It’s a profession dominated by women until now. We used to see fewer men, but in the influx of men in 2017-2019 the number is huge, ”she said.

There were only two men in the 2016-18 batch. Curiously, 17 of the 18 men in the course are from Rajasthan. The students said that due to the new rules, applicants applying for nursing jobs in central government must have two years of experience and a 10 + 2 degree with (GNM) or 10 + 2 with GNM degree and post basic with six months of experience. .

“The government of Rajasthan has not announced any new nursing jobs for so many years. Even though we did GNM, there is no work. We are taking this course to be eligible for central positions, ”said Muralilal (26) from Tonk District in Rajasthan, adding,“ In Rajasthan this profession is widely chosen by men because it pays well.

South Canterbury DHB Welcomes Ara Nursing Course Response to Timaru

Timaru Hospital Nurse Rachel Mills, along with RNs Dominique Franks and Rebecca Gray, and SCDHB Director of Patients, Nursing and Midwives Lisa Blackler.


Timaru Hospital Nurse Rachel Mills, along with RNs Dominique Franks and Rebecca Gray, and SCDHB Director of Patients, Nursing and Midwives Lisa Blackler.

The South Canterbury District Health Board (SCDHB) hopes that a recent drop in the number of applicants for nursing at higher education institutions is a failure and is encouraged by the fact that the first nursing course of the ‘Ara Institute of Canterbury is close to capacity.

The 25 places available for the nursing program, which is taking place for the first time at the Ara campus in Timaru this year, has 22 confirmed applicants and three more awaiting academic results before confirmation.

SCDHB Director of Patients, Nurses and Midwives Lisa Blackler said DHB has worked hard to attract students to Timaru Hospital for the past two years.

It was important to attract people to Timaru, as the city had an aging workforce, she said.

At a meeting on the South Island late last year, Blackler heard that the number of nursing applicants entering higher education was “dramatically reduced” from what he usually received.

Instead of the normal 400 applicants for 125 places, there were only 100.

“It’s a wait and see if this will continue, or if this is a one-time situation,” Blackler said.

“So it’s a concern if we’re going to increase our membership and they don’t decrease. We have to watch this very closely.

“We know there is national pressure for undergraduate programs. They are not getting the registrations that they have already seen.”

A spokesperson for the Ministry of Education said she did not have enrollment data for 2018 and that annual enrollment data for 2018 would not be available until early 2019.

A report released by the ministry in 2017, titled What do they do?, said that after several years of increasing nursing enrollment, the total number declined slightly in 2016, for the second year in a row. The report suggested that due to this drop, the total number was likely to continue to drop in the future.

Blackler said staff have been to nursing schools and road shows, telling students “this is what we can offer” in an effort to bring them to Timaru.

Staff went to great lengths to sell the smaller area to students as good for their career experience, as big centers like Auckland would beat Timaru in terms of nightlife, she said.

By caring for at Timaru Hospital, students and graduates would get “wide experience” and the opportunity to try things they might not be able to do in a larger facility, she said. .

People higher up in Timaru’s hospital hierarchy also took the time to speak to students and new graduates, she said.

“I don’t believe you get that in large organizations.”

Blackler said that each year nurses rank where they would like to go in their online applications. Historically, Timaru Hospital was not ranked very well, but since making a concerted effort to attract students, it has seen dramatic improvement.

“We had 48 applications in 2017 for the November-December round, for 17 places.

“We have worked hard for 18 months to increase these numbers.”

DHB has also changed its recruitment process for nurse candidates from a 20-minute interview to a day-long workplace assessment that includes group work, an interview and a mini-exam.

DHB was also trying to be more innovative in what it could offer students.

Four DHB officers received training which enabled them to perform clinical simulations.

Working with Ara would allow the hospital to run more elaborate clinical simulations, Blackler said.

UniFiji offers Bachelor of Nursing course

The campus based in Saweni, outside of Lautoka, will remotely facilitate accredited programs through POLHN. Take the nursing profession to the next level to compete with ever-changing changes

UniFiji Vice-Chancellor Professor Prem Misir. Photo: UniFidji

The campus based in Saweni, outside of Lautoka, will remotely facilitate accredited programs through POLHN.

Taking the nursing profession to the next level in order to compete with the ever-changing changes in the world is the origin of the University of Fiji’s new Online Bachelor of Nursing Program.

The University of Fiji, in collaboration with the World Health Organization (WHO) as part of the Pacific Open Learning Health Net (POLHN), will offer the Bachelor of Science in Nursing program as an online course for students of all the region.

UniFiji Vice Chancellor Professor Prem Misir said the university aims to provide various opportunities for people in related fields to advance their careers and improve the care provided by medical professionals across the region. .

“This partnership will advance standards of nursing care and improve patient care in the region as well as around the world. Our goal is to provide nurses and public health workers with various opportunities to advance their careers and equip them with the knowledge necessary to make informed health decisions, ”said Professor Misir.

“The World Health Organization is providing tremendous support to make this happen. It will start in the first semester of 2018. We want the community to know this because from there it can also be part of the Bachelor of Nursing program.

The campus based in Saweni, outside of Lautoka, will remotely facilitate accredited programs through POLHN.

Professor Misir urges students who wish to take the course to apply for the program.

“We have already received a large number of applications for the program. .

The course is available for registration and scholarships are offered by the POHLN.

Edited by George Kulamaiwasa

Feedback: karalaini.tavi@fijisun.com.fj

Hats off to the graduates of the new nursing course

The first graduates pictured with Marie McKeown, Internship Facilitator, Northumbria Healthcare NHS Foundation Trust, and Jane Douglas, Senior Lecturer, Northumbria University. Photo by Simon Veit-Wilson

The course, the first of its kind in the UK, is aimed at people with a background in healthcare.

A partnership between the University of Northumbria and Northumbria Healthcare NHS Foundation Trust, the program leads to a BSc (Hons) Nursing Studies / Registered Nurse (Adult) degree.

The course includes a blend of classroom instruction, simulated clinical skills and hands-on experience in hospitals and community in Northumberland and North Tyneside and upon completion, students were guaranteed employment with Northumbria Healthcare.

The first 10 recruits – comprised of staff from the Northumbria Healthcare NHS Foundation Trust – started the program in March 2016.

Funded by the trust, it was so popular that it received nearly six times as many applications as there were places, and a second course, with 10 more recruits, began in March 2017.

Katy Crinson is one of the newly graduated nurses who participated in the new curriculum. She is now a staff nurse in the intensive care unit at Northumbria Specialist Emergency Care Hospital in Cramlington, where she was originally a nursing assistant.

She said: “I am absolutely delighted to have graduated from what has been a great course. Although it was quite intense, having had a health care experience has already served me well and the support I received from college and the confidence I received has been second to none.

“I am absolutely delighted to have achieved my ambition and to start my nursing career. It has been a great honor to be part of an innovative approach to nursing education and it’s great to see the North East leading the way.

Following the success of the 18-month study program, the course is now being replicated in other parts of the country.

Professor Alison Machin, Acting Head of the Department of Nursing, Midwifery and Health in the Faculty of Health and Life Sciences at Northumbria University, said: “I would like to congratulate all of the nursing students for their graduation and wishing them an exciting and rewarding career in nursing.

“Northumbria has a long standing reputation for providing innovative, high quality education and training for nurses.

“This program uses a new approach to workplace coaching to support the teaching and learning of nursing students, keeping the quality of patient care at the forefront.

New Nursing Course Approved to Boost East Coast Workforce

A new adult nursing course is due to be introduced at Coventry University’s Scarborough campus, marking the return of nursing education to the region.

Coventry Scarborough University had its new undergraduate course approved by the Council of Nurses and Midwives this week and its first class of around 25 students will take place in February 2018.

“Historically, we have always had difficulty attracting RNs to the east coast.

Mike Proctor

Nursing education was last conducted in the city 23 years ago, but ended in 1994 when the Scarborough District School of Nursing closed.

In the past, the region has struggled to attract staff from other regions to come and work in local trusts.

It is hoped that the introduction of the new course will boost the city’s nursing workforce.

Next year, another 25 nursing students will begin their training in September 2018, although the university said a second cohort the following spring would depend on the availability of clinical placements with local employers.

CU Scarborough will work with healthcare organizations including the York Teaching Hospital NHS Foundation Trust and other local NHS trusts and GP practices to deliver the course.

Mike Proctor, deputy managing director of the York Teaching Hospital NHS Foundation Trust, said the new degree would open up new opportunities for locals.

“Giving people the opportunity to train locally will mean that those who qualify will be more likely to stay in the local area”

Kay fraser

“Historically, we have always had difficulty attracting registered nurses to the east coast, so this development will provide new opportunities for school leavers and mature students to study to become a nurse on their doorstep,” he said. -he declares.

“As a trust, we are absolutely committed to increasing and strengthening our nursing workforce and recruiting the right number of staff and caliber of staff is essential to help provide the best possible care to all patients.

“Today’s students are becoming our future workforce, so providing high quality education, internships, preceptorship and continuing development is essential,” he added.

Kay Fraser, Head of University Studies at CU Scarborough, said: “We are delighted that our BSc Diploma in Adult Nursing has been approved and we are able to bring nursing education back to the Yorkshire coast. “

“We have a significant shortage of nurses and health professionals across the region, and this important strategic initiative will allow us to have a major impact on this,” she said.

“Giving people the opportunity to train locally will mean that those who qualify are more likely to stay in the region, so this is great news for the whole region,” she added.

The university is holding open days on October 27 and December 1 so that those interested in the three-year degree can find out more.

Post Basic B.Sc. Nursing Course at Bhopal Nursing College | Bhopal College of Nursing | Post Basic B.Sc. Nursing Courses | B.Sc. in Nursing | education


Bhopal: Bhopal Memorial Hospital & Research Center Bhopal Nursing College, Department of Health Research, Ministry of Health and Family Welfare, Govt. of India, at Raisen Bypass Road, Karond, Bhopal-462038, invited applications for admission to Year 2, Post Basic B.Sc. Nursing Course for the 2017-18 academic year.

Seats: There are 50 places for the course, 24 of which are unreserved. There are 14 places for the OBC, 8 for the SC and 4 for the ST categories. A 3% reservation will be given to applicants with physical disabilities on a horizontal basis according to the government. of India’s guidelines. Five places in Post Basic B.Sc. Nursing course will be considered for sponsored applicants who are employed by hospitals / central / state government institutions or nursing college / nursing school and whose names are sponsored by their employer. The sponsored candidate, if selected, must submit a discharge letter confirming the sponsorship at the time of admission. If eligible sponsored applicants are not available, so will other applicants. The applicant must produce the sponsorship letter as well as the completed application form to be considered against these seats.

If the required number of suitable candidates is not available to fill the seats reserved for the listed castes, these will be filled by candidates belonging to the listed tribes and vice versa. In the event that suitable candidates are not available in the two reserved categories, the vacant seats will be filled by candidates in the OBC category. In the event that suitable candidates are not available in the OBC category either, these will be filled by the candidates in the unreserved category.

Eligibility: The candidate must have passed Upper Secondary or Upper Secondary or Intermediate or 10 + 2 or an equivalent examination recognized by the university. Those who did 10 + 1 in 1986 or before will also be eligible for admission. The candidate must have successfully completed and obtained a certificate in general nursing and midwifery and be registered as an RN / RM with the State Nurses Registration Council.

A nurse, trained before the implementation of the new integrated course in addition to being registered as a nurse with the State Nursing Registration Board, must produce proof of training approved by the Indian Board of Nurses for a similar duration instead of midwifery practice in one of the following areas: Occupational therapy, ophthalmic nursing, leprosy nursing, TB nursing, psychiatric nursing, neurological and neurosurgical nursing, nursing in community health, cancer nursing, orthopedic nursing. Applicants must be medically fit.

Application: The prospectus as well as the application form can be downloaded from http://www.bmhrc.org/

The documents listed in the application form must be attached to the completed application.

The application fee is Rs. 750 / – for the unqualified category and Rs 500 / – for OBC applicants. There is no entry fee for the SC / ST / Physically Challenged categories. The registration fee must be paid by means of a demand draft drawn on any bank, drawn in favor of the “Director, Bhopal Memorial Hospital & Research Center”, payable to Bhopal.

The completed application, along with the listed documents and DD for fees, must reach “Bhopal Nursing College, Bhopal Memorial Hospital & Research Center, Raisen By pass Road, Karond, Bhopal (MP) 462038” no later than 5:00 p.m. September 18, 2017. Sponsored applicants must also submit their application through the appropriate channel, by 5:00 pm on September 18, 2017.

Selection process: The selection will be based on an entrance test lasting 2 hours which will take place on September 25, 2017, with a maximum of 100 points. The entrance exam will be based on the GNM curriculum and will feature objective-type questions (MCQs) of six subjects, fundamentals of medico-surgical nursing including professional trends in nursing (25 questions), anatomy , physiology and pharmacology (15), midwife and gynecology Nursing (15), pediatric nursing (15), community health nursing (15), psychiatric nursing (15).

Admission cards for taking the entrance exam will be issued by Bhopal Nursing College, BMHRC on the day of the entrance exam to Bhopal Nursing College upon presentation of valid proof of photo identification.

The entrance exam will be conducted in English only. Each correct answer will get a score of one point. More than one answer will get a score of zero. The admissions of the candidate are made strictly on the basis of the merit of the entrance test. The results of the admission test will be posted on the BMHRC website on September 26, 2017.

Based on the result of the entrance examination, combined and separate merit lists will be prepared for the Unreserved, OBC, Scheduled Caste and Scheduled Tribe categories.

Details of the advisory process are given in the prospectus. The first counseling and admission will take place on September 27, 2017 and the second counseling and admission will take place on October 9, 2017.

Tuition fees per year are Rs. 250 / –

Residency at the institute hostel is mandatory for applicants admitted to Post Basic B.Sc. Nursing Programs. The hostel is not available for male students.

For more details, visit http://www.bmhrc.org/

NMDC Sponsors 25 Tribal Girls for Nursing Course

Bacheli (Chhattisarh): NMDC Limited, as part of its CSR activities, has focused on promoting education in Bastar division by establishing NMC ITC Bhansi, NMDC Polytechnic-Geedam, NMDC Residential School Nagarnar and striving for the best in the tribal region.

To focus on tribal development, the NMDC launched a new NMDC Balika Shiksha Yojna program for empowering student girls by encouraging them to sponsor as part of a professional course.

As part of the program, the NMDC in association with Apollo Hospitals Hyderabad has decided to select 25 students for the GNM program which will be sponsored by the NMDC.

NMDC Balika Shiksha Yojna review done by A. Ramesh, Senior Director (Staff) of the CSR Department of the Project by introducing the selected students and dignitaries requested to address the occasion.

DV Raju, AGM (Staff), RS Sodhi, JGM (E / S), RN Patnaik, JGM (Finance) spoke about the benefits granted by NMDC and employment issues at the end of the course, as well as other activities of CSR undertaken by NMDC, BIOM Bacheli Complex.

Narayani Singh, President Tejswini Mahila Samithi, Bacheli gave an inspiring message to female students regarding empowerment, the role of women in furthering their careers, homes and jobs and said that no student should interrupt the course in full terms because as directed by Apollo Shcoll of Nursing and exit with flying colors.

President C Sriamalu in his address to the students encouraged to take advantage of the opportunities to build their careers and blessed the students to achieve the best.

Dinesh Sahu, Project CSR Department, proposed a vote of thanks. The students left to take admission.

University of Wrexham Glyndwr District Nursing Course Aims to Meet Growing Demand

This article is old – Publication: Thursday August 3, 2017

Health chiefs and university professors are promoting a district nursing course that will meet increased demand and develop community staff.

The Community Specialist Practice (District Nursing) program at the University of Wrexham Glyndwr was established in partnership with the Welsh government and annually trains community nurses in North Wales.

The vast majority of students leave the two-year qualification after being promoted from their existing community nurse role to that of district workload nurse (band 6) – with the likelihood of further personal development and many are returning to complete their Masters in Community Specialized Practice.

Locality matrons Jayne Sankey and Liz Grieve are responsible for 25 teams of district nurses in North East Wales and Denbighshire, and work closely with Program Manager Alison Williams – recipient of the Queen’s Nurse Award last year – and keynote speaker Victoria Graham to shape the program.

This industry-led ethic is part of Wrexham Glyndwr’s mission statement and helps fill a national shortage of district nurses.

“There is a demand for district nurses because there are more and more people with complex needs in our communities who need to receive quality nursing care at home,” said Liz.

“Our workload has increased by 20% in the space of a year, so there is a need for more support and qualified district nurses. “

“We are planning closely with the University because we know what areas we will really need positions in and that helps shape the course so that it is fully relevant to the issues we are facing and the work they will be doing.

“We are looking at our future service and how it fits the academic side – it prepares them and prepares them. “

Alison echoed these points and added, “The local matrons of the Betsi Cadwaladr University Health Council (BCUHB) and the District Nursing Program team are working closely together to shape the course and ensure that it closely matches the requirements of clinical practice ”.

The “cradle to grave” ethic of district nursing has never changed, according to Jayne, but the form of treatment has changed, which is why the district nursing program needs to be at the forefront of it. evolution of the service to reflect changing support needs. people in their own communities and avoid unnecessary hospitalizations.

“The elements of the job have never changed, the fact that the communities in North Wales are pretty tight-knit and everyone will know who the nurse is, for example,” she said.

“But then the treatment changed a lot and keeps changing, so they really have to be on the cutting edge and keep up with the developments.”

Jayne added, “This is why working with the University of Wrexham Glyndwr is so important to us, and seeing these nurses graduate from this course and grow in their careers. “

Vicky Roberts, from Mold, is a student who progressed after earning her Bachelor of Science degree. She spent 10 years at Mold Hospital before becoming a community nurse in 2014.

The 35-year-old nurse was recently promoted and looks forward to a bright future in the department.

“We treat many complex patients with complex needs and this course gives you a better idea of ​​how to manage them,” she said.

“I really enjoyed my time here and can’t wait to put everything I learned into practice.

The students all produced a poster demonstrating innovation in practice in the program and this was recently celebrated at the University of Wrexham Glyndwr with managers and community staff in attendance to share student success.

For more information about the course, visit the Wrexham Glyndwr University website.

Did you spot something? Do you have a story? Send a Facebook message | A direct message on Twitter | Email News@Wrexham.com

University of Malta launches new nursing course in elderly care

The Faculty of Health Sciences at the University of Malta has launched its B.Sc. Nursing (Hons.) (Elderly Care) program at Residence Saint Vincent de Paule.

“An increase in the aging population requires that trained nurses in health and social care settings are properly prepared to provide high quality care to the elderly. This degree program provides qualified nurses with specific skills and competencies in the care of the elderly, as well as more general skills that will contribute to their academic and professional development.This complementary part-time evening course program covers preventive, medical, rehabilitative and palliative aspects of care in a range of settings, including community, hospital and long-term settings. Relevant topics such as dementia, nutrition and pharmacology are discussed. », Indicates a press release

Graduates of the program will earn a diploma and specialization in nursing for the elderly. The program will prepare applicants for roles in the care of the elderly, who live in the community, are hospitalized in acute care or rehabilitation hospitals, or who reside in nursing / nursing homes, by responding to their biopsychosocial needs to improve their health, well-being and quality of life. In terms of career prospects, this program gives graduates the opportunity to continue their education and progress to a Masters.

This two or three year program starting in October 2017, is intended for holders of the advanced diploma in health sciences (studies in nursing), diploma in health sciences (studies in nursing) or a comparable diploma. .

St Vincent de Paule will sponsor a considerable number of its employees to take this course in order to encourage and support the participation of nurses.

Applications are now open until the 31stst August. For more information and to apply online, please go to http://bit.ly/2teqWQ1

A new nursing course will help people in east London tackle nursing shortages

11:37 am July 21, 2017

7:17 am October 14, 2020

A new nursing course has been launched to address the chronic shortage of nurses in hospitals in east London.

Last year, a report by the Royal College of Nursing (RCN) revealed that there were more than 1,044 vacancies for nurses at Barts Health NHS Trust, which includes Mile End, Whipps Cross, Newham University and Royal London, and 333 at Barking, Havering and Redbridge NHS Trust.

It is hoped that a new three-year adult nursing degree at the University of East London will help local people fill these jobs.

Charmagne Barnes, dean of UEL’s School of Health, Sport and Biosciences, said the program would be important not just for the university but for ‘the wider east London community’ .

Ms Barnes, herself a qualified nurse, said the area was not only short of nurses, but deprived of the opportunity for people to train to become nurses: ‘At the moment there is no ‘there is no local provision for pre-registration nursing in east London.’

The new BSc (Hons) Nursing (Adult) course will be run in partnership with Barking, Havering and Redbridge University Hospitals and the North East London Foundation NHS Trusts, and is expected to change that when it starts in January 2018.

It will be 50% theory and 50% learning alongside qualified nurses at local hospitals, giving students the opportunity to gain hands-on work experience before they graduate.

The degree has received the seal of approval from the Nursing and Midwifery Council, which regulates the nursing and midwifery professions and sets standards for education,

Ms Barnes said the NMC was “really impressed” that the course was run by partners in local hospitals.

The Dean said she was “absolutely delighted” to have won the “hugely successful endorsement”, which should have huge benefits for the region: “It is expected that by recruiting on the course from the local community, the future workforce will be provided by locally trained nurses who will stay in the area and contribute to the health economy.

The university is now accepting applications for the January 2018 intake.

First adult nursing course in East London

The first adult nursing course in East London has been approved by the Nursing and Midwifery Council, in the hopes that it will go some way towards filling the nursing shortage in the region.

The Council of Nurses and Midwives approved the first adult nursing program
coursework at the University of East London. Image: Alamy

The BSc (Hons) course will be offered at the University of East London (UEL) from January 2018.

The Dean of the School of Health, Sport and Biosciences at UEL, Charmagne Barnes said:

“This program is not only important for the school, but for the university and the East London community as a whole.”

Address shortages

By training locals for local jobs, UEL hopes the new course will go some way to alleviating the severe shortage of nurses in east London.

Ms Barnes, a trained nurse, added: ‘At present there is no local provision for pre-registration nursing in East London.

“With our NHS partners, it is expected that by recruiting from the local community route, the future workforce will be provided by locally trained nurses who will stay in the area and contribute to the health economy. . “

UEL will organize this course in partnership with Barking, Havering and Redbridge University Hospitals and the North East London Foundation NHS Trusts.

In other news

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  • Lessons from Francis inquiry risked being lost due to staff burnout, charity warns

Contact 2: Navigating Confusing Student Loan Consolidation Offers

This is an archived article and the information in the article may be out of date. Please look at the timestamp on the story to see when it was last updated.

ST. LOUIS, MO (KTVI) – “The first thing I noticed was that he said, ‘Dear, my first name.’ Then it says your loan is up to $36,000. Well, that’s not too far off, but that’s not the exact number,” said Scott Criscione, Lindenwood University Class of 2014.

Criscione said he knew something was wrong with a letter he received offering student loan consolidation and payment reduction.

“I looked at it and they want your student financial aid ID, other IDs,” he said.

Criscione dug deeper. His search led him to the Ministry of Education.

“I called the DOE and said, ‘Hey, what’s this? The girl replied, “We heard that one before. It’s a fake,” he said.

The loan consolidation offered by “Assure Direct Services” is not really fake, for example, its services are simply not really necessary.

The fine print at the bottom of the letter received by Criscione indicates that ADS is not affiliated with the government or any of its programs. He goes on to acknowledge that the very service he charges you for can be obtained for free from the government.

“If you decide to pay for help, that’s fine, but you need to know exactly what you’re getting,” said Robert Farrington, founder of TheCollegeInvestor.com.

Farrington said he sees many borrowers having trouble with companies selling something that doesn’t actually exist. He said companies make promises they can’t commit to and then the borrower gets into trouble. Unfortunately, the borrower often doesn’t realize they’re in trouble until maybe six months or a year later, after they’ve already paid the fees up front.

It’s a problem Criscione won’t have to worry about.

“Don’t just trust a piece of paper in the mail that you could easily skim and that is sent out to the masses,” he said.

If you decide you still want to pay a company to prepare and advise you through the loan consolidation process, Robert Farrington recommends doing your homework. Make sure you know exactly what you are paying for and what you are getting as there are many night flight companies in the industry.

Charges of False Admission to Nursing Course Against NIMMS

Bhubaneswar: The careers of some nursing students at a city-run private nursing school are in a state of obscurity as the educational institution refused to provide them with an admission card to run exams and asked them to recoup their admission fees to mid-university studies. year.

Raising false admissions charges against NIMMS Nursing School located in Baramunda, nursing students filed a complaint against the police claiming that the educational institution had enrolled 55 students for the 2015 academic year- 16, against a capacity of 40. They added that the nursing school had done so. not providing an admission card to 15 additional students and asking them to recover their admission fees.

A representative of NIMMS was detained at the local police station on the basis of the complaint filed by the students.

Also Read: SC Cancels Admission of 100 MBBS Hi-Tech Students

Nursing student Laxmipriya Mohanty said: “When I was admitted in 2015-2016 for the GNM course the number of places was 40. However, I was allowed to be admitted after paying Rs 15,000. Now the nursing school does not give out the admission card.

Mohanty added, “If the nursing school does not allow us to take the exams, we will not let anyone else take the exams.”

Join Nursing Service, apply for BSc (Nursing) 2017 course at joinindianarmy.nic.in


Join Nursing Service, Apply for BSc (Nurses) 2017 Course

New Delhi:

If you are interested in serving in the Nursing Service, apply for the BSc Nursing 2017 course. Online applications are available at joinindianarmy.nic.in. Only WOMEN can apply for the position. Upon successful completion of the selection process, applicants will be admitted to Nursing Colleges of Armed Forces Hospitals. Upon successful completion of the final year university exam for the above-mentioned course, successful applicants will be offered a commission in the nursing service. A total of 210 places are available for the course at 6 existing colleges.

Name of establishments
College of Nursing, AFMC Pune: 40
College of Nursing, CH (EC) Kolkata: 30
College of Nursing, INHS Asvini: 40
College of Nursing, AH (R&R) New Delhi: 30
College of Nursing, CH (CC), Lucknow: 40
College of Nursing, CH (AF), Bangalore: 30

Duration of the course: 4 years

Eligibility criteria
Indian nationals (single / divorced / legally separated applicants or widows without charges) born between October 1, 1992 and September 30, 2000 (both days included) and having passed the 12e exam as a regular student in all subjects are eligible to apply. Applicants must have the PCB as elective subjects (no option and professional training) and English and must have passed 12e first attempt examination with a minimum of 50% of marks. The minimum size should not be less than 148 cm (relaxed 5 cm in the case of candidates from the northeast).

In addition to this, some other eligibility conditions are mentioned on the official portal at joinindianarmy.nic.in.How to register
Applicants must apply online and pay the fees online as well. The application fees are Rs 150.

Click here for more information on jobs

High Quality Recognized Online Nursing Course – News

Illinois State University’s Mennonite College of Nursing has achieved “high quality” certification from Quality Matters for an online course offered in the Nursing Systems Administration sequence.

Quality Matters is an internationally recognized nonprofit group that provides certification for online courses that facilitate learning. Similar to an accreditation process, certification is only granted after a long and detailed review process.

Taught by Associate Professor O. Ed Reitz, Nursing 562: Leadership in Health Care Systems, is the first Illinois State course to receive the Quality Matters designation. The course challenges students to effectively apply leadership models, theories, and concepts in various healthcare settings. The course teaches healthcare organizations as complex adaptive systems. Nursing Systems Administration and Doctor of Nursing Practice students are enrolled in Leadership in Health Care Systems.

“We now have our first online course recognized internationally as being of high quality, thanks to the dedication and support of administration, faculty and staff,” said Linda Summers of the Center for Teaching, Learning and Technology of the ‘Illinois State, who helped coordinate the faculty-designed and led review process with Quality Matters.

Reitz completed several professional development programs prior to this submission, which included Design, Align, Refine, Teach Online (DART); Apply the Quality Matters section (APPQMR); Peer Reviewer Certification (PRC); and Apply, Improve, Meet (AIM).

“I am delighted that this course has been QM certified as being of high quality, and I am proud of all the hard work that Dr. Reitz and CTLT have done with this submission,” said Judy Neubrander, Dean of MCN. “We want to continue to provide the highest quality of education to our students and plan to submit additional online courses for Quality Matter’s approval in the future. “

Lots of takers for home nursing course

With the expansion of the healthcare industry and the opening of door-to-door medical facilities, a new career trend has emerged in the healthcare industry, namely home nursing. Leaving their jobs in reputable private and public hospitals, many trained and skilled young men and women choose to become home nurses.

Of those who are currently continuing their nursing courses, about 50 to 60 percent want to become home nurses, says Usha Prabhakar, senior manager of HealthCare at Home, a healthcare provider.

To be a home nurse, one must have the minimum basic nursing qualification, either a GNM or a BSc Nursing. Apart from this, the person must also be registered with the state medical board. It is best if the person has spent one to two years of their initial career in a hospital.

“Previously also home nurses were there but it was more of an unorganized sector, where people just hired a nurse for their loved ones to take care of them at home. But now it is an organized sector where some protocols are followed, the way it works in Western countries, ”says Prabhakar.

“To be a home nurse, you need to have practical training in life-saving skills and infection control. In an emergency, a nurse must be able to save the patient’s life, ”she adds. Many young men and women choose home nursing over hospital work and those who have worked in hospitals for a long time find home nursing to be what gives them job satisfaction.

These caregivers work in association with other caregivers such as a doctor or physiotherapist but unlike the hospital where their attention is shared among many patients, as a home nurse, they have full responsibility for a single anybody.

Joseph TC, home nurse in Delhi caring for a cancer patient, says: “In the hospital we have a lot of cases to deal with and it gets very stressful sometimes. We are also not in a position to give our hundred percent. to the patient, that’s why I quit my job at the hospital. I now work as a home nurse caring for a cancer patient. “

“I have to take care of the patient’s personal hygiene, nutrition and vital statistics and create a warm environment for the patient. I feel I am able to give my hundred percent to the patient in this way,” adds he does.

Another home nurse, Tintu J, based in Delhi, says: “The concept of home nurses is a new concept in India. It is a good choice for nurses because the work schedule is flexible and it also gives us 100-term satisfaction in performing our duties. When I joined this profession, I did it out of a sense of service to others, but when I worked in a hospital, it was very difficult to take care of patients properly. As a home nurse, I own one particular patient. Case.”

With India being a hub for hospital tourism, Indian healthcare providers are respected around the world, including the nursing community. Nurses trained in India, including home nurses, are recruited from countries such as Abu Dhabi, Australia, Ireland, New Zealand, South Africa and the United Kingdom.

Wider scope

Many young men and women choose home nursing over a hospital job, and those who have worked in hospitals for a long time find home nursing to be what gives them job satisfaction. With India being a hub for hospital tourism, Indian healthcare providers are respected around the world, including the nursing community. Nurses trained in India, including home nurses, are recruited from countries such as Abu Dhabi, Australia, Ireland, New Zealand, South Africa and the United Kingdom.

New medicine and nursing course aims to improve care for military and veterans


Veterans Health Course Co-Director Janet Hale, PhD, (right) is pictured with SNB alumnus, nurse practitioner and UMass Memorial Medical Center course instructor Michael Spiros, MS, NP. Both are military veterans.

A new class for medical and nursing students at UMass Medical School focuses on the unique and complex health needs of Americans who have served their country and invites veterans and military personnel to the UMMS and the central MA community to share their experiences.

“Understanding cultural perspectives and work experience is important when providing care,” said course co-founder Janet Hale, PhD, professor and associate director of interprofessional and community partnerships for the Graduate School of Nursing and Col. retired to the US Army Reserves. “Since more than 9% of the residents of central Massachusetts are veterans, it is essential that doctors and nurses understand military culture and the impact of military service on health. “

The Military Culture and Military / Veteran and Family Health Assessment course covers the basics of military culture and its potential impact on health. Students will learn to ask questions about military service and take the story of someone who has served or who is close to someone who served in the military, and follow the approaches, answers and appropriate references.

Topics include the incidence and prevalence of health problems, including invisible wounds of war and understanding the challenges of adjusting combat to a soldier’s past life, habits and behaviors. Students will also gain an understanding of how the VA and private health care serves veterans, as well as other available community resources.

Active duty and veteran military personnel from central Massachusetts as well as UMMS professors, many of whom have served in the military, will instruct. In addition, more than 25 military members from the community accepted invitations to attend the lunch for an informal discussion with the students.

“We think it will be very important for students to hear from faculty and staff who have military experience,” said Linda Cragin, MSW, director of Massachusetts Area Health Education Centers at Commonwealth Medicine, who co-founded and co-directs the course with Dr. Hale. “The commitment to the continued service and support of their brothers and sisters in uniform was clearly visible in the response of veterans, military personnel and their families to spend their time with our students during the busy holiday season. Everyone said yes, then also referred a friend or family member, or spread the word in their network. “

The Veterans and Military Health Course is one of nine compulsory one-day courses for the third year of medical school and all students of the Graduate School of Nursing School. Called an interstitial curriculum, these courses address interdisciplinary themes that are of great importance to medical education and medical practice. Advocacy of patient and community interests is highlighted in each thematic area. Small group learning includes a variety of workshops, simulations, patient interviews and skill building sessions.

Related stories on UMassMedNow:
UMMS and VA launch first-ever VA study on maternal health care for women
Hale and Cragin honored for their focus on veteran health
US Secretary of Veterans Affairs visits UMass medical school
VA and UMMS are committed to working together to expand services to veterans in the Worcester area
Medical and Nursing Students Discover the Unique Healthcare Needs of Veterans

Professional life: Claire Foley, Nursing Practice Development Facilitator, Midlands Regional Hospital

My husband, John, drops off Harry, 9, and Jack, 7, at school and the twins, Jessica and Ben, 2, at the nanny.

At the hospital, I get my beeper, check my journal and emails, and answer staff questions about training and education. Although I am a nurse, I am not involved in patient care – my role is to advance nursing practice through initiatives, training and education to support the delivery of high quality care.

Currently, I am the lead coordinator of the Hello My Name IS campaign, launched by Kate Granger, a British doctor who recently died of cancer.

During her treatment, Dr Granger noticed that many staff did not show up before providing care, so she started the Hello My Name Is campaign to improve communication between staff and patients.

We recently launched the campaign in Tullamore, with new name badges and pledges of 450 employees.


I spend part of the morning communicating with our sepsis committee regarding national guidelines for the management of this potentially fatal disease.

Sepsis occurs when the body’s response to an infection damages its own tissues and organs.

I facilitate staff training and education in sepsis awareness and have implemented a screening tool to help staff recognize sepsis early and treat accordingly to improve patient outcomes.

1 p.m.

I have lunch at my desk, while working through emails.

2 p.m.

I am the site coordinator for the nurses’ prescribing and I check their prescriptions.

We have 12 nurse prescribers, which are extremely beneficial to the patient – for example, a clinical diabetes nurse specialist can prescribe insulin. It is my job to support nurse prescribers.

3 p.m.

I set aside an hour or two in the afternoon to allow nurses to attend study days and training days.

Education and training are a big part of what I do. I also spend time liaising with printers, regarding a wound care chart that we are developing for use in the hospital.

5 p.m.

I come home, picking up my parents’ older children and the nanny’s twins along the way.

Then it’s lunchtime, followed by homework, sorting out satchels, and getting ready to start all over again the next day.

  • Claire Foley, Nursing Practice Development Facilitator, Midlands Regional Hospital, Tullamore

Student Loan Consolidation Companies Haven’t Delivered On Their Promises

CHICAGO (WLS) — Students say companies that promised to help them consolidate their college loans haven’t kept their promises.

Nationally, student loan debt currently stands at over $1 trillion. But the I-Team has found that students who seek help consolidating their loans have more problems and take on more debt.

Wheeling resident Amy Matuga said she got a call from Progress Advocates offering to help with a loan forgiveness program.

“Anything he could think of to tell me, he told me,” Amy Matuga said.

What she got was a $1,400 fee for a loan consolidation with an interest rate of 20%.

“Federal government interest rates are around 6-7% and certainly 20%, that’s way beyond what you’d expect from a consolidation loan,” said Matt Ribe of the National Foundation. for Credit Counseling.

Matuga did not lose any money and Defenders of Progress terminate his contract.

The company has a “F” rating with the Better Business Bureau for six complaints.

The I-Team also found that the company had the same registered LLC agent as Student Advocates and a rep on the phone told I-Team it was the same company.

Student Advocates also has a “F” with the BBB for 38 complaints.

“I would like to say to this company, I hope you go bankrupt,” Matuga said.

Dawn Harvey of Crystal Lake used the same company. Harvey said he was told there was a one-time fee of $99.

“…[A]And it was affordable to me and it sounded good,” Harvey said. “They took five payments of $99. I noticed my bank statement and thought what is this? I have not been able to contact anyone from this Progress Advocates LLC”,

Harvey also said no breaches were made in her original loans, so she closed her bank account.

“It’s $800 to $900 that’s gone,” Harvey said.

Student loan experts have now warned consumers.

“The way a lot of these companies position themselves is to be able to get you some kind of spectacular deal, some kind of huge forgiveness and that sounds too good to be true and so that would be a red flag and certainly you don’t want to give your banking information to anyone,” Ribe said.

The I-Team has received no response from the student loan companies, but their contract tells customers that loan consolidations can be done for free and their paid service is to handle all documents and applications.

Harvey said the service only put him more in debt.

“I just want my money back,” Harvey said.

For advice if you are having trouble with your federal student loans:

– That of the government Federal Student Aid website has information for borrowers.
– There are only a few contracted student loan servers. They are listed on the website and can help borrowers with loan repayment issues.

For advice if you are having difficulty with loans:

– Quality nonprofits charge reasonable fees based on the consumer’s ability to pay and sometimes waive fees all together.
– Ask what is the value of the fees you are being asked to pay. Know what you are getting.
– The National Credit Counseling Foundation website provides borrowers with free resources to help them understand their situation.

Better Business Bureau Reports:

– Defenders of progress: http://www.bbb.org/losangelessiliconvalley/business-reviews/loan-modification/progress-advocates-group-in-el-segundo-ca-636530
– Student advocates: http://www.bbb.org/sdoc/business-reviews/debt-relief-services/student-advocates-in-costa-mesa-ca-172016115

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8 Facts About Direct Student Loan Consolidation | pay for college

Although the federal program allows student borrowers to consolidate your loans for simplified payments, this has advantages and disadvantages.

Consolidating multiple loans can be a smart move for some borrowers to stay on top of their payments because it consolidates multiple loans into one loan, simplifying repayment.

Direct loan consolidation allows borrowers to take advantage of different income-based repayment schedules, which may lead to loan forgiveness, depending on the borrower’s repayment and the circumstances.

But unlike some private loan consolidations, direct does not offer lower interest rates through consolidation.

Under the program, a borrower can consolidate subsidized and unsubsidized Stafford Loans, Supplemental Student Loans, Federally Insured Student Loans, PLUS Loans, Direct Loans, Perkins Loans and just about any other type of federal student loan.

Direct consolidation also allows borrowers to retain many of the unique benefits of a federal student loan as well as other consumer protections such as forbearance or deferment, experts say.

Here’s what borrowers need to know about a direct consolidated loan.

1. Direct consolidation adds approximately 0.125% interest. When a borrower consolidates federal student loans in direct form, the government exchanges their previous loans for a single consolidated loan.

The borrower receives a weighted average of interest on previous loans under the consolidated loan, rounded up to one-eighth of 1%.

If the weighted average interest on loans is 5.25%, for example, the new interest rate will be 5.375% after consolidation.

2. Borrowers should do the math before consolidating with a loan consolidation calculator. There are several online tools that borrowers can use to calculate the new interest rate.

Experts recommend using an online consolidation calculator at studentloans.gov or loanconsolidation.ed.gov. As part of the online direct application, the studentloans.gov website will also calculate the interest rate before the borrower clicks “submit”.

But a borrower can calculate the grade point average without an online tool. The new rate can be calculated by multiplying the interest rate with each loan, adding it all up, then dividing by the total loan balance.

3. Term limits may change in the event of consolidation. Unlike most student loans which default to a standard 10-year plan, the terms of a consolidated loan range from seven to 30 years, depending on the balance and repayment schedule.

Less than $7,500
10 years Direct consolidation loan repayment terms
$7,500 to $9,999
12 years Direct consolidation loan repayment terms
$10,000 to $19,999
15 years old Direct consolidation loan repayment terms
$20,000 to $39,999
20 years Direct consolidation loan repayment terms
$40,000 to $59,999
25 years Direct consolidation loan repayment terms
$60,000 or more
30 years Direct consolidation loan repayment terms

Total federal loan balance

Direct consolidation loan repayment terms

Less than $7,500 10 years
$7,500 to $9,999 12 years
$10,000 to $19,999 15 years old
$20,000 to $39,999 20 years
$40,000 to $59,999 25 years
$60,000 or more 30 years

4. Consolidation is limited to once every 180 days. “If you do two consolidations in 180 days, the second consolidation will be added to the first consolidation,” says expert Mark Kantrowitz, editor of Cappex.com, a college and scholarship search site.

Thus, a borrower is not able to do two separate direct consolidations during this period, he says.

5. A direct loan or consolidation is required to enroll in the civil service loan forgiveness. The PSLF eliminates or cancels federal student loans for borrowers employed full-time in eligible public service or nonprofit employment who make 120 qualifying payments on time.

“Only direct loans are eligible for PSLF,” says Nick Demeester, manager of student loan services at GreenPath Financial Wellness.

This includes former federal loans consolidated under the Federal Family Education Loans, known as FFEL, which existed before the direct introduction in 2010. FFEL loans are not eligible for the Civil Service Loan Forgiveness unless they are directly consolidated.

If a borrower reconsolidates a direct loan, it resets the clock on qualified payments toward loan forgiveness, Demeester says. “So if you’re about to do five years of PSLF payments and reconsolidate, then you reset the clock and those payments would start at zero.”

6. Federal student loan borrowers can develop strategies to consolidate loans. “You don’t have to include everything in the consolidation loan,” says Heather Jarvis, attorney and student loan expert.

Applicants using the studentloans.gov The site can deselect loans it doesn’t want included in the app, which automatically imports all federal loans, Jarvis says.

Someone can strategize this way: A borrower with a consolidated FFEL loan, for example, that has a lower interest rate can keep that loan separate and move other federal loans to direct consolidation. But that means two different repayment plans.

7. Consolidation can improve your repayment options. “If you have older federal loans, you may be able to improve your options through direct consolidation,” Jarvis says.

The Department of Education’s income-based Pay As You Earn, or PAYE, program is only available in direct form and to new borrowers who took out loans after October 2007. But older borrowers with Federal student loans, such as those with Stafford loans, may qualify for Revised Pay As You Earn, known as REPAYE, under direct loan consolidation.

8. One of the benefits of consolidation is that it can rehabilitate defaulted loans. According to experts, consolidating defaulted loans can be faster than rehabilitating multiple loans.

“It’s really the impact on the credit report,” says Demeester, who says it can often be faster to rehabilitate one consolidated loan than multiple loans. “Rehabilitation can remove the default status from the credit report. And if they are in default, they risk wage garnishment.”

Are you trying to finance your studies? Get tips and more in US news Paying for college center.

How To Master Your Memory From Nursing Classes

Do you feel the panic of the thesis? Fear not – student writer Danielle has the ultimate guide to survival (and success!)

This is the time we knew it came from as far back as when we were fresh wide-eyed, with money in our pockets, an unstained uniform that fit us and dreamed of academic success.

In second grade, we heard that legendary word, a low whisper in the library as we planned our electives – but we didn’t worry because it wasn’t for us yet.

Now is the third year, you may even have a job in sight when you qualify and feel happy with your placement. You know what you are doing! “Let me see these patients,” you think, planning a hedonistic vacation ready to pay your first paycheck.

Only one thing stands in your way: the thesis.

Synonymous with tears, coffee, more tears and typing 8,000 words.

I don’t even know 8,000 words.

If your university looks like mine, your cohort will be split into two camps:

1) Those already plunged into the throes of their thesis. Buried in endless books, journal articles and printed pages, with a laminated mockup of their first-class diploma neatly taped to the mold-infested walls of the student digs. They live and breathe the thesis.

2) Those who write and rewrite the word “Essay” in a variety of fonts. Yes we know you can’t use WingDings or Comic Sans but it’s so cheerful, and maybe if the title looks nice it will distract from the fact that there is no writing below. They wonder if a five taped to every blank page will cause the pity of a distant marker and a free lunch. But that plan is thwarted – you submit electronically.

There is no middle ground. There is no escaping it.

So I, in my benevolent wisdom, devised some tips to help master the thesis.

1. Your supervisor is your best friend. Email them often, use supervision sessions. Choose their academic brains! Your thesis can be a partnership, bouncing ideas, asking for feedback, letting them know how you’re doing, especially if you have no idea what you’re doing.

2. Chronology. Fix one with your supervisor: methodology done by then, conclusion by then. Allow yourself a few weeks for editing, proofreading and cross-checking. I love doing homework the night before, but it’s not going to work this time.

3. Schedule. Plan every moment of your life, from waking up to sleeping. Cut out two time blocks dedicated to work, personal life, conferences, seminars, netflix, library, etc. and the thesis. Hold on to it and be firm with yourself. No netflix during your thesis hours.

4. Silence. Eliminate all distractions while you work on your masterpiece. Try to find a quiet place. If you feel restless, take a short break, then come back to work.

5. Nutrition and hydration. Try to eat well, although when you are tired and focused on success, it is tempting to have cereals or crisps and sugar-filled snacks that will keep you going. We know that good nutrition equals good brain function. Plan and prepare meals ahead of time so that they can be reheated as you need them, or set aside an hour or so off the books for evening cooking if you like to prepare your meals each day.

6. Procrastination will only save time. Less time means more stress. More stress means reduced productivity. Facebook doesn’t care about your future – just remember when scrolling through videos of cats doing human things.

7. Do fun things too. All the work and no play will only increase your stress levels.

8. Referencing. Know what style you are doing. Keep a separate page from all sources, literature and articles, etc. There is nothing worse than having information in front of you and not knowing where you got it from.

9. Think “it’s not forever” because it isn’t. Unless you choose to become an academic …

10. Go ahead and get that note! You can thank me as you waltz in your cap and dress towards this beautiful embossed scroll of the finest corporate paper.

I have full confidence in you! Good luck!

Peace and love, Danielle xx

Northumbria University overwhelmed by demand for crash course in nursing

A pioneering course at Northumbria University trains NHS staff with healthcare experience to become nurses in just 18 months.

Northumbria Healthcare NHS Foundation Trust partnered with the university to develop the innovative training programme.

The NHS says it is the first such course in the country.

Jenni Thompson and Ogechi Okore are two of the students.

Jenni, 33, from Morpeth, who previously worked as a nursing assistant in the maternity ward at Hexham General Hospital, said: ‘I worked in the pharmaceutical industry before I had my children and wanted to work part-time, so I changed careers.

“I trained as a breastfeeding volunteer after having my first child and then became a breastfeeding support worker in Northumberland. This increased my interest in health care and I had planned to do a nursing degree in about five years, but this opportunity presented itself and it was too good to pass up.

“So far I like it. It’s so interesting and the teaching team has been fantastic. I couldn’t ask for better support.

Mum-of-three Ogechi, 32, from Newcastle, added: ‘I have always had an interest in caring for sick people and supported patients as a nursing assistant at North General Hospital Tyneside until this opportunity arises.

“The course was so interesting. I already have experience with a lot of the practical stuff, but I didn’t know the theory behind it, so researching and reading reviews was very empowering.

“Once completed, I would particularly like to specialize in alcohol nursing, given the amount of NHS expenditure in this area, and helping people get the right information they need to make a real difference in their life.”

Northumbria Healthcare has invested £1million to build the 18-month diploma program, 20 students will start the course this year and 10 have already started.

The trust could have filled the course places six times due to the number of applications, it says.

Debbie Reape, Acting Executive Director of Nursing at Northumbria Healthcare NHS Foundation Trust, said: “By working in partnership with Northumbria University to train our own nurses, we will not only grow our own workforce and create opportunities for our own staff, we will be able to have nurses who share our values ​​and put patients at the heart of everything they do.

“This course builds on the excellent foundation of nursing education we already have in place to trust through strong nursing mentorship, excellent multidisciplinary resources and extensive learning opportunities and new students will join our pre-nursing -existing registration that we already have in confidence.”

Candidates went through an application process and selected based on their experience and aptitude. They were assessed by both the trust and the university, while each potential nurse was tested in a range of scenarios during a day-long workshop.

Professor Pam Dawson, Associate Dean for Strategic Workforce Planning and Development at Northumbria University’s School of Health and Life Sciences, said: “We are delighted to be working in partnership with Northumbria Healthcare on this innovative new program. This is a new way to educate and train future nurses using a workplace coaching model to support their teaching and learning, keeping quality patient care at the forefront.

“The Trust is a forerunner in finding new ways of working to develop the workforce it needs for the future and this innovative program has been designed to fully meet its needs. This will enable motivated people with healthcare experience who are already working in the sector to become fully qualified nurses and we hope this will be the first of many such agreements with other trusts across the country.

RNA’s Vocational Rehabilitation Nursing Course Essential Knowledge for All Rehabilitation Nursing Now Available Online

Newswise – Chicago, IL: The PRN course is a crash course online covering the main areas of care provided by a rehabilitation nurse and is easily accessible from anywhere. Recorded during the recent live course, this valuable educational opportunity addresses comprehensive care for the rehabilitation patient, including how professionals can incorporate 36 concepts and skills of rehabilitative nursing into their practice. It is designed to provide participants with a broad foundation of rehabilitative nursing theories as well as an effective review tool for an upcoming CRRN® exam. Participation in this course will help rehabilitation nurses gain the knowledge necessary to implement industry best practices in their nursing care.

The course is designed around three main areas of focus: 1. Principles of rehabilitation, including safety and quality, bowel and bladder and swallowing2. Rehabilitation disorders such as spinal cord injury, traumatic brain injury and stroke 3. Education of clients and caregivers regarding rehabilitation in the elderly and in children

The PRN course covers a variety of skills, including how to describe the importance of the interdisciplinary team, examine lifelong care strategies, and identify effective evidence-based nursing interventions. Nurses can earn up to 25.25 nursing contact hours throughout this course.

Faculty members are:

Tina Brackins, MSN, IA, CRRN Clinical training coordinatorTallahassee Memorial HealthCare, Tallahassee FL

Michele Cournan, DNP, RN, CRRN, ANP-BCQuality / Risks ManagerSunnyview Rehabilitation Hospital, Schenectady NY

Tiffany Le Croy, MSN, RN, FNP-C, ACNS-BC, CRRNClinical nurse specialistShepherd Center, Atlanta GA

Stephanie vaughn, PhD, IA, CRRNAssociate ProfessorCalifornia State University, Fullerton, California Clinical nurse specialist / stroke programTustin Rehabilitation Hospital, Tustin CA

Several packages are available for single-user and unit licenses. Please visit Rehabnurse.org for more information.

About RNAThe mission of the ARN is to promote and advance the practice of vocational rehabilitation nursing through education, advocacy, collaboration and research to improve the quality of people’s lives. affected by disability and chronic disease. For more information on RNA, please visit www.Rehabnurse.org.

Responding to Community Needs, Broward College Offers New Advanced Heart Failure Nursing Course

Newswise – Nearly 5 million people in the United States live with heart failure. To ensure that patients with cardiovascular disease in South Florida receive care from knowledgeable and knowledgeable nurses, Broward College’s Continuing Education and Workforce Development Program is offering a new advanced course on heart failure. This class is now part of a wide variety of specialty nursing offerings, such as emergency and critical care nursing courses, which have been created through the Broward Specialty Nursing Consortium, a unique partnership, like nowhere else in the United States, between the College and a group of healthcare professionals – made up of the North Broward and South Broward Hospital Districts, in collaboration with Holy Cross Hospital and the Cleveland Clinic – to meet the immediate needs of South Florida’s ever-changing healthcare environment.

“Broward College is honored to be part of the Broward Specialty Nursing Consortium and to work with so many wonderful healthcare systems,” said Donna Merolle, Dean of Continuing Education and Workforce Development. “What we are doing is completely unprecedented because there is no other partnership like this between hospital systems and colleges anywhere in the United States.”

The Broward Specialty Nursing Consortium was formed over 10 years ago with the goal of pooling resources and educating nurses. The consortium now covers 11 hospitals within the four major health systems and trains a diverse group of nurses. In 2014, Broward College had over 1,000 students taking specialty training courses.

Each course is designed to be in a blended learning format, where students share their learning time individually, through online and classroom learning systems. Nurses also learn by simulation at Broward College’s Health Sciences Simulation Center, and some courses have a clinical requirement, where students work in hospitals. Providing this blended format allows nurses to engage in the learning process, respecting their individual learning styles.

“Last year, when a need for more perioperative nurses was identified, we created a perioperative nursing course to prepare nurses for this specialty,” said Mimi Weber, administrative director and head of the organizational development learning at Memorial Healthcare System. “The new Advance Heart Failure course is another wonderful example of how Broward College continues to be an invaluable resource to the community by supporting the needs of many local hospitals.”

For more information about Broward College’s Continuing Education and Workforce Development Program, visit http://www.broward.edu/academics/ce/health/Pages/default.aspx, or contact Angela Nicoletti at 954-201-7939 or [email protected].


About Broward College:

Serving more than 68,000 students each year, Broward College offers residents certificate programs, two-year college transfer degrees, two-year career degrees, and bachelor’s degrees in select programs. The college’s mission is to provide high quality, affordable and accessible educational programs and services to a diverse community of learners. For more information, visit www.bward.edu.

Koforidua Poly will offer a nursing course

Regional news for Friday, June 26, 2015

Source: starrfmonline.com


Koforidua Polytechnic

Koforidua Polytechnic will start from this year to offer health courses including nursing and health care programs under its new Faculty of Health and Allied Sciences (FHAS).

The Faculty was created in 2014 as part of the Trust One strategy of the Institution’s 2010/2014 strategic plan.

According to the management of Koforidua Polytechnic, “the establishment of the faculty is in accordance with the guidelines of the National Council for Higher Education and the Ministry of Health [policy] to increase science-related programs and ensure access to quality health, nutrition and reproductive services for all people living in Ghana and to promote the development of the local health industry.

The faculty is prepared to prepare students for various professions such as medical laboratory, technician, biomedical technology, phlebotomy technician, delivery technician, nursing and home health care, public health, among others, with the aim of helping fill the gap of needed health professionals in Ghana and the sub-region. Food technology and post-harvest technology are also among the new programs added.

Koforidua Polytechnic, which was established in 1996 with only two HND programs, now has 19 HND programs and nine Bachelor of Technology programs.

Acting rector of Koforidua Polytechnic, Godfred Abledu, told Starr News’ Kojo Ansah that the newly added programs do not deviate from the core mandate of polytechnic institutions.

He said the training provided is distinct from traditional institutions as it is based on practice, research and skill development.

First self-funded nursing course launched to tackle shortage in NW

A North West trust has partnered with a local university to launch the first course to provide students with nursing places that are not centrally commissioned by Health Education England.

Lancashire Teaching Hospitals Foundation Trust helped design the University of Bolton’s new course to help address its nursing shortage, with all students accepted into the program being offered employment with the trust upon graduation of their diploma.

Each year, 50 places will be available for the three-year course, with students applying through UCAS and self-financing their studies through the student loan system.

“We recognized that we did not have enough trained nurses in the system and that… this is unlikely to change in the future”

Karen swindley

Karen Swindley, Director of Workforce and Education for the Trust, said Breastfeeding time sister title Health Services Journal that the program was designed to respond to workforce pressures caused by increased patient acuity, the national focus on safe staffing after the Francis exam, and a high dropout rate among nursing students in the Northwest.

“We recognized that we did not have enough trained nurses in the system and that… that is unlikely to change in the future,” she said.

This led the confidence to examine “how we might add additionality to the system” beyond those commissioned by HEE.

Although students on the course will have to pay for their studies unlike those funded by HEE, Ms Swindley was confident the demand would be high.

“What we do know is that the demand for nursing places nationwide absolutely exceeds the number of ordered places that are being provided,” she said.

A cohort of “about 20” will start the course in February, but there are already 160 applications for 25 places for a subsequent cohort in September.

Ms Swindley suggested that self-funding could result in a lower dropout rate than ordered places, and said the trust would seek to retain graduates by developing “a sense of pride and belonging” while acting as a as an investment partner.

She said the trust was able to work with the university to tailor the course, with patients helping to develop course content and screen candidates.

Although this is the first such program in the country, Ms Swindley said the idea has generated “considerable interest” from other providers.

Bolton Vice-Chancellor George Holmes said: “Our university is committed to working in partnership to develop innovative career-oriented learning programs and therefore we are very pleased to be working with such confidence before- guardian. “

Student Loan Consolidation Companies Are Prowling For Borrowers


I’ve been inundated with questions from concerned readers over the past few months about the tactics used by student loan consolidation companies to recruit clients and borrowers. The concerns are simple but chilling: Are these promises too good to be true? They want money upfront, I’m worried? Company XYZ asked me for my PIN, are you ok?

The thing is, these companies can’t do anything that you can’t do yourself. If the company is legit, all it will do is file documents on your behalf and charge you for it. Here’s what to look for.

Student loan consolidation and aid companies aggressively advertising borrowers

These student loan consolidation companies, or student loan aid, or other variations, have been aggressively advertising to borrowers, especially those in need of help.

Lately, you can find these companies targeting borrowers on Facebook, through direct mail ads that look very official, and even cold phone calls. Many of these companies pay for private for-profit college student rosters. These schools will sell the contact information of students who have used financial aid, and these student loan “help” companies are aggressively marketing them.

When these companies contact a borrower, the conversation usually focuses directly on how much money you can save — not how or through which program. Usually, the company will ask you for your loan balance and then immediately tell you how much you could save or be forgiven. Sometimes they just say they can lower your payment and NEVER tell you how.

All of these tactics should be red flags for student borrowers. here is a list of companies known to aggressively market to borrowers.

What these companies really do

In reality, these companies, if operating legally, simply do the following:

– Provide basic loan advisory services (usually for the sole purpose of identifying the best alternative)

– File the papers for the borrower

– Collect a fee

What borrowers don’t realize is that just about anything these companies offer the borrower could do on their own. All these companies do is: 1) change the repayment plan 2) set up a deferment or forgiveness program 3) offer consolidation options. These three options are available to eligible federal borrowers and some private borrowers.

Avoid student loan scams

The thing to remember is that these legitimate companies “help” students and borrowers for profit. However, there are also many unscrupulous companies that offer the same promises but don’t deliver.

One of the most common student loan scam is called the advanced fee scam. This happens when a company promises to offer a lower interest rate or loan forgiveness, but only after you pay the fee. Generally, these companies ask for fees between $350 and $700, or even more. Once you pay the fees, the business disappears and nothing happens with your loan.

Real companies will ask you to pay the fees in installments – usually 3-5. One will be up front, and the rest will be for the duration of the process. Although you don’t even have to pay for the service (especially for $500 or more), a real business won’t ask for all of the payment up front.

Remember you can do it all yourself

The thing is, every borrower can do all of these things themselves. These student loan consolidation companies simply ask you to sign a power of attorney for them and fill out the forms for you.

You can just call your lender and fill out the forms yourself and get the same results. Here is a great guide to the Good way to consolidate your student loans.

The next time you see an advertisement for one of these companies, think twice about giving them your money. Instead, take that extra money and pay off your student loan debt.

UCQ launches a master’s course in nursing sciences

Seven of the nine students who make up the first class.

Doha: The University of Calgary-Qatar (UCQ) offers a master’s degree program in nursing. Nine students make up the first promotion of the two-year full-time program. Practitioners and leaders from Hamad Medical Corporation (HMC) will help lead the course. The program focuses on oncology in support of the Qatar National Cancer Strategy and the Qatar National Health Strategy.

“There is a growing demand for nurses with master’s degrees to meet the many health needs of the people of Qatar. The rapidly expanding market for qualified nurses and the need to continuously keep up with the rapidly changing knowledge base has led UCQ to develop and implement a postgraduate nursing program,” said the Dean and CEO Kim Critchley.

Admission requirements are the same as the standards set at the main campus in Calgary, Canada.

“I believe that a solid and comprehensive nursing education is essential to ensure that the profession receives the respect and recognition it deserves. At Hamad, we continue to work closely with UCQ to support the development of advanced nursing qualifications, as this is one of the best ways to ensure that we have high caliber nursing staff capable of provide excellent patient care and excellent leadership skills in the future,” said Dr. Ann-Marie Cannaby, Executive Director of Nursing at HMC. “Through this master’s program, we provide an important platform from which our nurses can eventually contribute to educational programs that will develop the next generation of expert nurses for Qatar.”

“Graduates will move into clinical nurse specialist positions at HMC. They will make important contributions to patient and population health, with a focus on oncology. Graduates will play an important leadership role not only in contributing to high quality care, but also in being ambassadors in educating the public, patients and families with good evidence in support of cancer care. . They will make a difference in the quality of care for people who are diagnosed with cancer. It’s not just about end-of-life care. Part of it will be prevention; some will be interventions and some will be home transitions. It will be a broad spectrum,” said Laureen Styles, associate professor.

“We will have nine students from January. We are starting small, which will give us a solid foundation to build on. We are convinced that we will have very strong candidates. Our admission requirements are really about helping students succeed. These are the same admission requirements that are required in Canada,” Styles said.

The UCQ has been present in Qatar since 2007. Forty nurses, graduates, are or will soon be employed in the Qatari health system. With the start of the master’s program, the student population exceeds 350.

The peninsula